WEBVTT 1 00:00:00.000 --> 00:00:12.360 And welcome to Prosper TV, to be inspired, equipped, empowered to prosper in all things. 2 00:00:12.360 --> 00:00:14.600 I'm your host, Brenda Byars. 3 00:00:14.600 --> 00:00:21.840 If you're ready to prosper physically, financially, relationally, spiritually, come and join this 4 00:00:21.840 --> 00:00:24.040 amazing community. 5 00:00:24.040 --> 00:00:46.720 Let's prosper together. 6 00:00:46.720 --> 00:00:50.480 And welcome to Prosper TV. 7 00:00:50.480 --> 00:00:58.800 You know, if you are a mother or a grandmother and you have really been struggling in this 8 00:00:58.800 --> 00:01:04.239 season, perhaps you have been struggling to figure out what is your next step? 9 00:01:04.239 --> 00:01:05.239 What is your purpose? 10 00:01:05.239 --> 00:01:08.120 What is God's plan for your life? 11 00:01:08.120 --> 00:01:13.960 Or you've been struggling financially to try to make sense of your finances, then you're 12 00:01:13.960 --> 00:01:18.880 going to want to stick around to this next interview all the way to the last drop. 13 00:01:18.880 --> 00:01:23.020 We have got Earlene Coates, and you are in for a treat. 14 00:01:23.020 --> 00:01:24.360 She is a mother. 15 00:01:24.360 --> 00:01:25.560 She is a grandmother. 16 00:01:25.560 --> 00:01:27.760 She's a mighty woman of God. 17 00:01:27.760 --> 00:01:35.240 She is a businesswoman, entrepreneur, I could go on and on, master certified coach, and 18 00:01:35.240 --> 00:01:38.120 the founder of Everyday University. 19 00:01:38.120 --> 00:01:40.400 Welcome, Earlene. 20 00:01:40.400 --> 00:01:43.000 So glad to have you on the show. 21 00:01:43.000 --> 00:01:46.000 Yeah, and it is so good to be here. 22 00:01:46.000 --> 00:01:53.120 You know, I love all the things that you are doing and making a difference in the lives 23 00:01:53.120 --> 00:01:55.000 of women. 24 00:01:55.000 --> 00:02:00.920 I love the season that you're in because you bring a lot of wisdom. 25 00:02:00.920 --> 00:02:02.040 You have a lot of experience. 26 00:02:02.040 --> 00:02:05.160 You founded successful companies. 27 00:02:05.160 --> 00:02:10.720 And now it's as if you're just taking all of that combined, you know, founding successful 28 00:02:10.720 --> 00:02:12.800 companies also. 29 00:02:12.800 --> 00:02:19.840 I want everybody to know that it hasn't always been, you know, roses and unicorns. 30 00:02:19.840 --> 00:02:24.320 You've been through some hard knocks too, and I think that's valuable that we get to 31 00:02:24.320 --> 00:02:27.000 hear from your wisdom. 32 00:02:27.000 --> 00:02:31.040 So tell us a little bit, what are you doing right now with Everyday University? 33 00:02:31.040 --> 00:02:33.960 Tell us a little bit about your life right now. 34 00:02:33.960 --> 00:02:43.000 Right now, I am in a place where I'm helping busy moms go from chaos to calm. 35 00:02:43.000 --> 00:02:49.800 This is a really crazy time, and there is so much stress that comes from just busy lives 36 00:02:49.800 --> 00:02:54.200 in general, but you add on top of that some of the other things going on in the world 37 00:02:54.200 --> 00:02:55.200 around us. 38 00:02:55.200 --> 00:02:59.280 And this is a time where mom needs to take care of herself so she can do a better job 39 00:02:59.280 --> 00:03:05.440 of helping care for her children, allowing them to feel the calm in the house. 40 00:03:05.440 --> 00:03:10.520 And as a result, they can then feel the safety and the confidence to step out into who they 41 00:03:10.520 --> 00:03:11.520 are. 42 00:03:11.520 --> 00:03:17.320 So as those children then know who mom is, they see who mom is, they see her modeling 43 00:03:17.320 --> 00:03:22.160 her love for herself, her love for God, and her love for her family. 44 00:03:22.160 --> 00:03:26.320 That allows them to then shine through in that same way. 45 00:03:26.320 --> 00:03:28.840 Impacting multiple generations. 46 00:03:29.400 --> 00:03:30.400 Of course, that's biblical. 47 00:03:30.400 --> 00:03:32.480 He's the God of Abraham, Isaac. 48 00:03:32.480 --> 00:03:33.480 Exactly. 49 00:03:33.480 --> 00:03:34.480 Right? 50 00:03:34.480 --> 00:03:42.080 It's wonderful to see the way you're impacting generations and touching lives. 51 00:03:42.080 --> 00:03:49.760 You bring a really unique blend because it's really important for a woman to discover her 52 00:03:49.760 --> 00:03:50.760 purpose. 53 00:03:50.760 --> 00:03:51.760 Yes? 54 00:03:51.760 --> 00:03:52.760 Tell us about that. 55 00:03:52.760 --> 00:03:53.920 Why is that important? 56 00:03:53.920 --> 00:03:56.960 Why are you so passionate about that? 57 00:03:56.960 --> 00:04:04.120 I started out my life following what society tells us we need to do, which is go to college, 58 00:04:04.120 --> 00:04:10.640 get a good job, then retire, and life is going to be perfect. 59 00:04:10.640 --> 00:04:11.640 How'd that work out? 60 00:04:11.640 --> 00:04:12.640 Not so well. 61 00:04:12.640 --> 00:04:13.640 Not in my life. 62 00:04:13.640 --> 00:04:14.640 You colored in the lines. 63 00:04:14.640 --> 00:04:15.640 I did. 64 00:04:15.640 --> 00:04:19.800 I stayed right inside the box. 65 00:04:19.800 --> 00:04:22.040 And it didn't work out quite as well. 66 00:04:22.040 --> 00:04:28.560 In my case, I happened to have an opportunity to take early retirement when I was 52 years 67 00:04:28.560 --> 00:04:30.480 old. 68 00:04:30.480 --> 00:04:35.600 It was either that or within the next three to five years, I would have been laid off. 69 00:04:35.600 --> 00:04:41.080 And the choice became very easy when you looked at the numbers because I got double the benefits 70 00:04:41.080 --> 00:04:45.040 retiring earlier than I would if I got a severance package. 71 00:04:45.040 --> 00:04:47.080 So I took early retirement. 72 00:04:47.080 --> 00:04:50.440 About that time, I also went through a divorce. 