WEBVTT 1 00:00:00.000 --> 00:00:03.440 How should believers view money? 2 00:00:03.440 --> 00:00:04.520 And the money that we have, 3 00:00:04.520 --> 00:00:07.360 like just a mindset shift of, 4 00:00:07.360 --> 00:00:09.160 doesn't necessarily matter if you have a lot or not, 5 00:00:09.160 --> 00:00:10.960 it'd be like, how do we view it? 6 00:00:10.960 --> 00:00:12.700 And I think the answer to that question 7 00:00:12.700 --> 00:00:14.040 is you view it as the Lord's. 8 00:00:14.040 --> 00:00:19.040 ♪ Hey, hey, hey, hey, hey, hey, hey, hey, yeah ♪ 9 00:00:20.440 --> 00:00:22.680 Welcome back to the Outnumbered Podcast 10 00:00:22.680 --> 00:00:24.640 with Joey and Allie, where we talk about our life, 11 00:00:24.640 --> 00:00:26.840 our life with kids, our careers, 12 00:00:27.400 --> 00:00:30.160 what it's like to be outnumbered by our children, 13 00:00:30.160 --> 00:00:32.360 going from high school sweethearts to where we are now. 14 00:00:32.360 --> 00:00:34.400 So that's what this podcast is all about. 15 00:00:34.400 --> 00:00:36.600 But today we're talking about. 16 00:00:36.600 --> 00:00:37.440 Money. 17 00:00:37.440 --> 00:00:38.260 Money. 18 00:00:38.260 --> 00:00:43.260 Yes, more specifically like how to live more frugally 19 00:00:43.760 --> 00:00:45.800 as things get more expensive. 20 00:00:45.800 --> 00:00:47.040 Yeah, how do you cut back? 21 00:00:47.040 --> 00:00:51.120 How do you take care of the resources that you have 22 00:00:51.120 --> 00:00:53.800 and steward things well? 23 00:00:53.800 --> 00:00:55.200 And a lot more. 24 00:00:55.200 --> 00:00:57.520 So we have five points that we'll go through today, 25 00:00:57.520 --> 00:01:01.820 but first disclaimer, we are not financial experts 26 00:01:01.820 --> 00:01:03.040 or formally trained. 27 00:01:03.040 --> 00:01:03.880 That is true. 28 00:01:03.880 --> 00:01:05.960 Yeah, we're just gonna talk about the things we've learned 29 00:01:05.960 --> 00:01:09.720 in eight years of marriage and adding kids. 30 00:01:09.720 --> 00:01:12.440 So adding mouths to feed and what we've had to do 31 00:01:12.440 --> 00:01:15.660 to make sure that we're stewarding our money well. 32 00:01:15.660 --> 00:01:17.360 And so we'll just talk about what works for us 33 00:01:17.360 --> 00:01:19.500 and things that we've learned from the Lord recently 34 00:01:19.500 --> 00:01:21.960 about our money and mindset and all of that. 35 00:01:21.960 --> 00:01:23.480 So let's get into it. 36 00:01:23.480 --> 00:01:24.320 What's number one? 37 00:01:24.320 --> 00:01:28.120 Number one is it matters where you shop. 38 00:01:28.120 --> 00:01:31.640 I think like right now, especially like something 39 00:01:31.640 --> 00:01:33.360 that like our generation has to deal with 40 00:01:33.360 --> 00:01:35.800 that like wasn't really a problem 41 00:01:35.800 --> 00:01:39.560 or it wasn't really a factor in previous generations 42 00:01:39.560 --> 00:01:43.360 is that we're constantly like seeing what people purchase 43 00:01:43.360 --> 00:01:47.760 and being influenced or trying to be influenced 44 00:01:47.760 --> 00:01:51.040 as to like, you know, to make you purchase it as well. 45 00:01:51.040 --> 00:01:52.880 Pressure to buy certain things. 46 00:01:52.960 --> 00:01:54.720 And I think like that plays in. 47 00:01:54.720 --> 00:01:56.560 Like a certain type of water bottle? 48 00:01:56.560 --> 00:01:58.480 Yeah, it's like if you don't buy that water bottle, 49 00:01:58.480 --> 00:02:00.920 you're not cool or whatever. 50 00:02:00.920 --> 00:02:02.960 So I think like that's a different, 51 00:02:02.960 --> 00:02:06.120 just like a different aspect of like our lives currently 52 00:02:06.120 --> 00:02:11.120 that wasn't, didn't come into play like even 15 years ago. 53 00:02:11.680 --> 00:02:13.680 So I think like so often it's like pressure 54 00:02:13.680 --> 00:02:15.960 to like buy like name brands. 55 00:02:15.960 --> 00:02:17.600 I think there's always been pressure to have name brands. 56 00:02:17.600 --> 00:02:18.880 I think, yeah, I think so. 57 00:02:18.880 --> 00:02:21.080 But I think it's more in your face now than ever. 58 00:02:21.080 --> 00:02:22.160 I think just name brands, 59 00:02:22.720 --> 00:02:24.920 it's such of a pressured thing 60 00:02:24.920 --> 00:02:27.640 to like buy certain name brands. 61 00:02:27.640 --> 00:02:30.480 Sometimes I think that is the better choice 62 00:02:30.480 --> 00:02:33.480 in that if it's something you need to like last a while 63 00:02:33.480 --> 00:02:35.000 or you need something to be quality, 64 00:02:35.000 --> 00:02:37.080 it makes more sense to like buy the real thing 65 00:02:37.080 --> 00:02:39.320 versus buying five of the fake thing 66 00:02:39.320 --> 00:02:40.640 that then equals the same amount. 67 00:02:40.640 --> 00:02:43.160 Sometimes the fake thing is just as good as the name brand. 68 00:02:43.160 --> 00:02:44.000 Sometimes it is. 69 00:02:44.000 --> 00:02:45.640 And so I think like that's where like 70 00:02:45.640 --> 00:02:46.800 you just have to use discernment. 71 00:02:46.800 --> 00:02:48.520 But I think like just buying the name brand 72 00:02:48.520 --> 00:02:51.680 just because it's popular isn't gonna get you very far. 73 00:02:51.680 --> 00:02:56.600 Yeah, release yourself from the pressure of needing 74 00:02:56.600 --> 00:02:58.840 to buy whatever else is buying. 75 00:02:58.840 --> 00:03:03.560 I think too on top of that is like there's such a stigma. 76 00:03:03.560 --> 00:03:04.680 I feel like it's going away, 77 00:03:04.680 --> 00:03:06.280 but like I remember growing up 78 00:03:06.280 --> 00:03:08.600 like buying things from the thrift store was like. 79 00:03:08.600 --> 00:03:09.920 Well, so talk about that. 80 00:03:09.920 --> 00:03:11.240 So speaking of name brands, 81 00:03:11.240 --> 00:03:12.960 like I was with the thrift store thing, 82 00:03:12.960 --> 00:03:14.040 I was gonna say, 83 00:03:14.040 --> 00:03:17.520 I think you buy like all of our kids clothes 84 00:03:17.520 --> 00:03:18.360 at thrift stores. 85 00:03:18.360 --> 00:03:19.200 I do. 86 00:03:19.200 --> 00:03:20.640 And you find a lot of name brands. 87 00:03:20.640 --> 00:03:21.840 Sure, I do. 88 00:03:21.840 --> 00:03:22.840 Yeah, but I think. 89 00:03:22.840 --> 00:03:24.560 They're way cheap. 90 00:03:24.560 --> 00:03:25.840 Yes, that is true. 91 00:03:25.840 --> 00:03:27.240 Yeah, just shopping around 92 00:03:27.240 --> 00:03:31.040 and like buying things from Walmart 93 00:03:31.040 --> 00:03:34.080 versus like Target or Whole Foods, 94 00:03:34.080 --> 00:03:35.520 like just buying things. 95 00:03:35.520 --> 00:03:37.160 Like you can still find quality stuff, 96 00:03:37.160 --> 00:03:40.160 but like buying things from Walmart, 97 00:03:40.160 --> 00:03:42.800 maybe it saves you like a dollar per item or 50 cents, 98 00:03:42.800 --> 00:03:44.000 but like it really does add up. 99 00:03:44.000 --> 00:03:45.680 And I feel like a lot of, 100 00:03:45.680 --> 00:03:47.760 actually a lot of the Walmart stuff these days is better, 101 00:03:47.760 --> 00:03:48.680 I think than Target, 102 00:03:48.680 --> 00:03:50.560 just like way cuter. 103 00:03:51.480 --> 00:03:53.720 You might have to like release yourself from the, 104 00:03:53.720 --> 00:03:54.720 well, I'm not shopping there. 105 00:03:54.720 --> 00:03:57.720 Yeah, like the expectations of, 106 00:03:57.720 --> 00:04:00.520 like you can still buy nice things that function well. 107 00:04:00.520 --> 00:04:03.760 But I think also like currently with Amazon specifically, 108 00:04:03.760 --> 00:04:05.120 I feel like it's expected 109 00:04:05.120 --> 00:04:06.640 that you just like buy new everything. 110 00:04:06.640 --> 00:04:09.800 Like, oh, I need this thing to solve this problem. 111 00:04:09.800 --> 00:04:11.840 I'm just gonna go buy it on Amazon real fast. 112 00:04:11.840 --> 00:04:13.920 But like you think back to like the way 113 00:04:13.920 --> 00:04:15.280 like our grandparents were, 114 00:04:15.280 --> 00:04:16.399 like they would think, 115 00:04:16.399 --> 00:04:17.360 they would look around and think, 116 00:04:17.360 --> 00:04:20.000 okay, what do I have that I could use 117 00:04:20.360 --> 00:04:22.400 in some creative way to fill that purpose? 118 00:04:22.400 --> 00:04:25.240 So rather than just like impulse buying it brand new 119 00:04:25.240 --> 00:04:26.520 because you can, 120 00:04:26.520 --> 00:04:27.720 like how do you, 121 00:04:27.720 --> 00:04:29.880 how could you maybe skip buying that item 122 00:04:29.880 --> 00:04:32.200 by utilizing something you already have 123 00:04:32.200 --> 00:04:33.480 or shifting, you know, 124 00:04:33.480 --> 00:04:36.240 creating something from something you already have, 125 00:04:36.240 --> 00:04:37.520 kind of getting more creative. 126 00:04:37.520 --> 00:04:38.680 Resourceful. 127 00:04:38.680 --> 00:04:39.520 Yeah. 128 00:04:39.520 --> 00:04:40.360 Yeah. 129 00:04:40.360 --> 00:04:42.760 So I think also we kind of touched on this, 130 00:04:42.760 --> 00:04:44.680 but like just knowing that like your identity 131 00:04:44.680 --> 00:04:47.320 doesn't lie in like what you buy or what you wear, 132 00:04:47.320 --> 00:04:49.000 like wearing Lululemon, for example, 133 00:04:49.000 --> 00:04:51.280 doesn't make you a better person, you know, 134 00:04:51.280 --> 00:04:53.080 or like make you cooler. 135 00:04:53.080 --> 00:04:53.920 Yeah. 136 00:04:53.920 --> 00:04:54.760 I think like impulse buying though, 137 00:04:54.760 --> 00:04:56.520 I read something the other day that said, 138 00:04:56.520 --> 00:04:59.160 if you want to buy something, 139 00:04:59.160 --> 00:05:00.920 wait like 24, 45 minutes. 140 00:05:00.000 --> 00:05:01.800 48 hours before you do it. 141 00:05:01.800 --> 00:05:05.200 But also, I saw something else that was really smart, 142 00:05:05.200 --> 00:05:06.600 because I kind of got into this habit, 143 00:05:06.600 --> 00:05:08.640 I think especially leading up to a trip. 144 00:05:08.640 --> 00:05:10.040 I'd be like, oh, we need this. 145 00:05:10.040 --> 00:05:11.280 Just go order it on Amazon. 146 00:05:11.280 --> 00:05:14.840 And then a couple hours later, next day, whatever, 147 00:05:14.840 --> 00:05:15.800 like, oh, we need this. 148 00:05:15.800 --> 00:05:17.000 You just order it on Amazon. 149 00:05:17.000 --> 00:05:19.160 And they were like, set a day for Amazon. 150 00:05:19.160 --> 00:05:21.760 Like, Saturdays, you'll place your Amazon order 151 00:05:21.760 --> 00:05:23.360 so that it's never impulse. 152 00:05:23.360 --> 00:05:26.560 It's like, put it in your cart maybe, but think about it. 153 00:05:26.560 --> 00:05:29.160 And then don't purchase anything till Saturday. 154 00:05:29.160 --> 00:05:31.840 So you can kind of think through it or whatever day. 155 00:05:31.840 --> 00:05:32.720 But think through it. 156 00:05:32.720 --> 00:05:36.120 And it's not so much like an emotional, real quick decision. 157 00:05:36.120 --> 00:05:37.440 It's like, let's think about it. 158 00:05:37.440 --> 00:05:39.520 And then by the time that day comes, most likely, 159 00:05:39.520 --> 00:05:40.280 you're going to be like, oh, I actually 160 00:05:40.280 --> 00:05:41.560 don't really need that anymore. 161 00:05:41.560 --> 00:05:43.240 Or I don't really want that anymore, 162 00:05:43.240 --> 00:05:45.520 because it's been a few days. 163 00:05:45.520 --> 00:05:46.040 Yeah. 164 00:05:46.040 --> 00:05:47.320 And on the resourcefulness thing, 165 00:05:47.320 --> 00:05:49.040 I like that one a lot too, because you just think, 166 00:05:49.040 --> 00:05:51.400 oh, we need that, need to replace it, need to replace it. 167 00:05:51.400 --> 00:05:56.680 But talk about what you've been doing with Ezra's pajamas. 168 00:05:56.680 --> 00:05:58.840 Oh. 169 00:05:58.840 --> 00:06:01.320 Because he's a third kid, so he has a lot of hand-me-downs. 170 00:06:01.320 --> 00:06:03.480 OK, so his pajamas all had holes in the toes. 171 00:06:03.480 --> 00:06:05.840 His big toe kept poking through his footie pajamas. 172 00:06:05.840 --> 00:06:07.840 Yeah, and I was like, oh, he needs new pajamas. 173 00:06:07.840 --> 00:06:08.680 And then I was like, you know what? 174 00:06:08.680 --> 00:06:09.480 No, he doesn't. 175 00:06:09.480 --> 00:06:10.280 Who cares? 176 00:06:10.280 --> 00:06:12.880 I just cut all the feet off of the jammies. 177 00:06:12.880 --> 00:06:13.560 The jammies. 178 00:06:13.560 --> 00:06:15.560 Yes, not, yes, the jammies. 179 00:06:15.560 --> 00:06:17.960 And now I think he actually likes them better, 180 00:06:17.960 --> 00:06:19.560 because he has more room to move, 181 00:06:19.560 --> 00:06:22.400 and they breathe better, because his feet don't get hot. 182 00:06:22.400 --> 00:06:23.160 And they're pajamas. 183 00:06:23.160 --> 00:06:24.320 No one sees them in pajamas. 184 00:06:24.320 --> 00:06:25.960 Yeah, no one sees, well, that's not true. 185 00:06:25.960 --> 00:06:26.560 We do sometimes. 186 00:06:26.560 --> 00:06:28.360 If we change him before we leave the house, 187 00:06:28.360 --> 00:06:29.280 then no one sees them. 188 00:06:29.280 --> 00:06:29.840 Yeah, yeah. 189 00:06:29.840 --> 00:06:31.640 So anyway, it was something I was probably 190 00:06:31.640 --> 00:06:33.560 going to spend $30, $40 bucks on. 191 00:06:33.560 --> 00:06:35.880 And then I was like, well, we'll just wait. 192 00:06:35.880 --> 00:06:36.520 And it's fine. 193 00:06:36.520 --> 00:06:38.360 You did the same thing with Miles' pants. 194 00:06:38.360 --> 00:06:39.520 You turned them into shorts. 195 00:06:39.520 --> 00:06:42.040 Yes, every summer, they all have holes in the knees. 196 00:06:42.040 --> 00:06:43.280 And we just chop them off. 197 00:06:43.280 --> 00:06:44.600 And they're cute, I think. 198 00:06:44.600 --> 00:06:46.840 So you have a bunch of new shorts, because it's pants. 199 00:06:46.840 --> 00:06:47.840 Every summer. 200 00:06:47.840 --> 00:06:51.760 Adler will never have pants that he grows into, but we can redo. 201 00:06:51.760 --> 00:06:53.520 So here's some tips for hand-me-downs 202 00:06:53.520 --> 00:06:55.760 with your kid's clothes. 203 00:06:55.760 --> 00:06:58.000 Yeah, I think just the last thing on that 204 00:06:58.120 --> 00:06:59.920 is fix things you can fix. 205 00:06:59.920 --> 00:07:01.480 I think we're so quick to throw away, 206 00:07:01.480 --> 00:07:04.320 like, oh, this has a hole in it, or the button fell off, 207 00:07:04.320 --> 00:07:06.680 or whatever. 208 00:07:06.680 --> 00:07:09.520 Just get rid of it when, OK, how hard is it really 209 00:07:09.520 --> 00:07:10.560 to fix a button? 210 00:07:10.560 --> 00:07:12.480 It's one thing if you just don't like the item, 211 00:07:12.480 --> 00:07:13.560 like you don't want it. 212 00:07:13.560 --> 00:07:15.100 But if you liked it, and you wore it, 213 00:07:15.100 --> 00:07:18.720 and it would be useful, just fixing things, 214 00:07:18.720 --> 00:07:21.760 rather than just so easily tossing them. 215 00:07:21.760 --> 00:07:23.400 OK, number two? 216 00:07:23.400 --> 00:07:24.800 Oh, now we get to talk about food. 217 00:07:24.800 --> 00:07:25.680 Groceries. 218 00:07:25.680 --> 00:07:27.680 And the great Costco debate. 219 00:07:27.680 --> 00:07:30.120 Yes, we always go back and forth with Costco, 220 00:07:30.120 --> 00:07:32.440 because yes, you get a better deal. 221 00:07:32.440 --> 00:07:34.160 Yes, you get more food. 222 00:07:34.160 --> 00:07:38.200 But my theory is that if we did not go to Costco, 223 00:07:38.200 --> 00:07:40.440 we would spend significantly less money on groceries. 224 00:07:40.440 --> 00:07:42.960 We would also live a more sad life. 225 00:07:42.960 --> 00:07:44.640 Yeah, you just like it for the activity. 226 00:07:44.640 --> 00:07:45.800 It's an experience. 227 00:07:45.800 --> 00:07:48.560 We go with the kids, and on a Saturday, when it's crowded 228 00:07:48.560 --> 00:07:52.360 and there's lots of samples, and we hit every single sample. 229 00:07:52.360 --> 00:07:54.960 And the kids love it, and I love it, and it's an experience. 230 00:07:54.960 --> 00:07:57.280 I know, but the samples are free, so really, you can just 231 00:07:57.360 --> 00:07:59.760 I think we've gotten a lot smarter with how we shop there. 232 00:07:59.760 --> 00:08:00.440 Yeah. 233 00:08:00.440 --> 00:08:02.200 And I think that's the key with that place, 234 00:08:02.200 --> 00:08:05.000 because you put like four things in your cart, and they're $20 each. 235 00:08:05.000 --> 00:08:09.240 And yeah, but like the produce is a great deal. 236 00:08:09.240 --> 00:08:11.280 The fruit, our kids eat so much fruit. 237 00:08:11.280 --> 00:08:12.120 Well, some of the produce. 238 00:08:12.120 --> 00:08:15.280 I feel like you don't need to spend $15 on grapes. 239 00:08:15.280 --> 00:08:18.160 You spend like two bucks for like eight bananas. 240 00:08:18.440 --> 00:08:20.080 Yeah, no, the bananas are dirt cheap. 241 00:08:20.080 --> 00:08:22.200 I feel like our staples are bananas, apples. 242 00:08:22.280 --> 00:08:23.440 We like their butter. 243 00:08:23.440 --> 00:08:25.280 But just realizing you don't have to get everything there. 244 00:08:25.280 --> 00:08:29.480 And I think with our kids as they eat more, like they eat a lot of fruit. 245 00:08:29.600 --> 00:08:31.600 And so fruit's a good deal there. 246 00:08:31.600 --> 00:08:33.559 So I think it's worth it to go for those things. 