73 00:04:50.840 --> 00:04:56.320 Having been the rule follower that I, by nature, am, I had followed all the instructions that 74 00:04:56.320 --> 00:04:57.680 everyone gave me. 75 00:04:57.680 --> 00:05:00.000 It was put your money into your 401. 76 00:05:00.000 --> 00:05:02.520 1K, get as much in there as you can, 77 00:05:02.520 --> 00:05:05.120 because that saves you on all your taxes 78 00:05:05.120 --> 00:05:06.800 and these other things. 79 00:05:06.800 --> 00:05:11.240 But what I wasn't taught was the implications 80 00:05:11.240 --> 00:05:15.800 that at 52, I didn't have access to any of my money. 81 00:05:15.800 --> 00:05:16.820 So what happened? 82 00:05:16.820 --> 00:05:19.360 You went to get your money and you got a surprise? 83 00:05:19.360 --> 00:05:20.200 What? 84 00:05:20.200 --> 00:05:23.460 Well, at that point, I knew the impact 85 00:05:23.460 --> 00:05:26.520 once I hit that place, but I wasn't expecting, 86 00:05:26.520 --> 00:05:29.360 back when I was 30, 40, even 50, 87 00:05:30.000 --> 00:05:31.720 that I was gonna go through, 88 00:05:31.720 --> 00:05:33.360 I was gonna take early retirement, 89 00:05:33.360 --> 00:05:36.440 that I was on the vision of you go and you retire. 90 00:05:36.440 --> 00:05:39.340 And I happened to have had a career 91 00:05:39.340 --> 00:05:42.120 that was with the same corporation the entire time. 92 00:05:42.120 --> 00:05:45.520 So it wasn't like I was job jumping or anything like that. 93 00:05:45.520 --> 00:05:48.640 So the expectation was that I would continue 94 00:05:48.640 --> 00:05:51.960 to finish that out until I reached retirement age. 95 00:05:51.960 --> 00:05:55.460 And at that point, then everything would be set. 96 00:05:55.460 --> 00:05:57.160 But you take early retirement 97 00:05:57.160 --> 00:06:00.840 and now you've put all your savings into tools 98 00:06:00.840 --> 00:06:03.860 that aren't available until you're 59 and a half, 99 00:06:03.860 --> 00:06:06.680 unless you wanna pay significant penalties. 100 00:06:06.680 --> 00:06:09.000 And again, taxes on top of that, 101 00:06:09.000 --> 00:06:10.880 because it was pre-tax money. 102 00:06:10.880 --> 00:06:12.640 So it sounds really good. 103 00:06:12.640 --> 00:06:14.960 And the teaching makes it sound like 104 00:06:14.960 --> 00:06:16.880 that's the only way to go. 105 00:06:16.880 --> 00:06:20.860 But what I've learned is that there are some better options. 106 00:06:20.860 --> 00:06:23.600 And fundamentally, what I've learned is 107 00:06:23.600 --> 00:06:26.280 that there's so much that we aren't taught. 108 00:06:26.320 --> 00:06:29.520 And the importance of being taught 109 00:06:29.520 --> 00:06:31.680 some of the other things like, 110 00:06:31.680 --> 00:06:35.080 in my world, maximize your 401k to the point 111 00:06:35.080 --> 00:06:37.440 where your company is gonna match it. 112 00:06:37.440 --> 00:06:39.920 But then there are several other investment tools 113 00:06:39.920 --> 00:06:43.920 that allow you to then have flexibility with your money. 114 00:06:43.920 --> 00:06:46.620 You're not in the position of having it all 115 00:06:46.620 --> 00:06:49.960 either locked away and gonna cost you significantly 116 00:06:49.960 --> 00:06:52.000 if you need to take the money out, 117 00:06:52.000 --> 00:06:54.980 or, you know, and plus paying taxes on that. 118 00:06:54.980 --> 00:06:57.340 So you've discovered that there are really 119 00:06:57.340 --> 00:06:59.580 a lot more options than you were told. 120 00:06:59.580 --> 00:07:03.060 You followed the rules, this is the way to go, 121 00:07:03.060 --> 00:07:06.460 and you went there, and it came time, 122 00:07:06.460 --> 00:07:08.340 and it wasn't as you expected, 123 00:07:08.340 --> 00:07:11.180 because you weren't planning on early retirement. 124 00:07:11.180 --> 00:07:14.180 So take me back to that moment. 125 00:07:14.180 --> 00:07:17.900 At that moment, when you followed all the rules 126 00:07:17.900 --> 00:07:19.740 and it didn't work out so good, 127 00:07:19.740 --> 00:07:20.820 what were you feeling? 128 00:07:20.820 --> 00:07:21.660 What were you thinking? 129 00:07:21.660 --> 00:07:23.220 What did you learn from that? 130 00:07:23.220 --> 00:07:27.300 Well, the one thing that I learned is that it's, 131 00:07:27.300 --> 00:07:32.300 that I, one, wish I had done a better job myself 132 00:07:33.020 --> 00:07:35.380 of understanding other tools. 133 00:07:35.380 --> 00:07:38.540 That I hadn't solely depended on a financial advisor 134 00:07:38.540 --> 00:07:41.180 in my corporation to lead me, 135 00:07:41.180 --> 00:07:45.000 but to continue to get better education myself, 136 00:07:45.000 --> 00:07:47.420 allowing me to then be better prepared 137 00:07:47.420 --> 00:07:49.180 as I got down the road. 138 00:07:49.180 --> 00:07:53.160 And wanting to set myself up, as well as my children, 139 00:07:54.100 --> 00:07:56.840 with understanding that if you're gonna get free money, 140 00:07:56.840 --> 00:07:58.880 because you have money going to a 401k, 141 00:07:58.880 --> 00:08:01.260 by all means, you wanna maximize that. 142 00:08:01.260 --> 00:08:03.520 But that also comes with some costs. 143 00:08:03.520 --> 00:08:07.200 And understanding those costs is as important 144 00:08:07.200 --> 00:08:10.080 as making sure that you have the money saved. 145 00:08:10.080 --> 00:08:13.120 So I've learned that the education, 146 00:08:13.120 --> 00:08:16.860 and even today, the education of our young people 147 00:08:16.860 --> 00:08:20.920 is far worse than it was years back. 148 00:08:20.960 --> 00:08:22.680 There's almost nothing taught 149 00:08:22.680 --> 00:08:25.200 when it comes to understanding finances. 150 00:08:25.200 --> 00:08:29.440 So making sure that our kids know at an early age, 151 00:08:29.440 --> 00:08:31.320 because that's the time that they can have 152 00:08:31.320 --> 00:08:34.440 the biggest impact on their lifetime retirement, 153 00:08:34.440 --> 00:08:36.280 is by starting young. 154 00:08:36.280 --> 00:08:37.159 Okay. 155 00:08:37.159 --> 00:08:40.679 I know you're really active working with young people. 156 00:08:40.679 --> 00:08:45.680 And so I know that you teach financial literacy 157 00:08:45.680 --> 00:08:46.600 for young people, 158 00:08:46.600 --> 00:08:50.040 but I also know that you're very comprehensive, 159 00:08:50.040 --> 00:08:53.000 because that's only part of the equation. 160 00:08:53.000 --> 00:08:57.080 So give me the big picture of everyday university 161 00:08:57.080 --> 00:09:00.280 and your passion for both the parents 162 00:09:00.280 --> 00:09:03.480 and this upcoming generation. 163 00:09:03.480 --> 00:09:05.360 Share the bigger vision. 164 00:09:05.360 --> 00:09:07.560 Well, first, it's important to understand 165 00:09:07.560 --> 00:09:09.840 that my definition of financial literacy 166 00:09:09.840 --> 00:09:11.120 doesn't start with money. 167 00:09:11.120 --> 00:09:11.960 Oh, okay. 168 00:09:11.960 --> 00:09:14.380 My money, my financial literacy definition 169 00:09:14.380 --> 00:09:15.920 starts well before that. 170 00:09:15.920 --> 00:09:17.920 And it goes back, it's biblical. 171 00:09:17.920 --> 00:09:21.080 We are to be good stewards of our talents, 172 00:09:21.080 --> 00:09:23.520 our gifts, our time, and our money. 173 00:09:23.520 --> 00:09:24.360 Okay. 174 00:09:24.360 --> 00:09:26.360 So if you're doing a good job 175 00:09:26.360 --> 00:09:28.480 with your gifts and your talents, 176 00:09:28.480 --> 00:09:30.400 then God's gonna bless you with the income. 177 00:09:30.400 --> 00:09:32.960 And knowing how to manage that effectively 178 00:09:32.960 --> 00:09:34.920 is absolutely critical. 179 00:09:34.920 --> 00:09:38.400 But using your God-given gifts and talents 180 00:09:38.400 --> 00:09:42.240 is as important as knowing how to manage your money. 181 00:09:42.240 --> 00:09:44.240 And so to use them, you have to know them. 182 00:09:44.240 --> 00:09:45.080 Exactly. 183 00:09:45.080 --> 00:09:47.240 So do you take them on some type of discovery 184 00:09:47.280 --> 00:09:48.800 to discover who they are? 185 00:09:48.800 --> 00:09:49.640 I do. 186 00:09:49.640 --> 00:09:51.680 I have a few different ways that I approach 187 00:09:51.680 --> 00:09:54.880 getting to who are they uniquely? 188 00:09:54.880 --> 00:09:56.960 And what's their divine purpose? 189 00:09:57.920 --> 00:09:59.880 Each one of us was created uniquely. 190 00:10:00.000 --> 00:10:06.460 We have our own unique soul of how we like to show up in the world, what our divine purpose 191 00:10:06.460 --> 00:10:07.460 is. 192 00:10:07.460 --> 00:10:12.880 So I do have some things that I can take them through a process that allows them to learn 193 00:10:12.880 --> 00:10:16.100 how their soul really likes to show up in the world. 194 00:10:16.100 --> 00:10:22.420 And then from there, allow them to also look at what do they absolutely love to do in life. 195 00:10:22.420 --> 00:10:23.420 Life is short. 196 00:10:23.420 --> 00:10:26.720 In the scheme of things, life is really short. 197 00:10:26.720 --> 00:10:33.300 And if you're doing what you love, then life just, you live it every day. 198 00:10:33.300 --> 00:10:38.820 I know I've heard many times that, you know, do what you love and you'll never work a day 199 00:10:38.820 --> 00:10:39.820 in your life. 200 00:10:39.820 --> 00:10:40.820 Right. 201 00:10:40.820 --> 00:10:41.820 Which is so true. 202 00:10:41.820 --> 00:10:42.820 Yeah. 203 00:10:42.820 --> 00:10:45.700 And it's important for moms to understand that. 204 00:10:45.700 --> 00:10:49.820 The more that they understand that, the more that they're able to then have an impact on 205 00:10:49.820 --> 00:10:57.820 their kids who need to know that the only way isn't necessarily to go to college. 206 00:10:57.820 --> 00:11:02.060 And there are some people out there who've been programmed by society today. 207 00:11:02.060 --> 00:11:12.180 And even as moms, we honestly, we look at it and we're considering, what's our value? 208 00:11:12.180 --> 00:11:14.180 Did my kid go to the right college? 209 00:11:14.180 --> 00:11:15.420 Did they get the right degree? 210 00:11:15.420 --> 00:11:17.100 Did they do? 211 00:11:17.100 --> 00:11:21.980 So the mothers are taking their value by which college their kids go to, is what you're saying. 212 00:11:21.980 --> 00:11:22.980 Absolutely. 213 00:11:22.980 --> 00:11:24.280 And that may not be the right option. 214 00:11:24.280 --> 00:11:27.900 Or the fact that their kid did or didn't go to college. 215 00:11:27.900 --> 00:11:30.020 And that is not mom's value. 216 00:11:30.020 --> 00:11:33.220 Some guilt and shame around that, all kinds of things, huh? 217 00:11:33.220 --> 00:11:34.220 Yeah. 218 00:11:34.220 --> 00:11:35.860 It brings out all of that. 219 00:11:35.860 --> 00:11:40.880 And so where moms are able to start seeing their children for the unique human that God 220 00:11:40.880 --> 00:11:46.140 created them to be, they can bring out their unique gifts and their talents. 221 00:11:46.180 --> 00:11:50.220 And that frees the kid to show up in the world like they're supposed to show up. 222 00:11:50.220 --> 00:11:54.220 And reality is there's a lot of anxiety, a lot of depression, and a lot of those other 223 00:11:54.220 --> 00:11:59.580 things and some of that is as a result of the stress and the pressures that the world 224 00:11:59.580 --> 00:12:04.060 puts on us in general, but our kids especially. 225 00:12:04.060 --> 00:12:08.980 So get mom to the place where she can free herself of that stress. 226 00:12:08.980 --> 00:12:11.900 Then she can also show up that way for her kids. 227 00:12:11.900 --> 00:12:13.780 Suddenly she starts hearing them differently. 