247 00:08:33.559 --> 00:08:36.600 And yeah, I think it's those little things, though, like that, 248 00:08:36.600 --> 00:08:39.600 like maple syrup, butter, like things that are like cheaper, 249 00:08:39.600 --> 00:08:41.640 but like last a little longer. 250 00:08:41.640 --> 00:08:44.560 I feel like when we buy certain things there, yes, you get more of it. 251 00:08:44.560 --> 00:08:46.120 So maybe it's still a good deal. 252 00:08:46.120 --> 00:08:47.000 But then you have more. 253 00:08:47.000 --> 00:08:48.480 And so then you're like, oh, we have plenty of it. 254 00:08:48.480 --> 00:08:49.720 We'll just eat more of it. 255 00:08:49.720 --> 00:08:51.240 And then I don't feel like it really lasts. 256 00:08:51.240 --> 00:08:53.640 You just need to like hide half the box. 257 00:08:54.240 --> 00:08:56.000 But then we're hungry. 258 00:08:56.000 --> 00:08:57.320 Ration it out. 259 00:08:57.320 --> 00:09:01.000 But with food, I say for us when it comes to groceries 260 00:09:01.000 --> 00:09:05.000 and that's the hot topic currently because like people have seen 261 00:09:05.600 --> 00:09:08.840 grocery prices going up in the last couple of years as inflation goes up. 262 00:09:08.880 --> 00:09:12.640 And so that's something that people talk about a lot is how expensive groceries are. 263 00:09:13.000 --> 00:09:17.160 I think for us, for me, there's this kind of difficult pull between like 264 00:09:17.920 --> 00:09:21.760 like wanting to eat healthy in a certain way with standards and food 265 00:09:21.760 --> 00:09:25.000 and where it comes from, but then also like not spending a ton of money. 266 00:09:25.400 --> 00:09:29.480 So talk about that a little bit, because like I think we that's something 267 00:09:29.480 --> 00:09:31.760 that we kind of struggle, not struggle with. 268 00:09:31.760 --> 00:09:35.200 But think about a lot is we want to eat a certain way. 269 00:09:35.480 --> 00:09:38.600 We also have to stick to a budget when it comes to groceries. 270 00:09:38.600 --> 00:09:43.520 So, yeah, well, I think like typically like fresh foods 271 00:09:43.840 --> 00:09:48.840 like produce and real dried pasta, like that kind of stuff 272 00:09:48.840 --> 00:09:50.520 is typically the cheaper stuff. 273 00:09:50.520 --> 00:09:53.520 So if you kind of I think right now it's really like 274 00:09:53.960 --> 00:09:57.760 I heard it was like trending on TikTok, but like ingredient household, 275 00:09:57.760 --> 00:10:00.080 like people that are talking about how as kids they had no snack. 276 00:10:00.000 --> 00:10:02.400 Axe in their house, which this was, I feel like this was my house, 277 00:10:02.760 --> 00:10:06.020 but now it's our house. But like, you didn't have snacks growing up. 278 00:10:06.020 --> 00:10:09.000 It was like, if you wanted something, you had to make it, 279 00:10:09.000 --> 00:10:10.880 like you have the ingredients, but you have to make it. 280 00:10:10.900 --> 00:10:12.540 You can't just like pull it out of the bag. 281 00:10:13.120 --> 00:10:17.320 And I feel like that honestly is such a cheaper way to live though, 282 00:10:17.320 --> 00:10:19.280 because snacks add up so fast. 283 00:10:19.280 --> 00:10:20.240 Like pre-packaged processed stuff. 284 00:10:20.240 --> 00:10:23.840 Yeah. But like, yeah. Buying like, I don't know. 285 00:10:23.840 --> 00:10:26.880 I don't know that I would go this far just cause I feel like a bag of popcorn, 286 00:10:27.440 --> 00:10:28.560 like is not that expensive, 287 00:10:28.560 --> 00:10:31.560 but like buying the kernels to like pop it yourself to have a snack. 288 00:10:31.560 --> 00:10:35.080 Or like a jar of applesauce versus pouches of applesauce. 289 00:10:35.200 --> 00:10:37.360 Yeah, for sure. But they're way easier. 290 00:10:37.600 --> 00:10:38.640 They're easy for on the go. 291 00:10:38.640 --> 00:10:41.880 I think there's a line of like convenience versus like there are certain times 292 00:10:41.880 --> 00:10:45.560 you splurge on convenience, but I think our whole life shouldn't be, 293 00:10:45.560 --> 00:10:49.360 like our whole food life shouldn't be convenient because that's not going to 294 00:10:49.360 --> 00:10:50.200 be doable. 295 00:10:51.040 --> 00:10:55.200 Just grab an apple, give them half an apple instead of an applesauce packet, 296 00:10:55.280 --> 00:10:56.800 pouch. And they like that too. 297 00:10:57.200 --> 00:11:01.000 They also prefer to eat half the apple and then drop it on the floor and then 298 00:11:01.000 --> 00:11:02.320 throw it away and get another one. 299 00:11:04.480 --> 00:11:05.640 Okay. But anyway, 300 00:11:05.640 --> 00:11:09.840 I think like focusing on ingredients and not like pre-made stuff, you know, 301 00:11:09.840 --> 00:11:14.200 like a bag of like oats is not very expensive, 302 00:11:14.360 --> 00:11:17.480 but honestly goes a really long way. Really long way. And it's really filling. 303 00:11:17.480 --> 00:11:21.120 Oatmeal packages that you can buy. Yeah, much cheaper. Yeah. Um, 304 00:11:21.160 --> 00:11:22.800 but I think also like, um, 305 00:11:22.800 --> 00:11:25.640 there's this one Instagram account that I follow that talks about just eating 306 00:11:25.640 --> 00:11:29.000 real food and it's like, they don't do complex recipes. 307 00:11:29.160 --> 00:11:32.120 Like you don't need 30 ingredients for a recipe. It's literally like, 308 00:11:32.120 --> 00:11:36.920 just eat food, like make a protein, make a carb, just eat food. 309 00:11:36.920 --> 00:11:41.920 Like it doesn't have to be like a, a technical meal with a fancy name. Yeah. 310 00:11:41.920 --> 00:11:44.160 It doesn't have to have a name. Like it can just be food, 311 00:11:44.600 --> 00:11:47.560 which I thought was just so eyeopening and makes it so much easier. It's like, 312 00:11:47.560 --> 00:11:51.960 okay, we have chicken, we have potatoes and we have broccoli, like perfect. 313 00:11:52.280 --> 00:11:55.280 You know, it doesn't have to be fancy. Um, 314 00:11:55.320 --> 00:12:00.320 I feel like one trick that we have been doing recently is when we go out to eat, 315 00:12:00.440 --> 00:12:04.280 I feel like it's 50, 60 bucks, like for all of us, at least. 316 00:12:04.320 --> 00:12:06.480 If the kids each get something. Yeah. Yeah. 317 00:12:06.480 --> 00:12:10.520 And one thing we've been doing is Kevin's from Costco. 318 00:12:10.960 --> 00:12:12.880 Kevin's is the best. Okay. 319 00:12:12.880 --> 00:12:17.880 We buy the Kevin's things cause they're like 13 to $15 depends on if it's like 320 00:12:17.920 --> 00:12:20.520 chicken or steak or whatever, but they're like super clean. 321 00:12:20.560 --> 00:12:24.280 They're pretty clean and like super yummy and they take three minutes to put 322 00:12:24.280 --> 00:12:27.200 together. One trick is we add rice. We add rice, 323 00:12:27.200 --> 00:12:31.120 like the pre-made rice. It's usually a meat in a sauce. Yeah. 324 00:12:31.360 --> 00:12:33.480 So we'll add rice and it goes way further. Yeah. 325 00:12:33.480 --> 00:12:36.200 But it like keeps us from going out to eat and spending like way too much. 326 00:12:36.240 --> 00:12:39.640 Yeah. Those days where it's like, Oh, it's five o'clock. 327 00:12:39.880 --> 00:12:42.160 We've been running around all day. We need to eat. 328 00:12:42.560 --> 00:12:45.560 And so a lot of times we just go get something. Yeah. Like, Oh no, 329 00:12:45.560 --> 00:12:48.680 we have Kevin's at home. We can just do that. Yeah. 330 00:12:48.680 --> 00:12:53.440 So we've been like building that in almost to like remove our like eating out 331 00:12:53.680 --> 00:12:58.000 or we add it to our eating out category. So it's not from our grocery expenses. 332 00:12:58.000 --> 00:12:59.440 It's like eating out technically, 333 00:12:59.440 --> 00:13:02.960 but it's not and honestly more enjoyable than trying to eat out with all our 334 00:13:02.960 --> 00:13:07.000 kids. I feel like that saves us a lot of money and it's yummy. You're not like, 335 00:13:07.040 --> 00:13:10.960 and that's Costco. So that is Costco. No, I'm not saying Costco is bad. 336 00:13:10.960 --> 00:13:11.480 I'm just saying, 337 00:13:11.480 --> 00:13:15.200 I think we go to Costco and we like have like this many things and it's like, 338 00:13:15.200 --> 00:13:19.000 Oh, $120. Yeah. You have to be so, 339 00:13:19.040 --> 00:13:23.080 I feel like particular about what you get and try to aim for things that are like 340 00:13:23.160 --> 00:13:26.560 under $10 versus like 15 to 20. 341 00:13:26.720 --> 00:13:29.560 But then I feel like Trader Joe's is the best in terms of, 342 00:13:29.800 --> 00:13:31.360 I feel like that's probably controversial. 343 00:13:31.360 --> 00:13:33.840 That's completely different because you're getting such a smaller quantity. 