228 00:12:13.780 --> 00:12:19.660 She starts seeing them as the beautiful gift from God that they are. 229 00:12:19.660 --> 00:12:24.860 And she's able to foster the growth in those areas that allow their unique brilliance to 230 00:12:24.860 --> 00:12:25.940 show through. 231 00:12:25.940 --> 00:12:34.060 So Earlene, I love the way that you are impacting two generations. 232 00:12:34.060 --> 00:12:42.260 As the mother discovers who she is, her unique gifts, her unique talents, she's now more 233 00:12:42.260 --> 00:12:50.860 in tune to recognize her child's gifts and maybe not just push them into the mold. 234 00:12:50.860 --> 00:12:55.260 And it reminds me of the proverb, train up a child in the way he should go. 235 00:12:55.260 --> 00:12:56.460 So how do you go about doing that? 236 00:12:56.460 --> 00:12:57.860 Tell me a little bit more about that. 237 00:12:57.860 --> 00:13:02.260 Well, the first step is to get mom healthy herself. 238 00:13:02.260 --> 00:13:06.300 Help her to understand the value she has in the world. 239 00:13:06.300 --> 00:13:11.420 And that's the value is the unique individual that God created her to be. 240 00:13:11.420 --> 00:13:18.300 And then once she's able to understand that, she starts seeing her child differently. 241 00:13:18.300 --> 00:13:22.580 She's able to start bringing out the confidence in that child because she recognizes where 242 00:13:22.580 --> 00:13:23.940 they shine. 243 00:13:23.940 --> 00:13:29.140 And she doesn't have to feel the pressure of needing to push them into those areas that 244 00:13:29.140 --> 00:13:30.900 is not their unique gifts. 245 00:13:30.900 --> 00:13:31.900 Love that. 246 00:13:31.900 --> 00:13:34.300 They're able to show up how they're supposed to be. 247 00:13:34.300 --> 00:13:38.980 Now, I have to say, if you're going to be a doctor, I would like you to go to college. 248 00:13:38.980 --> 00:13:39.980 Right. 249 00:13:40.540 --> 00:13:42.540 Before you operate, please go to school. 250 00:13:42.540 --> 00:13:43.540 That's right. 251 00:13:43.540 --> 00:13:50.620 But if that isn't where God is calling you, then what is the next step for you? 252 00:13:50.620 --> 00:13:58.180 I have a friend, a brilliant, gifted individual, gifted graphic artist, gifted musician, I 253 00:13:58.180 --> 00:14:01.860 mean, all around gifted in so many ways. 254 00:14:01.860 --> 00:14:08.500 And at the age of third grade age, he was so worried that he was going to take the wrong 255 00:14:08.500 --> 00:14:12.260 classes in school to not get to where he wanted to go. 256 00:14:12.260 --> 00:14:13.260 Pressure. 257 00:14:13.260 --> 00:14:17.540 And so he's talking to his mom and his mom had the brilliant answer. 258 00:14:17.540 --> 00:14:19.620 And I absolutely love her advice. 259 00:14:19.620 --> 00:14:27.580 And that was, doesn't matter what you do now, do what you love and find a way to get paid 260 00:14:27.580 --> 00:14:28.580 for it. 261 00:14:28.580 --> 00:14:29.580 Love it. 262 00:14:29.580 --> 00:14:37.140 So if we start looking at our kids with that in mind and support them, encourage them to 263 00:14:37.140 --> 00:14:41.860 be able to do what they love in life, their life is going to be a lot less stressful as 264 00:14:41.860 --> 00:14:42.860 well. 265 00:14:42.860 --> 00:14:47.460 So in the end, we have their unique brilliance shining through. 266 00:14:47.460 --> 00:14:53.580 And we have a kid who is much happier as a kid, as well as an adult who's able to live 267 00:14:53.580 --> 00:14:59.540 a life that serves God in ways that honors him with their life as a result of using their 268 00:14:59.540 --> 00:15:00.060 unique gift. 269 00:15:00.000 --> 00:15:02.240 gifts and talents, and in the end, 270 00:15:02.240 --> 00:15:05.100 God's gonna bless them abundantly as well. 271 00:15:05.100 --> 00:15:10.100 Wonderful wisdom, absolutely wonderful wisdom, wonderful. 272 00:15:12.280 --> 00:15:14.960 I like to think, I have a course, God, Money, and Me, 273 00:15:14.960 --> 00:15:17.680 so I like to think of those three dimensions, 274 00:15:17.680 --> 00:15:20.440 God, money, and me. 275 00:15:20.440 --> 00:15:23.720 So tell me what you've learned about God. 276 00:15:23.720 --> 00:15:26.420 How has God shown up in all of this? 277 00:15:26.420 --> 00:15:28.160 Share what God is doing. 278 00:15:28.160 --> 00:15:29.220 What have you learned? 279 00:15:30.100 --> 00:15:32.960 God continues to reveal more and more, 280 00:15:32.960 --> 00:15:36.520 and God has a picture for our lives 281 00:15:36.520 --> 00:15:39.580 that's way bigger than we can ever imagine for ourselves. 282 00:15:41.620 --> 00:15:43.980 Years back, I would never have imagined 283 00:15:43.980 --> 00:15:46.020 that God was gonna go out and say, 284 00:15:46.020 --> 00:15:48.740 okay, go forth and change a generation. 285 00:15:50.660 --> 00:15:52.780 But he's showing up and doing that. 286 00:15:52.780 --> 00:15:55.300 He continues to stretch me. 287 00:15:55.300 --> 00:15:57.820 Some days it's a little scarier than others, 288 00:15:57.820 --> 00:16:02.820 but he also is there, he is faithful, he is always there. 289 00:16:03.960 --> 00:16:06.100 I go back to King Solomon. 290 00:16:06.100 --> 00:16:10.580 I love the King Solomon example where King Solomon, 291 00:16:10.580 --> 00:16:13.740 God asks him, he says, ask for anything you desire, 292 00:16:13.740 --> 00:16:15.460 and I'll give it to you. 293 00:16:15.460 --> 00:16:18.820 And King Solomon's words were, again, very wise 294 00:16:18.820 --> 00:16:22.160 in that he said, just give me a discerning heart. 295 00:16:22.160 --> 00:16:23.220 I'm just young at heart. 296 00:16:23.220 --> 00:16:26.060 I don't know anything, I need your wisdom. 