344 00:13:33.880 --> 00:13:38.200 You are, but I'm just saying, I feel like we still have plenty of food. Yeah. 345 00:13:38.320 --> 00:13:43.240 And it's a much cheaper price point. So yes, you're not getting bulk, 346 00:13:43.240 --> 00:13:46.560 but I don't feel like the bulk really serves us that well anyway. Sometimes. 347 00:13:46.560 --> 00:13:48.280 Yeah. And sometimes the bulk, like you get, 348 00:13:48.320 --> 00:13:51.520 we still get in half it ends up being moldy because you didn't go through it 349 00:13:51.520 --> 00:13:55.080 fast enough. And right. Like there are certain things like, yes, the zucchini, 350 00:13:55.120 --> 00:13:59.400 the huge bag of zucchini is $5 but moldy or those carrots. 351 00:13:59.400 --> 00:14:01.520 They started sprouting. Yeah. Well, 352 00:14:01.520 --> 00:14:04.120 we accidentally bought like three of them over time. 353 00:14:04.120 --> 00:14:06.880 Not knowing we still had like two in the fridge. 354 00:14:07.280 --> 00:14:08.960 Miles was like holding a carrot and he's like, 355 00:14:08.960 --> 00:14:12.600 can I eat this and it had like roots sprouting out of it and it was slimy. 356 00:14:12.840 --> 00:14:16.320 I don't know what that means, but probably not go plant it in the ground. 357 00:14:16.400 --> 00:14:19.880 See what happens. Yeah. So that's good. Anything else on that? 358 00:14:19.920 --> 00:14:24.760 Groceries and food and I think just like having a list before you go and just 359 00:14:24.760 --> 00:14:28.320 not maybe being willing to go to different places. And yeah, 360 00:14:28.320 --> 00:14:30.080 but I think also like going too many places, 361 00:14:30.080 --> 00:14:33.200 I don't know that that really saves. I think sometimes we think like, Oh, 362 00:14:33.200 --> 00:14:35.600 well we like to get this thing from here and this thing from here. 363 00:14:35.920 --> 00:14:37.680 But I think sometimes like simpler the better, 364 00:14:37.680 --> 00:14:42.000 but having a list going in and like not like maybe you pick one extra thing, 365 00:14:42.000 --> 00:14:44.600 but don't like pick an extra thing. Every aisle, you know, 366 00:14:44.600 --> 00:14:46.560 that's going to really add up. So yeah, I don't know. 367 00:14:46.560 --> 00:14:48.640 I don't know that there's like one method necessarily, 368 00:14:48.640 --> 00:14:51.920 but those are things that I feel like have worked for us. Yeah. Cool. 369 00:14:51.960 --> 00:14:54.240 Number three budget. You gotta have a budget. 370 00:14:54.240 --> 00:14:56.480 I probably should have been the first. Yeah, 371 00:14:56.520 --> 00:15:00.000 but they weren't necessarily in priority or I would say our last one's the most. 372 00:15:00.000 --> 00:15:04.540 important. But other than that, take them. No, no, no. Number five is the most 373 00:15:04.540 --> 00:15:08.460 important. Oh yes, you're right. I thought you meant the second one. But the first four are in no particular order. 374 00:15:08.820 --> 00:15:13.020 But budgeting is important. We've talked a little bit. I used to run the budget. You're way better at it. You do it now. 375 00:15:13.020 --> 00:15:19.920 Well, just, yeah, I think like there's that's that stigma of like the men do the budgeting and the women have to call to ask 376 00:15:19.920 --> 00:15:25.580 permission to spend money. I don't know if everyone feels that way. We felt that way. Um, but yeah, now it's the other way 377 00:15:25.580 --> 00:15:32.420 around. And it's worked way better for us. Well, yeah, just in that, like one, I just don't think like, I really enjoy like, the 378 00:15:32.420 --> 00:15:38.540 process of like allotting money to certain things. I did not. You didn't really enjoy it. But I also like can get really like 379 00:15:38.540 --> 00:15:45.140 obsessive about like, where's that going? You know, and so I don't know. It's just like a big game for me. It's fun. 380 00:15:45.400 --> 00:15:51.220 It's been probably a year now of you doing it. And I think it's been a lot better for us financially and probably better for 381 00:15:51.220 --> 00:15:55.780 marriage. Maybe we've had less tension or disagreements about money since you've taken it over. 382 00:15:55.980 --> 00:16:02.300 Well, also, I'm the one that like spends all the money and that like, I'm buying diapers. I'm buying groceries. I'm buying so like 383 00:16:02.300 --> 00:16:09.300 before I had no idea what was even going on. Yeah, that's true. Because you were managing it, but I was the one spending it. So we 384 00:16:09.300 --> 00:16:16.420 didn't have like a lot of communication on that. And I think it makes more sense for us that it's me because I'm the one dealing with it 385 00:16:17.300 --> 00:16:22.300 But yeah, I think like tracking your money is important. I feel like we looked back on things like, Oh, remember when we got that chunk 386 00:16:22.300 --> 00:16:26.380 of money or whatever? And we're like, I don't know, like, what did we do with it? I don't know. And maybe we did something 387 00:16:26.380 --> 00:16:32.540 important. And we just can't remember. But I think now you're thinking for a long time. Yeah, for a long time, we just kind of 388 00:16:32.540 --> 00:16:37.460 didn't we were just kind of passive with our money. I don't think that's a really good way to be. But I think also like it's 389 00:16:37.460 --> 00:16:43.180 something you have to learn you have to like come to and figure out and I think just in the last year and a half, like I feel 390 00:16:43.180 --> 00:16:48.620 like we've really started to like learn kind of how to handle money and like what it should look like and what our posture 391 00:16:48.620 --> 00:16:54.780 should be and how to be frugal. Yeah, I don't know. So just talk briefly, because we have talked about before, but just yeah, what 392 00:16:54.780 --> 00:16:55.740 you do budget wise. 393 00:16:56.300 --> 00:17:03.340 Yeah, so we've been using the every dollar app, which is the Dave Ramsey thing, but it's, it's free. You don't need the premium 394 00:17:03.340 --> 00:17:10.540 version, every dollar needs to be assigned to a category. So there's nothing it's not like, Oh, we have 400 leftover. It's like, no, 395 00:17:10.540 --> 00:17:16.260 but where's it going? You know, like, is it going in savings? Are you putting it towards something? Or, you know, what is the 396 00:17:16.260 --> 00:17:22.099 purpose of it? It can't just like be extra. Yeah, because that's not beneficial. And then you just spend it most likely. So I 397 00:17:22.099 --> 00:17:27.859 think that's been really helpful for us. Because it also tells us like, okay, where do we have gaps? Or where do we have 398 00:17:27.859 --> 00:17:34.580 excess or, you know, whatever, and you can adjust it as you go through the month, maybe you had extra, or you allotted a 399 00:17:34.580 --> 00:17:39.660 certain amount, and you didn't spend that. So you kind of redo it each month, I redo it like throughout the month, because 400 00:17:40.100 --> 00:17:47.220 like, maybe we planned on I don't know $100 for diapers, and then we only spent 90 or whatever. So then you can take that 10 and 401 00:17:47.220 --> 00:17:54.940 put it elsewhere. And it seems I feel like you think I go 10 bucks, that's nothing. But if you do it 10 times, it's 100. I feel 402 00:17:54.940 --> 00:18:00.740 like that's something I've been having to learn is sometimes I feel like it's only beneficial if I'm putting like 200 or 300 or 400 403 00:18:00.740 --> 00:18:03.740 into savings or but like the little numbers do count and they add up. 404 00:18:03.780 --> 00:18:07.980 Yeah. So if you do have like 10 extra dollars a month, you like put it in savings? 405 00:18:08.740 --> 00:18:15.500 Yeah, I mean, if that's how it works out, but I think that's just kind of always adjusting. But I think it's also something you 406 00:18:15.500 --> 00:18:17.660 have to be like paying attention to throughout the month. 407 00:18:17.660 --> 00:18:25.020 So you just say it's important for people to spend some time tracking their money and knowing where it's going. And that's being a 408 00:18:25.020 --> 00:18:26.620 good steward of what you have. 409 00:18:26.620 --> 00:18:32.940 Yeah, I think so. I mean, I think like, checking in on on it like once a week, even like just to see like, where are we at? 410 00:18:33.100 --> 00:18:41.100 So for you, now that you've done it, would you say is there a line where you feel like, oh, I'm obsessing over this? Or I have a good 411 00:18:41.100 --> 00:18:47.980 amount of awareness? Like, is there a balance between I need to be aware, but I don't want to be thinking about it all the time? 412 00:18:48.060 --> 00:18:49.380 Yeah, healthy either. 