297 00:16:26.060 --> 00:16:28.260 At that point, God's answer was, 298 00:16:28.260 --> 00:16:30.860 well, since you didn't ask for money and long life, 299 00:16:30.860 --> 00:16:32.620 I'm gonna give you those as well. 300 00:16:32.620 --> 00:16:37.420 I think that is good advice, even for us now. 301 00:16:37.420 --> 00:16:40.500 So at those points where we're seeking God for wisdom, 302 00:16:40.500 --> 00:16:44.420 then he's gonna show up and he's gonna give us that wisdom 303 00:16:44.420 --> 00:16:47.300 that allows us to then go and do those things 304 00:16:47.300 --> 00:16:49.340 that he desires to see us do, 305 00:16:49.340 --> 00:16:51.380 and in the end, we glorify him. 306 00:16:51.380 --> 00:16:53.660 Love it, I love it. 307 00:16:53.660 --> 00:16:57.020 We're living through some pretty challenging times 308 00:16:57.020 --> 00:17:00.100 at the filming of this TV program this season, 309 00:17:00.100 --> 00:17:03.140 and a lot of people are very confused, 310 00:17:03.140 --> 00:17:07.260 they're very afraid, and the message, 311 00:17:07.260 --> 00:17:10.500 the message of the media is to contract, 312 00:17:10.500 --> 00:17:13.260 to be afraid, to pull back. 313 00:17:13.260 --> 00:17:18.260 And I see you leading by example that on the opposite, 314 00:17:19.339 --> 00:17:23.020 you're not contracting, you're investing in yourself, 315 00:17:23.020 --> 00:17:25.540 in your business, in growing. 316 00:17:25.540 --> 00:17:27.619 Where does that courage come from? 317 00:17:27.619 --> 00:17:31.660 What makes you go boldly forward 318 00:17:31.660 --> 00:17:33.380 when others are hiding in fear? 319 00:17:33.380 --> 00:17:34.820 Where do you get that strength? 320 00:17:34.820 --> 00:17:36.340 Confidence and faith. 321 00:17:36.340 --> 00:17:41.340 God is the source of all of that confidence, that faith. 322 00:17:42.100 --> 00:17:45.620 It's stepping out in faith for those things that are not seen 323 00:17:45.620 --> 00:17:48.700 and he's through different points, 324 00:17:48.700 --> 00:17:52.300 it's like you get just enough light for the next step. 325 00:17:52.300 --> 00:17:56.020 So taking him at his word, 326 00:17:56.020 --> 00:17:57.860 and trusting that he's gonna help me 327 00:17:57.860 --> 00:17:59.700 with the light for the step after that, 328 00:17:59.700 --> 00:18:01.340 and the step after that. 329 00:18:01.340 --> 00:18:04.180 This is not the time to sit back and wait, 330 00:18:04.180 --> 00:18:07.300 he's challenging me to go forward, make a difference. 331 00:18:07.300 --> 00:18:12.300 This is an important time to support our world 332 00:18:12.500 --> 00:18:14.740 in making change. 333 00:18:14.740 --> 00:18:16.900 There is so much craziness in our world, 334 00:18:16.900 --> 00:18:20.140 we've got the coronavirus going on, 335 00:18:20.140 --> 00:18:24.740 but we also have all of the racial stress 336 00:18:24.740 --> 00:18:28.300 and government in the midst, all of that. 337 00:18:28.300 --> 00:18:33.300 And so you can either sit back and be fearful and hide, 338 00:18:34.420 --> 00:18:37.740 or you can choose to step out, 339 00:18:37.740 --> 00:18:40.700 love yourself first, and then love others. 340 00:18:40.700 --> 00:18:42.820 And so as you go back to the scripture, 341 00:18:42.820 --> 00:18:44.540 Jesus' top two commands, 342 00:18:44.540 --> 00:18:48.500 love God and love your neighbor as yourself. 343 00:18:48.540 --> 00:18:51.140 And so starting out, love God first, 344 00:18:51.140 --> 00:18:52.420 but the other part of that, 345 00:18:52.420 --> 00:18:55.060 and it's important not to lose sight 346 00:18:55.060 --> 00:18:57.740 of love your neighbor as yourself. 347 00:18:57.740 --> 00:19:00.180 If you aren't loving yourself well, 348 00:19:00.180 --> 00:19:01.860 you can't love others well. 349 00:19:01.860 --> 00:19:04.740 So this is an important time to do a good job 350 00:19:04.740 --> 00:19:06.580 of taking care of yourself. 351 00:19:06.580 --> 00:19:08.220 And when I say taking care of yourself, 352 00:19:08.220 --> 00:19:11.660 it's not I'm better than you, it's not selfishly, 353 00:19:11.660 --> 00:19:13.780 it's are you getting enough sleep? 354 00:19:13.780 --> 00:19:15.900 Are you taking care of your nutrition? 355 00:19:15.900 --> 00:19:18.540 Are you spending quiet meditation time? 356 00:19:18.540 --> 00:19:20.300 Are you getting your exercise? 357 00:19:20.300 --> 00:19:22.780 All of those things, that quiet, 358 00:19:22.780 --> 00:19:25.580 I need a bath, soaking bath in the tub. 359 00:19:25.580 --> 00:19:28.300 Give me an hour to where I can just go be by myself 360 00:19:28.300 --> 00:19:33.300 and just enjoy the comfort of that and connecting with God. 361 00:19:33.460 --> 00:19:37.220 Doing all of those things to care for yourself well, 362 00:19:37.220 --> 00:19:40.060 then allows you to love others well. 363 00:19:40.060 --> 00:19:44.900 Yeah, I often think of the verse right now 364 00:19:44.900 --> 00:19:49.900 that we are not those who draw back, pull back in fear. 365 00:19:51.460 --> 00:19:53.900 But we are those, some translations say, 366 00:19:53.900 --> 00:19:57.820 who by faith truly live life. 367 00:19:57.820 --> 00:19:59.860 And I see you modeling that. 368 00:20:00.000 --> 00:20:02.020 And I thank you for modeling that, 369 00:20:02.020 --> 00:20:06.100 because if we're not demonstrating 370 00:20:06.100 --> 00:20:08.500 that God is more than able, 371 00:20:08.500 --> 00:20:11.140 that He can give us peace in the storm, 372 00:20:11.140 --> 00:20:14.300 that He can be our source when we don't know 373 00:20:14.300 --> 00:20:15.660 where it's gonna come from, 374 00:20:15.660 --> 00:20:18.700 that we can leap, even when, like you say, 375 00:20:18.700 --> 00:20:21.300 it's a stretch, you only know the next step. 376 00:20:21.300 --> 00:20:23.660 You may not know the whole way, 377 00:20:23.660 --> 00:20:26.020 but you build that history with God, 378 00:20:26.020 --> 00:20:28.100 and He comes through time and time again. 379 00:20:28.580 --> 00:20:31.260 And if we're willing to live that, 380 00:20:31.260 --> 00:20:33.940 then others can have that hope. 381 00:20:33.940 --> 00:20:35.500 So I really wanna personally thank you 382 00:20:35.500 --> 00:20:38.140 for being a person that is showing up 383 00:20:38.140 --> 00:20:41.140 and boldly investing in yourself and loving others. 384 00:20:41.140 --> 00:20:42.580 I see you working with the youth. 385 00:20:42.580 --> 00:20:44.340 I see you working with the women. 386 00:20:44.340 --> 00:20:46.260 I see what you're doing, 387 00:20:46.260 --> 00:20:48.800 and it's a beautiful thing to watch. 388 00:20:48.800 --> 00:20:52.920 I appreciate you and what you're doing. 389 00:20:52.920 --> 00:20:55.260 So you've seen God come through. 390 00:20:55.260 --> 00:20:56.340 Tell us about money. 391 00:20:56.940 --> 00:20:58.660 You've had all these experiences. 392 00:20:58.660 --> 00:20:59.940 You've started companies, 393 00:20:59.940 --> 00:21:02.460 and you've done all these different things. 394 00:21:02.460 --> 00:21:06.520 What has been your biggest lessons when it comes to money? 395 00:21:08.140 --> 00:21:09.540 It's not about the money. 396 00:21:09.540 --> 00:21:10.820 Okay, it's not about the money. 397 00:21:10.820 --> 00:21:12.300 It really isn't about the money, 398 00:21:12.300 --> 00:21:16.020 and I think that where we can get our eye off of the money 399 00:21:16.020 --> 00:21:19.260 and onto all of the other things around us, 400 00:21:19.260 --> 00:21:20.300 the money comes, 401 00:21:20.300 --> 00:21:24.180 and God continues to provide for you along the way. 402 00:21:24.180 --> 00:21:25.100 So would you say it's true, 403 00:21:25.100 --> 00:21:27.340 do what you love and the money will follow? 404 00:21:27.340 --> 00:21:28.620 Do you subscribe to that? 405 00:21:28.620 --> 00:21:31.380 Do what you love and find a way to get paid for it. 406 00:21:31.380 --> 00:21:33.980 And I absolutely believe that that is true. 407 00:21:33.980 --> 00:21:37.060 I believe that when you're doing what you love, 408 00:21:37.060 --> 00:21:39.140 then you're gonna show up differently 409 00:21:39.140 --> 00:21:42.040 than when you're doing what you've been told you have to. 410 00:21:43.700 --> 00:21:45.380 Not just trying to please other people 411 00:21:45.380 --> 00:21:47.420 or live up to an image or a standard. 412 00:21:47.420 --> 00:21:51.860 Your energy, everything about you is different then. 413 00:21:51.860 --> 00:21:54.780 But when you go and you figure out, 414 00:21:55.460 --> 00:21:56.300 this is what I love to do, 415 00:21:56.300 --> 00:22:00.300 and oh, this is how I can make money at it. 416 00:22:00.300 --> 00:22:03.740 Suddenly, you have a new passion, a new drive, 417 00:22:03.740 --> 00:22:05.380 and you bring forth something 418 00:22:05.380 --> 00:22:07.540 that maybe others haven't thought about. 419 00:22:08.580 --> 00:22:11.320 As a result, God blesses you, 420 00:22:12.260 --> 00:22:14.700 and the world is impacted. 421 00:22:14.700 --> 00:22:19.080 The world has that brilliance that we don't lose. 422 00:22:20.540 --> 00:22:22.300 You have a wonderful story 423 00:22:22.300 --> 00:22:24.500 of someone that you coached and mentored 424 00:22:25.620 --> 00:22:26.820 with the beauty salon. 425 00:22:26.820 --> 00:22:28.300 Would you share that story? 426 00:22:28.300 --> 00:22:30.660 I was fascinated when you told me about that. 427 00:22:30.660 --> 00:22:35.500 Yeah, a client I worked with several years ago now, 428 00:22:35.500 --> 00:22:40.140 when I first met her, she was working in a school. 429 00:22:40.140 --> 00:22:42.380 She has a special needs son. 430 00:22:42.380 --> 00:22:44.080 She was working in a school, 431 00:22:44.080 --> 00:22:48.020 and it was a very, very toxic environment. 432 00:22:48.020 --> 00:22:49.460 Health was impacted. 433 00:22:49.460 --> 00:22:51.020 Lots of things were impacted 434 00:22:51.020 --> 00:22:54.900 as a result of where she was working. 435 00:22:54.900 --> 00:22:57.460 She ended up quitting that job 436 00:22:57.460 --> 00:22:59.980 and going back to what she had done 437 00:22:59.980 --> 00:23:03.580 before she had her son and had to get, 438 00:23:03.580 --> 00:23:07.060 in that case, a different job that had more flexibility, 439 00:23:07.060 --> 00:23:10.720 which was to be a, she did nails in a nail salon. 440 00:23:10.720 --> 00:23:12.060 So she had her own business. 441 00:23:12.060 --> 00:23:15.380 She had a very successful, thriving business, 442 00:23:15.380 --> 00:23:19.060 but then her son comes along, special needs, single mom, 443 00:23:19.660 --> 00:23:22.660 needing to be able to take care of him. 444 00:23:22.660 --> 00:23:24.660 And as she hit school age, 445 00:23:24.660 --> 00:23:27.100 being on the schedule of the school system 446 00:23:27.100 --> 00:23:29.320 as opposed to working a business 447 00:23:29.320 --> 00:23:30.860 where she had extended hours 448 00:23:30.860 --> 00:23:32.860 in order to be able to make ends meet, 449 00:23:32.860 --> 00:23:35.020 she took the choice of going and working 450 00:23:35.020 --> 00:23:36.820 in the school system. 451 00:23:36.820 --> 00:23:39.400 Well, when she went back to this nail salon, 452 00:23:39.400 --> 00:23:42.900 she was figuring that business was gonna come running back, 453 00:23:42.900 --> 00:23:44.660 all the clients were gonna come running back, 454 00:23:44.660 --> 00:23:47.820 and that wasn't exactly how it happened. 455 00:23:47.820 --> 00:23:49.340 So as we were talking, 456 00:23:50.260 --> 00:23:53.540 I challenged her to look for ways 457 00:23:53.540 --> 00:23:56.220 to make that salon successful. 458 00:23:56.220 --> 00:23:58.100 So she was working at a salon, 459 00:23:58.100 --> 00:24:01.060 and you challenged her to make that salon successful. 460 00:24:01.060 --> 00:24:02.020 That's right. 