413 00:18:49.420 --> 00:18:55.780 Well, I think like, for me, a lot of times I am thinking about it, because I don't want to, like, I need to know how much is left 414 00:18:55.780 --> 00:19:03.660 so I can stay in the budget. But I think like, automating things like, like savings to just like automate savings, if it's going to be the 415 00:19:03.660 --> 00:19:10.420 same every month, then you're not thinking about it. It's just happening and benefiting you. But you're not like having to spend time 416 00:19:10.420 --> 00:19:13.580 thinking about it. Yeah, I don't know. I don't know where the line would be for that. 417 00:19:13.620 --> 00:19:14.860 It's not something you do every day. 418 00:19:14.900 --> 00:19:19.380 No, not every day. Maybe once a week. That's good. Maybe a little more often than that. 419 00:19:20.020 --> 00:19:21.140 I would say at least once a week. 420 00:19:21.140 --> 00:19:22.140 It doesn't need to be a full time job. 421 00:19:22.260 --> 00:19:27.540 I'd say that's a good I'd say at least once a week, if you're looking at your budget aware of where things are going that month. 422 00:19:27.740 --> 00:19:33.740 And especially like before you buy groceries again for the month, like knowing how much you have. So it's not just like gone by week 423 00:19:33.740 --> 00:19:35.860 two, because that's a bummer. 424 00:19:37.020 --> 00:19:42.740 So we recommend rice for the rest of the month, rice, the huge 30 pound bag you bought from Costco. 425 00:19:42.940 --> 00:19:47.700 Number four, find ways to bring in extra money. 426 00:19:47.780 --> 00:19:48.900 Side hustle. I think. 427 00:19:49.220 --> 00:19:55.980 Yeah, I think personally, I always think like, how can I bring in extra money without like actually going out and applying for like a real job? 428 00:19:56.380 --> 00:20:00.020 Like, how could you get creative like with your own talents and abilities? 429 00:20:00.000 --> 00:20:05.720 It's kind of on the side, like in your own time versus like actually adding to your calendar 430 00:20:05.720 --> 00:20:06.720 or your schedule. 431 00:20:06.720 --> 00:20:11.560 And I'm just thinking off the top of my head, we've both done a lot of side hustles throughout 432 00:20:11.560 --> 00:20:12.560 the years. 433 00:20:12.560 --> 00:20:15.640 Yeah, and I think more at different times than others, like if we're saving for something 434 00:20:15.640 --> 00:20:16.640 specific or. 435 00:20:16.640 --> 00:20:20.880 Yeah, and it's a balance of trade because like some of them take time away from family 436 00:20:20.880 --> 00:20:23.640 and so like I think we kind of trade off with how we do it too. 437 00:20:23.640 --> 00:20:27.560 That's something for us I think that's like really, I feel like time for us is like really 438 00:20:27.560 --> 00:20:30.880 important where we're not willing to give up time for a lot of things. 439 00:20:30.880 --> 00:20:35.040 Yeah, I mean, we could both be working an insane amount of hours a week and make a lot 440 00:20:35.040 --> 00:20:36.960 of extra money. 441 00:20:36.960 --> 00:20:38.960 But what's the trade off is that we're not spending time with our family. 442 00:20:38.960 --> 00:20:41.880 Yeah, then you don't see your kids or they're with babysitters or yeah. 443 00:20:41.880 --> 00:20:42.880 So I think that's. 444 00:20:42.880 --> 00:20:47.720 But talk about some of the, I mean, as long as I've known you, you've been doing creative 445 00:20:47.720 --> 00:20:48.720 things to make money. 446 00:20:48.720 --> 00:20:49.720 I like making money. 447 00:20:49.720 --> 00:20:51.920 Even, and some of them you still do. 448 00:20:51.920 --> 00:20:57.480 Like one thing that you do now that you did back when we first started dating was flip 449 00:20:58.400 --> 00:20:59.400 furniture. 450 00:20:59.400 --> 00:21:03.160 You'll find a thrift store or on marketplace or on someone's curb. 451 00:21:03.160 --> 00:21:08.480 I can't even how many times that you will just be driving around and you'll come home 452 00:21:08.480 --> 00:21:12.040 with a piece of furniture that you found on the side of a curb that someone was throwing 453 00:21:12.040 --> 00:21:13.040 away. 454 00:21:13.040 --> 00:21:16.480 You pulled a mirror out of our neighbor's trash can the other day. 455 00:21:16.480 --> 00:21:17.480 No, it was an old window. 456 00:21:17.480 --> 00:21:20.400 It was like a really old window and they just had it in the trash. 457 00:21:20.400 --> 00:21:23.680 It was like in like the glass was not broken. 458 00:21:23.680 --> 00:21:25.000 Like you can just throw that away. 459 00:21:25.440 --> 00:21:29.320 So many times you just come home with something in your car that you found. 460 00:21:29.320 --> 00:21:33.360 But what's really cool about that is you like see the potential and stuff and you can flip 461 00:21:33.360 --> 00:21:37.720 it for money and you'll paint it, sand it, whatever you do. 462 00:21:37.720 --> 00:21:41.160 But you've been doing that literally as long as I've known you and you still do it. 463 00:21:41.160 --> 00:21:42.800 Yeah, I took a couple years off I feel like. 464 00:21:42.800 --> 00:21:45.720 There's like three things in our garage right now that you're working on that you're going 465 00:21:45.720 --> 00:21:46.720 to sell. 466 00:21:46.720 --> 00:21:48.360 But it's cool because it is something you enjoy, right? 467 00:21:48.360 --> 00:21:51.140 Well, yeah, it's something that really, if you learn how to do it right, it doesn't take 468 00:21:51.140 --> 00:21:53.880 all that much time, but I feel like the return is really good. 469 00:21:54.400 --> 00:21:58.120 So talk about that because I think part of this is like if you're going to spend extra 470 00:21:58.120 --> 00:22:02.520 time outside of your normal job and routine to make money, you should try to do something 471 00:22:02.520 --> 00:22:05.840 that aligns with your gifts and talents and what you're passionate about. 472 00:22:05.840 --> 00:22:06.840 Yeah, sure. 473 00:22:06.840 --> 00:22:08.840 For me, that's something that like obviously I enjoy. 474 00:22:08.840 --> 00:22:09.840 It's kind of hereditary. 475 00:22:09.840 --> 00:22:10.840 I feel like. 476 00:22:10.840 --> 00:22:11.840 It's your parents. 477 00:22:11.840 --> 00:22:12.840 Do similar things. 478 00:22:12.840 --> 00:22:13.840 We're a long line of trash stealers. 479 00:22:13.840 --> 00:22:14.840 Yeah. 480 00:22:14.840 --> 00:22:18.600 Well, I think it's cool because like you, I don't have that eye where like you can see 481 00:22:18.600 --> 00:22:21.360 the beauty in a piece of trash. 482 00:22:22.360 --> 00:22:26.280 I mean, how many times, not all pieces of trash, how many times have we been driving 483 00:22:26.280 --> 00:22:30.800 around and you'll see a house and you and you will say something like, oh, that house 484 00:22:30.800 --> 00:22:32.040 is so cute. 485 00:22:32.040 --> 00:22:36.400 And I look at it, I'm like, it looks like I could push it and it would fall over. 486 00:22:36.400 --> 00:22:38.400 But like someone needs to burn it to the ground. 487 00:22:38.400 --> 00:22:39.400 Like it could be. 488 00:22:39.400 --> 00:22:40.400 Yeah. 489 00:22:40.400 --> 00:22:42.760 But you, but you can see past that and the potential and you do the same thing with a 490 00:22:42.760 --> 00:22:43.760 piece of furniture. 491 00:22:43.760 --> 00:22:44.760 Yeah. 492 00:22:44.760 --> 00:22:48.920 Um, and so I think that's something that you're naturally good at and passionate about and 493 00:22:48.920 --> 00:22:51.960 you found a way to make some extra money doing it. 494 00:22:51.960 --> 00:22:52.960 Yeah. 495 00:22:52.960 --> 00:22:57.600 And like for me, I've, some of those who like coaching is something that I do as a side 496 00:22:57.600 --> 00:22:59.880 hustle outside of my normal job. 497 00:22:59.880 --> 00:23:00.880 Yeah. 498 00:23:00.880 --> 00:23:01.880 Like teaching, coaching. 499 00:23:01.880 --> 00:23:02.880 I feel like there's both things that you. 500 00:23:02.880 --> 00:23:03.880 Yeah. 501 00:23:03.880 --> 00:23:06.960 But I love sports and I love kids and I love to coach. 502 00:23:06.960 --> 00:23:11.640 And so I've found a way to make it work with my normal schedule and it's a good extra money 503 00:23:11.640 --> 00:23:17.200 for us, but it's also a great outlet for me and something I enjoy and um, something that 504 00:23:17.200 --> 00:23:21.920 like the kids kind of will come watch and they enjoy it and, um, and it's part time, 505 00:23:21.920 --> 00:23:26.240 it's seasonal, you know, so it's not someone doing every day and it's literally in the 506 00:23:26.240 --> 00:23:30.760 afternoons, which that's something like anybody could do really in that if there's a sport 507 00:23:30.760 --> 00:23:35.400 that they're knowledgeable about in some regard, like, yeah, look at, start in middle school, 508 00:23:35.400 --> 00:23:39.680 public schools, public school, middle school sports, wherever you live, there are a lot 509 00:23:39.680 --> 00:23:41.520 of schools are always looking for coaches. 