461 00:24:02.020 --> 00:24:04.900 To look for ways that she could serve her boss. 462 00:24:04.900 --> 00:24:05.740 Serve her boss? 463 00:24:05.740 --> 00:24:09.540 Go in with a servant's heart of how can I serve you? 464 00:24:09.540 --> 00:24:12.540 And the first time that she asked that question, 465 00:24:12.540 --> 00:24:15.500 he said he was weighed down with worry 466 00:24:15.980 --> 00:24:20.980 because he was the person who did the floors every Saturday 467 00:24:21.420 --> 00:24:23.180 had just told him that they were no longer 468 00:24:23.180 --> 00:24:24.580 gonna be able to do that. 469 00:24:24.580 --> 00:24:27.780 And he was gonna have to start taking care of it himself. 470 00:24:27.780 --> 00:24:29.660 And he said, I would love it 471 00:24:29.660 --> 00:24:32.180 if you would come and clean the floors. 472 00:24:32.180 --> 00:24:36.020 But what that did for her is it gave her more income 473 00:24:37.220 --> 00:24:39.320 and she served him. 474 00:24:40.380 --> 00:24:42.220 She continued to do that. 475 00:24:42.260 --> 00:24:45.780 It grew into her having more responsibilities in the salon. 476 00:24:46.700 --> 00:24:50.900 And along the way, she and her boss became very good friends. 477 00:24:50.900 --> 00:24:52.700 They shared a lot. 478 00:24:52.700 --> 00:24:54.740 And she shared one day with him 479 00:24:54.740 --> 00:24:56.900 her dream of owning her own salon. 480 00:24:58.100 --> 00:25:00.340 And he at that time also shared. 481 00:25:00.000 --> 00:25:05.280 his dream, which was to go back and teach at a cosmetology school. 482 00:25:05.280 --> 00:25:12.420 As a result of her looking for ways to make his business successful, in the end, he ended 483 00:25:12.420 --> 00:25:18.860 up helping her buy his business so that she got her dream. 484 00:25:18.860 --> 00:25:23.500 He also realized his because he was able to go back and teach full-time at cosmetology 485 00:25:23.500 --> 00:25:25.780 college. 486 00:25:25.780 --> 00:25:32.760 So that's a great example of one of the lessons I have for young people, is if you're working, 487 00:25:32.760 --> 00:25:39.180 no matter who you are, if you're working for someone else, look for ways to make them successful, 488 00:25:39.180 --> 00:25:41.780 and what that's going to do is bring you more success as well. 489 00:25:41.780 --> 00:25:42.780 Yeah. 490 00:25:42.780 --> 00:25:46.900 It's a wonderful, you know, it's a biblical principle, the greatest leader is the greatest 491 00:25:46.900 --> 00:25:47.900 servant, right? 492 00:25:47.900 --> 00:25:48.900 Yeah, exactly. 493 00:25:48.900 --> 00:25:51.820 And it's business, isn't it? 494 00:25:51.820 --> 00:25:56.380 I mean, if we serve our customers the best, if we are working for someone and we serve 495 00:25:56.380 --> 00:26:02.820 our boss, in fact, I think it was Solomon, your favorite, that said that, what is it, 496 00:26:02.820 --> 00:26:08.820 see a man diligent, he will not stand before mere men, he will stand before kings. 497 00:26:08.820 --> 00:26:16.060 You know, God has a way of elevating us when we have that heart of humility. 498 00:26:16.060 --> 00:26:22.380 Well, in the middle of all the craziness that's going on, you're an amazing coach, 499 00:26:22.380 --> 00:26:26.380 and you're coaching both the parents and the teens. 500 00:26:26.380 --> 00:26:30.820 Tell us a little bit about your program, how can they work with you, what do you offer? 501 00:26:30.820 --> 00:26:33.060 Tell them a little bit about Everyday University. 502 00:26:33.060 --> 00:26:38.620 Yeah, and so right now, one of the things I'm really excited about is the course I just 503 00:26:38.620 --> 00:26:40.180 released. 504 00:26:40.180 --> 00:26:46.860 And that is going from chaos to calm. 505 00:26:46.860 --> 00:26:50.620 Chaos to calm, don't we all want that for busy moms. 506 00:26:50.620 --> 00:26:51.620 Exactly. 507 00:26:51.620 --> 00:26:52.620 Chaos to calm for busy moms. 508 00:26:52.620 --> 00:26:53.620 Wow. 509 00:26:53.620 --> 00:26:56.740 And so a lot of people saying, sign me up now. 510 00:26:56.740 --> 00:26:57.740 Exactly. 511 00:26:57.740 --> 00:27:03.740 And, you know, and what that does is it allows the moms to get calm themselves and to support 512 00:27:03.740 --> 00:27:09.700 them as they start blossoming and showing up in the world in a new way. 513 00:27:09.700 --> 00:27:14.980 But it also allows them to bring forth the brilliance in their kids and allow their child 514 00:27:14.980 --> 00:27:15.980 to thrive. 515 00:27:15.980 --> 00:27:16.980 Wow. 516 00:27:16.980 --> 00:27:20.340 So that's the thing that I'm most excited about right now. 517 00:27:20.340 --> 00:27:27.380 So if people are interested in connecting with me, they can go to my website, everydayuniversity.com. 518 00:27:27.380 --> 00:27:32.380 And on there, I do have a free downloadable for a budget tracker for those who are saying, 519 00:27:32.380 --> 00:27:36.620 well, I'd like to know a little bit more about how to take care of the money side of 520 00:27:36.620 --> 00:27:37.620 things. 521 00:27:37.620 --> 00:27:39.900 Then I do have that as a free gift. 522 00:27:39.900 --> 00:27:40.900 So a free budget tracker. 523 00:27:40.900 --> 00:27:41.900 Free budget tracker. 524 00:27:41.900 --> 00:27:42.900 If they go to you. 525 00:27:42.900 --> 00:27:48.260 Now, I know a lot of people, when they hear the word budget, they're like, no. 526 00:27:48.260 --> 00:27:51.380 Tell me why you give that free tool. 527 00:27:51.380 --> 00:27:53.900 Why is a budget important? 528 00:27:53.900 --> 00:27:55.380 Talk to me a little bit about that. 529 00:27:55.380 --> 00:27:57.820 Yeah, budget feels like it's constraining. 530 00:27:57.820 --> 00:27:58.820 Right. 531 00:27:58.820 --> 00:28:04.020 It feels like it's putting in lots of rules and scary things. 532 00:28:04.020 --> 00:28:09.580 And the reality is, is what a budget really does is it gives you freedom. 