510 00:23:41.520 --> 00:23:42.520 Yeah. 511 00:23:42.520 --> 00:23:43.520 They're short seasons. 512 00:23:43.520 --> 00:23:46.040 They pay well and they do all sports good. 513 00:23:46.040 --> 00:23:47.040 I've done all sorts. 514 00:23:47.040 --> 00:23:52.520 I've done door dash quite a bit to make extra money on and off when like last year, last 515 00:23:52.520 --> 00:23:53.520 summer was it? 516 00:23:53.520 --> 00:23:56.160 Our fridge went out randomly. 517 00:23:56.160 --> 00:23:57.160 Yep. 518 00:23:57.160 --> 00:23:59.400 Just all the food had to throw it all away. 519 00:23:59.400 --> 00:24:02.640 So I door dashed for like a week to make extra money to help buy a new fridge. 520 00:24:02.640 --> 00:24:03.760 And so I stopped. 521 00:24:03.760 --> 00:24:05.720 And so it's not like I'm doing it all the time or obsessed with it. 522 00:24:05.720 --> 00:24:06.720 But you got it started. 523 00:24:06.720 --> 00:24:09.760 And so now anytime you can just jump back in, even though you literally set it up like 524 00:24:09.760 --> 00:24:10.760 five years ago. 525 00:24:10.760 --> 00:24:11.760 Yeah. 526 00:24:11.760 --> 00:24:14.120 You could literally just jump back in at any point, which is nice. 527 00:24:14.120 --> 00:24:15.120 Yeah. 528 00:24:15.120 --> 00:24:17.600 I would like get the kids to sleep and then go do an hour. 529 00:24:17.600 --> 00:24:18.600 Yeah. 530 00:24:18.600 --> 00:24:19.600 Yeah. 531 00:24:19.600 --> 00:24:20.600 Or during nap time or whatever. 532 00:24:20.600 --> 00:24:21.600 So there's things. 533 00:24:21.600 --> 00:24:22.600 I don't know. 534 00:24:22.600 --> 00:24:23.600 You had a list of them. 535 00:24:23.600 --> 00:24:24.600 What are some other ideas? 536 00:24:24.600 --> 00:24:25.600 Yeah. 537 00:24:25.600 --> 00:24:26.600 I guess like just some questions you could ask yourself is like, what are your gifts 538 00:24:26.600 --> 00:24:27.600 and talents? 539 00:24:27.600 --> 00:24:31.960 Like what kind of things are you good at that maybe most people aren't? 540 00:24:31.960 --> 00:24:37.920 But how could you fill a need that others might have with that gift or talent? 541 00:24:37.920 --> 00:24:40.960 So a list we kind of came up with and it could be a starting point. 542 00:24:40.960 --> 00:24:43.360 It could be, you know, it could turn into something big. 543 00:24:43.600 --> 00:24:48.480 But even like lawn mowing, like you could eventually even turn it into a like full-blown 544 00:24:48.480 --> 00:24:54.320 landscaping business, like handyman services, DoorDash, Uber, flipping furniture or like 545 00:24:54.320 --> 00:24:59.960 things like items like technology or, you know, like, I don't know, whatever. 546 00:25:00.000 --> 00:25:03.060 thing and improve it. Yeah. Or like, or even just finding like, 547 00:25:03.060 --> 00:25:05.980 think about what people live, leave on curbs. Like, yeah. And 548 00:25:05.980 --> 00:25:08.960 if like people, I see bikes all the time, maybe you could fix up 549 00:25:08.960 --> 00:25:11.420 a bike and flip it. Like, yeah, there's a guy in our 550 00:25:11.420 --> 00:25:14.260 neighborhood that has like 50 bikes hanging in his garage. 551 00:25:14.580 --> 00:25:17.640 Have you seen him? They're like lined up like this. He must like 552 00:25:17.640 --> 00:25:21.100 fix them or something or hoard them. He maybe does. I can't 553 00:25:21.100 --> 00:25:24.500 imagine he rides them all. But there's people that literally 554 00:25:24.500 --> 00:25:26.700 make full time livings, like looking at the thrift store, 555 00:25:26.700 --> 00:25:29.260 finding things that are worth more than what they're selling 556 00:25:29.260 --> 00:25:32.100 it for. And then literally just throw it on eBay or yard sales. 557 00:25:32.100 --> 00:25:35.100 People do that. Yeah. They literally make full time money 558 00:25:35.100 --> 00:25:38.460 doing that. Um, something that takes a little bit more time, 559 00:25:38.820 --> 00:25:42.040 but is can be really profitable is like starting a blog or even 560 00:25:42.040 --> 00:25:45.820 a YouTube channel. Um, you could offer cleaning services, car 561 00:25:45.820 --> 00:25:50.240 detailing, organization services. The other thing we 562 00:25:50.240 --> 00:25:52.580 didn't talk about this ahead of time, but, um, the other thing 563 00:25:52.580 --> 00:25:55.980 we've been doing a little bit recently is like investing. And 564 00:25:55.980 --> 00:25:59.380 so I think that's all in this too, is like, if you do happen 565 00:25:59.380 --> 00:26:03.740 to get some extra money or, um, like, what can you do with that? 566 00:26:04.140 --> 00:26:07.220 That would profit a good return. And there's all sorts of 567 00:26:07.220 --> 00:26:10.580 different investments in like some that give you money in 50 568 00:26:10.580 --> 00:26:13.860 years. And some of them that give you money now. Um, if you 569 00:26:13.860 --> 00:26:17.580 like to bake, you could do like a cottage food license, get like 570 00:26:17.580 --> 00:26:23.940 the certification and like make sourdough or baked goods. Yeah. 571 00:26:24.900 --> 00:26:27.740 What's that process like? I don't know, but you have to look 572 00:26:27.740 --> 00:26:29.700 into it. I don't know if they want to like come look at your 573 00:26:29.700 --> 00:26:34.140 kitchen or what makes you clean. I don't know. I'm not sure, but 574 00:26:34.140 --> 00:26:36.180 I feel like that's something you could totally do from home. If 575 00:26:36.180 --> 00:26:39.220 like you're good at making bread or good at baking or anything 576 00:26:39.220 --> 00:26:44.220 like that. Um, even like tutoring or like virtual assistant type 577 00:26:44.220 --> 00:26:47.420 stuff, like just assisting people that have big, larger 578 00:26:47.460 --> 00:26:53.260 businesses. Yeah. Um, teaching like piano or guitar. I don't 579 00:26:53.260 --> 00:26:55.780 know. Um, even like life coaching, I actually think 580 00:26:55.780 --> 00:26:58.460 that's something you would be good at is like just taking on a 581 00:26:58.460 --> 00:27:02.300 few like clients throughout your week where it's like, you're 582 00:27:02.300 --> 00:27:04.140 helping them work through big things. 583 00:27:04.140 --> 00:27:05.420 Is that a certification you can get? Life coaching? 584 00:27:05.460 --> 00:27:06.100 Yeah. I'm pretty sure. 585 00:27:06.620 --> 00:27:09.180 Yeah. Things that are flexible that, um, you can work into your 586 00:27:09.180 --> 00:27:11.900 normal schedule that bring in extra money that, and again, 587 00:27:11.900 --> 00:27:13.580 that align with what you're already good at. 588 00:27:13.580 --> 00:27:16.500 Yeah. Or like things you enjoy. So it doesn't feel like a big 589 00:27:16.500 --> 00:27:19.540 thing. And if you have kids like thinking through like, how could 590 00:27:19.540 --> 00:27:24.900 I do something that the kids can be around while I'm doing it? 591 00:27:24.900 --> 00:27:26.860 It doesn't have to be like, okay, kids, I have to leave. 592 00:27:26.900 --> 00:27:30.020 Yeah. Cause you'll be in the garage, um, painting furniture 593 00:27:30.020 --> 00:27:32.020 and they're riding their scooters in the driveway or 594 00:27:32.020 --> 00:27:32.220 whatever. 595 00:27:32.220 --> 00:27:34.180 It's a little bit of a struggle, but we're trying. We're doing, 596 00:27:35.260 --> 00:27:40.020 we're trying our best. Yeah. Um, one thing that we meant, we 597 00:27:40.020 --> 00:27:42.660 forgot to mention earlier that we wanted to touch on was just 598 00:27:42.660 --> 00:27:46.100 kind of in our process of like working through how to handle 599 00:27:46.100 --> 00:27:49.260 our money. Just feeling like we've always been like, okay, we 600 00:27:49.260 --> 00:27:52.700 need to make more money, but also like, why would God bless 601 00:27:52.700 --> 00:27:56.340 us with more income when we can't even handle what he's 602 00:27:56.340 --> 00:27:59.300 given us? Yeah. I think that's kind of been a realization and 603 00:27:59.300 --> 00:28:03.180 not to say he wouldn't bless us with more, but just like, how 604 00:28:03.180 --> 00:28:06.620 do we really handle well what he's given us so that we could 605 00:28:06.620 --> 00:28:07.220 handle more. 606 00:28:07.260 --> 00:28:09.900 Yeah. That's a good transition. So let's talk to number five, 607 00:28:09.900 --> 00:28:12.740 cause I think this is the most important one and hopefully 608 00:28:12.820 --> 00:28:16.220 people are still watching at this point. Um, but yeah, I 609 00:28:16.220 --> 00:28:20.140 think just how, and this is something that you read a book 610 00:28:20.140 --> 00:28:23.060 on recently, and you can talk about that, but just how should 611 00:28:23.060 --> 00:28:27.700 believers view money and the money that we have, like just a 612 00:28:27.700 --> 00:28:31.340 mindset shift of doesn't necessarily matter if you have a 613 00:28:31.340 --> 00:28:34.260 lot or not. It'd be like, how do we view it? And I think the 614 00:28:34.260 --> 00:28:37.460 answer to that question is you view it as the Lord's and it's, 615 00:28:37.460 --> 00:28:40.580 it's not our money. It's what he's, it's his, it's what he's 616 00:28:40.580 --> 00:28:44.060 given to us and entrusted us with. And when you view it that 617 00:28:44.060 --> 00:28:47.180 way, I think in a lot of ways it takes pressure off, but it's 618 00:28:47.180 --> 00:28:50.860 also just like a good realization to have. And so I 619 00:28:50.860 --> 00:28:54.340 love what you said of like gratitude, like having, even 620 00:28:54.340 --> 00:28:55.980 when you feel like you don't have enough, you wish you had 621 00:28:55.980 --> 00:28:59.380 more, more flexibility, more room, but like, like I do have 622 00:28:59.380 --> 00:29:03.260 enough and like being grateful for that. And, um, I've heard a 623 00:29:03.260 --> 00:29:05.300 pastor of church said that before. I was like, if you're 624 00:29:05.300 --> 00:29:07.660 not grateful for what basically you said, if you're not grateful 625 00:29:07.660 --> 00:29:11.860 for what you have, why would you be blessed with, with more? And 626 00:29:11.860 --> 00:29:16.060 so that's not why you should ultimately be grateful, but just 627 00:29:16.060 --> 00:29:19.580 having that idea. So just changing that mindset of, um, 628 00:29:19.740 --> 00:29:22.420 this is the Lord's money. And, and then I would say the last 629 00:29:22.420 --> 00:29:25.020 thing is like, so the whole topic of this was like, how do 630 00:29:25.020 --> 00:29:28.420 we survive? How do we be more frugal? How do we, and this is 631 00:29:28.420 --> 00:29:31.700 going to sound so counter intuitive, but like give 632 00:29:32.420 --> 00:29:35.820 generously, even when you don't think you can. And that sounds 633 00:29:35.820 --> 00:29:39.300 so backwards. And for me, it took me so long to, to get over 634 00:29:39.300 --> 00:29:42.540 that. But like we, for the longest time, we didn't really 635 00:29:42.580 --> 00:29:43.700 early on in our marriage. 636 00:29:43.740 --> 00:29:46.020 Well, we just thought like, Oh, we don't have enough to give, 637 00:29:46.060 --> 00:29:48.460 but yet we probably bought other things that we shouldn't have 638 00:29:48.500 --> 00:29:51.060 done. We shouldn't have bought. And we could have used that 639 00:29:51.060 --> 00:29:55.260 money to give. But I think like, yeah, I think so often it's 640 00:29:55.260 --> 00:29:58.580 like, Oh, we don't have the money to give. But I think the 641 00:29:58.580 --> 00:30:00.100 Bible talks about giving so often. 642 00:30:00.000 --> 00:30:02.160 And like generously giving yeah 643 00:30:02.840 --> 00:30:06.320 Generously giving and I think if we even if we don't have enough 644 00:30:06.760 --> 00:30:09.160 But say we want to give like 200 bucks a month 645 00:30:09.160 --> 00:30:13.080 Like maybe we need to find a side hustle to make $200 a month to cover that, you know 646 00:30:13.080 --> 00:30:16.240 Like if it's that important like you feel like yeah 647 00:30:16.240 --> 00:30:19.480 I mean if the Bible talks about giving being so important 648 00:30:19.520 --> 00:30:22.080 Then like why should be putting in the work to make it happen 649 00:30:22.080 --> 00:30:27.240 And I think we view it you were talking about like passive use that word earlier. I just came in 650 00:30:28.160 --> 00:30:32.640 A lot of times we feel like tithing or giving is this passive thing where you set it up and you forget about it 651 00:30:33.360 --> 00:30:37.880 You're like, well, I'm doing my 10% I'm good and that's great like 100% do that 652 00:30:37.880 --> 00:30:41.640 give 10% but then when needs come up and you hear about a friend or 653 00:30:42.360 --> 00:30:45.040 if the Lord tugs on your heart and you feel like I 654 00:30:45.360 --> 00:30:51.600 We should give to that at least a little bit or whatever like do it like act on that like and I think that's something 655 00:30:51.600 --> 00:30:55.080 We've been trying to grow and it's funny cuz you read this book like a month ago 656 00:30:55.080 --> 00:30:58.900 and then we were we had a long conversation about giving and 657 00:30:59.200 --> 00:31:05.520 Something that you really like to do and are good at it is like meals for people. I try it's feel like it's a whole thing 658 00:31:05.520 --> 00:31:10.740 It's right. Yeah, but like and then we were like, well, man, whenever a need comes up and we can make somebody meal 659 00:31:10.740 --> 00:31:17.120 Let's just do it. And then this past month, I think it was like we made more meals for people so many meals 660 00:31:17.640 --> 00:31:20.780 Ever before so I was like the Lord was kind of like, all right do it 661 00:31:21.060 --> 00:31:26.780 We had so many opportunities and what I love about you though is like you have this big heart where it's like like serve serve 662 00:31:26.780 --> 00:31:28.780 serve and like here's a need let's do it and 663 00:31:29.060 --> 00:31:34.140 I think the Lord sees that and and I don't know that again not financial experts 664 00:31:34.140 --> 00:31:39.500 But like if you feel led by the Lord to give and you do it like you're not gonna run out of money, right? 665 00:31:39.500 --> 00:31:43.060 No, I had someone say one time like you'll never be poor 666 00:31:43.660 --> 00:31:49.460 Because you gave and again and like sure I can't guarantee that but I think it's just the premise of like you're yeah 667 00:31:49.460 --> 00:31:55.420 If you're partnering with the Holy Spirit with finances and the Lord's leading you to give like yeah, and you're not gonna yeah 668 00:31:55.420 --> 00:32:00.940 You'll have you're never gonna be harmed from giving I guess is what there's and there's so much like blessing that comes with that 669 00:32:00.940 --> 00:32:05.680 And it's just it's great. It's a fun thing to do like being able to bless people is awesome 670 00:32:05.680 --> 00:32:10.860 Well in this book that I read recently, it's called simple money rich life, and it's yeah talk about easy read 671 00:32:10.860 --> 00:32:15.740 I mean, they also have a podcast. I read it in like two days because I thought it was so interesting 672 00:32:15.740 --> 00:32:19.580 And you're not like a big reader, but you did I've been working on that 673 00:32:19.580 --> 00:32:24.420 I've got like four books this year, which that is huge except I was feeling like oh, it's still the beginning of the year 674 00:32:24.420 --> 00:32:27.700 It's not but four books is a record for me 675 00:32:27.700 --> 00:32:32.940 So we it's cuz we bought book lights we did cuz our light is always off because there's a baby in our room 676 00:32:32.940 --> 00:32:34.940 So we're like trying to keep him asleep. So 677 00:32:35.540 --> 00:32:39.900 Made us good readers. It's like five bucks on Amazon. Yeah, it's very much worth it. It's good 678 00:32:39.900 --> 00:32:42.780 It's the only reason I've read but you're the one yeah, they just talk about 679 00:32:43.300 --> 00:32:44.380 um 680 00:32:44.380 --> 00:32:50.060 Like having a seed fund they call it and basically like you're allotting like in your budget like in your categories 681 00:32:50.220 --> 00:32:55.340 There's seed fund and it you know, you could put in five dollars a month ten dollars a month 682 00:32:55.340 --> 00:32:57.340 I don't know whatever you want and 683 00:32:57.740 --> 00:32:59.900 Then every time a need comes up 684 00:32:59.900 --> 00:33:05.420 So you need to take someone a meal or like even they were even counting like a birthday party or I don't know 685 00:33:05.420 --> 00:33:08.820 What else like just someone who needs money or some meal? 686 00:33:09.820 --> 00:33:12.700 Or I don't know maybe their kid needs clothes 687 00:33:12.700 --> 00:33:16.880 I don't know any sort of need that you could ever want to fill you just take it from that fund 688 00:33:17.340 --> 00:33:22.300 So it's like sitting there waiting almost. Yeah for you work that in your budget, right? 