533 00:28:09.580 --> 00:28:10.580 Okay. 534 00:28:10.580 --> 00:28:11.580 So imagine. 535 00:28:11.580 --> 00:28:12.580 So it's opposite of what we think. 536 00:28:12.580 --> 00:28:13.580 Exactly. 537 00:28:13.580 --> 00:28:14.580 The budget actually creates freedom. 538 00:28:14.580 --> 00:28:15.580 It creates freedom. 539 00:28:15.580 --> 00:28:19.900 And is this what you see in your life and in your clients that when they do this, they 540 00:28:19.900 --> 00:28:20.900 have new freedom? 541 00:28:20.900 --> 00:28:21.900 They have freedom. 542 00:28:21.900 --> 00:28:25.460 Because imagine walking into the grocery store with a confidence that you don't have to get 543 00:28:25.460 --> 00:28:29.900 to the checkout stand and figure out what you have to put back because you don't have 544 00:28:29.900 --> 00:28:33.220 enough money in the bank to be able to pay for the groceries. 545 00:28:33.220 --> 00:28:34.900 You know exactly where you're at. 546 00:28:34.900 --> 00:28:39.620 You can go to the gas station and buy gas and know with confidence that there's not 547 00:28:39.620 --> 00:28:41.740 an issue filling your gas tank. 548 00:28:41.740 --> 00:28:44.700 All of those things provide for the freedom. 549 00:28:44.700 --> 00:28:46.460 And that's for the essentials. 550 00:28:46.460 --> 00:28:51.140 But it also allows for you to plan for the fun things. 551 00:28:51.140 --> 00:28:53.460 You put in fun in your budget as well. 552 00:28:53.460 --> 00:28:58.380 It's not all about the rules of what you can't spend on, but it's all about just making 553 00:28:58.380 --> 00:29:00.940 sure every dollar has a name. 554 00:29:00.940 --> 00:29:07.940 I think it's, I'm trying to remember one of the financial guys actually talks about give 555 00:29:07.940 --> 00:29:14.060 every dollar a name so that then you know exactly where it's going and that name may 556 00:29:14.060 --> 00:29:17.620 be my vacation fund. 557 00:29:17.620 --> 00:29:26.100 It may be my special targeted savings fund where I'm looking to buy this new game system. 558 00:29:26.100 --> 00:29:31.780 Or maybe it's targeted towards I want to be able to buy a house and so it's going into 559 00:29:31.780 --> 00:29:32.940 my house fund. 560 00:29:32.940 --> 00:29:38.300 Or maybe it's going into your long term savings, could be going to an emergency fund so that 561 00:29:38.300 --> 00:29:42.740 you never have to worry about what happens if you don't have a job, what happens if you 562 00:29:42.740 --> 00:29:45.580 don't have income, you get injured. 563 00:29:45.740 --> 00:29:49.300 That doesn't come natural for most people. 564 00:29:49.300 --> 00:29:51.860 We're not taught it typically in school. 565 00:29:51.860 --> 00:29:58.740 So as they work with you and they put in place things like this, then you find that it's 566 00:29:58.740 --> 00:29:59.740 less confusing. 567 00:30:00.000 --> 00:30:05.040 goes away. I was thinking about the saying, you know, if you fail to plan, you plan to fail. 568 00:30:05.040 --> 00:30:05.440 Exactly. 569 00:30:05.440 --> 00:30:09.280 And normally you think about that, you know, for serious things like business or whatever, 570 00:30:09.280 --> 00:30:14.800 but when you were talking, it crossed my mind, you desire to have fun in your life. You know, 571 00:30:14.800 --> 00:30:21.040 you desire to have vacations, but most people fail to plan financially for that. So either they go in 572 00:30:21.040 --> 00:30:26.480 debt or they just go years, the years blend into the years with no vacation. 573 00:30:26.480 --> 00:30:27.040 Exactly. 574 00:30:27.040 --> 00:30:33.360 So you're, you're helping them to tap into purpose and fun and finances, 575 00:30:33.360 --> 00:30:37.200 you know, all, all of the great things. I love what you're doing. 576 00:30:37.200 --> 00:30:42.720 So they can find you at everydayuniversity.com and you're also on social media. 577 00:30:42.720 --> 00:30:47.520 I am. I do have a business page, Everyday University USA. 578 00:30:47.520 --> 00:30:49.760 Everyday University USA on Facebook. 579 00:30:49.760 --> 00:30:55.200 And then Earline Coats, lots of places, Instagram, LinkedIn, Facebook. 580 00:30:56.080 --> 00:30:58.000 All right. I love that. 581 00:30:58.000 --> 00:30:59.680 Find me all of those places as well. 582 00:30:59.680 --> 00:31:04.640 A wealth of wisdom, lots of, lots of love, lots of wisdom in your heart. 583 00:31:05.360 --> 00:31:11.360 If you were going to give one closing thought to, to the audience, to the women watching you, 584 00:31:11.360 --> 00:31:12.000 what would you say? 585 00:31:12.720 --> 00:31:21.440 Say, if you are ready to see more calm in your life and less chaos, then connect with me. 586 00:31:21.440 --> 00:31:26.480 I would love to support you, help you with some of the free resources, but also the other 587 00:31:27.280 --> 00:31:32.480 courses that I have available that'll allow you to then bring calm into your household 588 00:31:32.480 --> 00:31:38.560 and allow your kids to thrive and go way beyond any expectation you might even have today. 589 00:31:39.840 --> 00:31:45.360 Yeah. When there's so much negativity and fear and so on to actually have a home that's filled 590 00:31:45.360 --> 00:31:51.120 with the peace of God and with a mother that loves herself or a grandmother that loves herself 591 00:31:51.200 --> 00:31:52.960 and have that flow over to the kids. 592 00:31:52.960 --> 00:31:54.800 That's a, that's an important work. 593 00:31:54.800 --> 00:31:56.160 Thank you for being you. 594 00:31:56.160 --> 00:31:57.760 Thank you for doing what you do. 595 00:31:57.760 --> 00:31:59.760 And thank you for being on Prosper TV. 596 00:32:01.120 --> 00:32:04.240 Just an honor to be able to interview you. 597 00:32:04.240 --> 00:32:05.280 Thanks for being here. 598 00:32:05.280 --> 00:32:14.480 Thank you.