689 00:33:22.300 --> 00:33:25.700 So it's like in your budget to add to it every month, but then it's just like a savings 690 00:33:26.260 --> 00:33:33.260 Account so then you can kind of just like freely give from that. Yeah, knowing that's exactly what it's such a good idea 691 00:33:33.540 --> 00:33:37.060 Because I think before it was like, okay. Yes, we would love to do that 692 00:33:37.060 --> 00:33:41.700 But it's gonna come out of our grocery amount that is for us or it's gonna come out of our miscellaneous 693 00:33:42.380 --> 00:33:45.700 You know, and that is and it's all the same pot of money, right? 694 00:33:45.700 --> 00:33:51.220 But it just it helps with that mindset shift. Oh, I'm money is for I'm not gonna touch this 695 00:33:51.220 --> 00:33:56.180 this is for giving and then when you it's and then it's almost like you hear something come up like pool I got money for 696 00:33:56.180 --> 00:33:57.620 that and 697 00:33:57.620 --> 00:34:01.340 Yeah, it helps with that. Yeah giving mindset. I love that again 698 00:34:01.340 --> 00:34:04.260 Yeah, like you could literally even just give someone cash, you know 699 00:34:04.380 --> 00:34:08.460 Like you could build it up or you could deplete it every month whatever but and pray about it 700 00:34:08.460 --> 00:34:11.620 It's like Lord. I have this money who needs it this month 701 00:34:11.739 --> 00:34:16.820 Like I want to give like and then see who the Lord highlights and maybe it's not even a need that was voiced 702 00:34:16.820 --> 00:34:18.820 And that's really cool, too 703 00:34:18.940 --> 00:34:22.699 God told me to give you this money and they're like, oh my gosh, you know, like I've heard so many stories 704 00:34:22.699 --> 00:34:27.780 I feel like like people that are like I needed five hundred and ten dollars and sounds like here's five on I don't know if 705 00:34:27.780 --> 00:34:32.620 You need this but here's not only happens because people have the mindset of this is the Lord's money 706 00:34:32.620 --> 00:34:39.940 Yeah, what should I do with it? And when people are partnering with the Holy Spirit with their finances, there's such cool things that happen 707 00:34:39.940 --> 00:34:45.060 Yeah, no that that book. I would definitely recommend reading it or listening to their podcast if you're not a reader 708 00:34:45.060 --> 00:34:48.820 I guess but even if money interests you at all, I feel like it's an easy read 709 00:34:48.820 --> 00:34:53.460 Yeah, but it's not so much like about like the numbers of money. It's more so just like our posture 710 00:34:53.460 --> 00:34:55.460 I feel like and just how do you 711 00:34:55.699 --> 00:35:00.020 And their whole premise is like make more. What is it make more? 712 00:35:00.000 --> 00:35:02.840 or save more, give more, yeah. 713 00:35:02.840 --> 00:35:06.040 So their goal is to make as much as they possibly can, 714 00:35:06.040 --> 00:35:09.080 but simply so they can give more and more away. 715 00:35:09.080 --> 00:35:11.880 I think they give 41% of their income away right now 716 00:35:11.880 --> 00:35:14.360 or something, and not in a way to brag, but. 717 00:35:14.360 --> 00:35:16.280 They're giving percentage every year. 718 00:35:16.280 --> 00:35:19.000 Yeah, I think they give their age, 719 00:35:19.000 --> 00:35:21.580 is what they felt called to do. 720 00:35:21.580 --> 00:35:24.040 But they're giving so much of their income away, 721 00:35:24.040 --> 00:35:26.320 but not from a bragging standpoint, 722 00:35:26.320 --> 00:35:28.300 but of like, look what God could do. 723 00:35:28.300 --> 00:35:32.260 We can give away that much, and he still provides for us. 724 00:35:32.260 --> 00:35:34.300 Ultimately, like what we were talking about before, 725 00:35:34.300 --> 00:35:36.580 it's like we're just like managers of all this stuff. 726 00:35:36.580 --> 00:35:38.060 It's not really ours. 727 00:35:38.060 --> 00:35:40.640 And I think that comes into play 728 00:35:40.640 --> 00:35:41.980 in both the positive and the negative 729 00:35:41.980 --> 00:35:46.140 of like how disrespectful to be like, this isn't enough. 730 00:35:46.140 --> 00:35:48.560 Like I don't have enough, when it's not even ours. 731 00:35:48.560 --> 00:35:50.700 Like we're just managing it for someone else. 732 00:35:50.700 --> 00:35:51.540 Yeah, exactly. 733 00:35:51.540 --> 00:35:53.880 But then also from the positive standpoint 734 00:35:53.880 --> 00:35:55.740 of like being grateful for like, 735 00:35:55.740 --> 00:35:57.860 wow, you've given us so much. 736 00:35:58.380 --> 00:35:59.660 I think that book talks about like, 737 00:35:59.660 --> 00:36:03.340 I thought it was like if you make 50,000 or more 738 00:36:03.340 --> 00:36:05.820 or something, you're in the top like 4% of the world. 739 00:36:05.820 --> 00:36:07.860 Or if you're in a climate controlled room, 740 00:36:07.860 --> 00:36:10.340 like you're so blessed compared to the rest of the world. 741 00:36:10.340 --> 00:36:12.220 I think that was just such good perspective too, 742 00:36:12.220 --> 00:36:13.300 of like, we might feel like, 743 00:36:13.300 --> 00:36:15.780 oh, I really wanna buy that thing, but I just can't. 744 00:36:15.780 --> 00:36:17.460 And it's like, but look at what you already have. 745 00:36:17.460 --> 00:36:18.860 Like your laundry's piling up. 746 00:36:18.860 --> 00:36:20.140 Yeah, you have so many clothes. 747 00:36:20.140 --> 00:36:23.140 Like your dishes are dirty. 748 00:36:23.140 --> 00:36:26.420 Yeah, you have people and you have food to eat. 749 00:36:26.420 --> 00:36:30.380 And I think like that's such a good adjustment. 750 00:36:30.380 --> 00:36:31.220 Yeah. 751 00:36:31.220 --> 00:36:32.220 I thought it was really helpful for us. 752 00:36:32.220 --> 00:36:34.300 Attitude, heart, posture of gratitude 753 00:36:34.300 --> 00:36:35.900 and empathy and perspective. 754 00:36:35.900 --> 00:36:37.340 All that's really important. 755 00:36:37.340 --> 00:36:38.180 That's good. 756 00:36:38.180 --> 00:36:40.220 Deuteronomy 15, 10 says, 757 00:36:40.220 --> 00:36:42.980 "'Give generously to him and do so without a grudging heart. 758 00:36:42.980 --> 00:36:45.020 "'Then because of this, the Lord your God will bless you 759 00:36:45.020 --> 00:36:47.500 "'in all your work and in everything you put your hand to.'" 760 00:36:47.500 --> 00:36:48.340 So I love that too. 761 00:36:48.340 --> 00:36:49.460 It's like, why are we giving? 762 00:36:49.460 --> 00:36:52.300 We're not giving so that we'll be blessed 763 00:36:52.300 --> 00:36:54.100 or giving because we have to. 764 00:36:54.100 --> 00:36:56.540 It's like giving because the Lord told you to 765 00:36:56.540 --> 00:36:58.140 and you want to help somebody else out. 766 00:36:58.140 --> 00:37:01.180 And I love the word generously. 767 00:37:01.180 --> 00:37:02.700 Even when you feel like you can't or you shouldn't 768 00:37:02.700 --> 00:37:05.060 or you don't know, but you feel led to, just do it. 769 00:37:05.060 --> 00:37:05.900 Yeah. 770 00:37:05.900 --> 00:37:07.220 And I think there's been a few times 771 00:37:07.220 --> 00:37:09.140 where someone has given like to us 772 00:37:09.140 --> 00:37:11.500 in a way that is like overly generous. 773 00:37:11.500 --> 00:37:12.780 Like where it just feels like, 774 00:37:12.780 --> 00:37:14.500 oh my gosh, I don't even know how to like thank you. 775 00:37:14.500 --> 00:37:16.660 Like that's a huge gift. 776 00:37:16.660 --> 00:37:18.300 And I think like that goes a really long way. 777 00:37:18.300 --> 00:37:19.780 And it's so fun to be able to do that for other people. 778 00:37:19.780 --> 00:37:20.620 Yeah. 779 00:37:20.620 --> 00:37:21.460 It really is fun. 780 00:37:21.460 --> 00:37:23.020 Just like write them a check for whatever. 781 00:37:23.060 --> 00:37:23.900 Yeah. 782 00:37:23.900 --> 00:37:24.740 We've been able to do that a few times 783 00:37:24.740 --> 00:37:25.980 kind of in like a tithing way. 784 00:37:25.980 --> 00:37:26.940 And it's just. 785 00:37:26.940 --> 00:37:27.780 People have done it to us. 786 00:37:27.780 --> 00:37:28.620 Yeah. 787 00:37:28.620 --> 00:37:29.460 It's just, yeah, it's really cool. 788 00:37:29.460 --> 00:37:30.300 Very rewarding. 789 00:37:30.300 --> 00:37:31.300 So yeah, good. 790 00:37:31.300 --> 00:37:32.140 Anything else? 791 00:37:32.140 --> 00:37:33.820 If you got nothing else from this, 792 00:37:33.820 --> 00:37:35.020 the last point was good. 793 00:37:35.020 --> 00:37:35.860 Yeah. 794 00:37:35.860 --> 00:37:38.300 More than, more important than our Costco debate. 795 00:37:38.300 --> 00:37:39.260 Yeah. 796 00:37:39.260 --> 00:37:40.100 All right. 797 00:37:40.100 --> 00:37:40.940 Well, awesome. 798 00:37:40.940 --> 00:37:42.580 Well, thank you for watching the Outnumbered Podcast 799 00:37:42.580 --> 00:37:43.700 with Joey and Allie. 800 00:37:43.700 --> 00:37:44.540 We'll be back. 801 00:37:44.540 --> 00:37:45.500 See you next time. 802 00:37:45.500 --> 00:37:46.340 Yeah.