WEBVTT 1 00:00:00.000 --> 00:00:04.920 Eve, we are pretty close to being live. 2 00:00:04.920 --> 00:00:06.040 Let me check that. 3 00:00:07.800 --> 00:00:09.500 Might be a second away now. 4 00:00:11.760 --> 00:00:16.239 There we go, we are live, it is happening. 5 00:00:16.239 --> 00:00:19.640 All right, ladies and gentlemen, 6 00:00:19.640 --> 00:00:20.960 from all over the world, 7 00:00:20.960 --> 00:00:24.000 it is a delight and an honor to introduce, 8 00:00:24.000 --> 00:00:26.040 if you don't know him already, 9 00:00:26.040 --> 00:00:28.920 and to welcome those who do know. 10 00:00:28.920 --> 00:00:33.040 It's a pleasure for us all to welcome Bruce McDonald. 11 00:00:33.040 --> 00:00:35.160 So welcome, Bruce. 12 00:00:35.160 --> 00:00:36.800 Hey, Benji, thank you so much. 13 00:00:36.800 --> 00:00:39.000 I must admit, I've been absolutely looking forward 14 00:00:39.000 --> 00:00:42.640 to spending this time with you and with others, 15 00:00:42.640 --> 00:00:43.960 so thank you. 16 00:00:43.960 --> 00:00:44.800 Yeah, a pleasure. 17 00:00:44.800 --> 00:00:48.400 And Bruce, I'm not sure how well you know Sebastian, 18 00:00:48.400 --> 00:00:50.120 or if you've met Sebastian before, 19 00:00:50.120 --> 00:00:51.360 but this is Sebastian, 20 00:00:52.440 --> 00:00:56.040 partner in all sorts of glorious Kingdom ventures. 21 00:00:56.040 --> 00:00:57.840 It's good to see you, Bruce. 22 00:00:57.840 --> 00:01:01.160 I've followed a little bit of your stuff around the wagon, 23 00:01:01.160 --> 00:01:04.280 so it's good to see you in person. 24 00:01:04.280 --> 00:01:06.720 Yeah, good to meet you too, Sebastian. 25 00:01:06.720 --> 00:01:09.880 You're to be honored for sticking with this wonderful man. 26 00:01:09.880 --> 00:01:12.680 Benji, I'm sure it's an adventure. 27 00:01:12.680 --> 00:01:15.600 Hey, the best things in life are adventures, 28 00:01:15.600 --> 00:01:18.680 so it's been fun. 29 00:01:18.680 --> 00:01:20.040 Yeah, and I mean, it really is, 30 00:01:20.040 --> 00:01:22.240 that really, to me, as well as another element 31 00:01:22.240 --> 00:01:24.960 and facet that's really key to Kingdom business 32 00:01:24.960 --> 00:01:27.920 is just great adventures with great people. 33 00:01:29.200 --> 00:01:31.920 And I mean, that's hard to beat in life. 34 00:01:31.920 --> 00:01:33.000 If you're on great adventures 35 00:01:33.000 --> 00:01:34.680 with great people doing great things, 36 00:01:34.680 --> 00:01:38.480 then you really are living a pretty quality life. 37 00:01:38.480 --> 00:01:41.760 So Bruce, we wanna get right into it today 38 00:01:41.760 --> 00:01:43.880 and really maximize your time, 39 00:01:43.880 --> 00:01:46.800 and just again, so delighted to have you with us. 40 00:01:46.800 --> 00:01:49.320 But would you like to pray for us as we kick off? 41 00:01:49.320 --> 00:01:52.320 And if you guys don't know Bruce, 42 00:01:52.320 --> 00:01:55.760 he is definitely a man who really carries the spirit 43 00:01:55.760 --> 00:01:58.640 and carries fire, and he is really in season now, 44 00:01:58.640 --> 00:01:59.520 and he's ready to go. 45 00:01:59.520 --> 00:02:01.000 So if you wanna light us up, 46 00:02:01.000 --> 00:02:04.160 I'm sure there's some pretty fiery prayers 47 00:02:04.160 --> 00:02:05.000 just waiting there, 48 00:02:05.000 --> 00:02:06.840 ready to light people up all over the world. 49 00:02:06.840 --> 00:02:08.639 So you take it away. 50 00:02:08.639 --> 00:02:09.479 Praise the Lord. 51 00:02:09.479 --> 00:02:13.000 Heavenly Father, we're just so delighted to be together. 52 00:02:13.000 --> 00:02:14.400 Lord, a moment in your presence 53 00:02:14.400 --> 00:02:17.560 is better than any spent anywhere else. 54 00:02:17.560 --> 00:02:20.760 I just thank you, Lord, for great people 55 00:02:21.480 --> 00:02:25.560 who would sacrificially set aside time to be together. 56 00:02:25.560 --> 00:02:28.920 And we know that you have sent your Holy Spirit 57 00:02:28.920 --> 00:02:30.040 to join each one. 58 00:02:30.040 --> 00:02:33.120 You've sent your Holy Spirit just to bless each one. 59 00:02:33.120 --> 00:02:34.800 And Father, we wanna say, 60 00:02:34.800 --> 00:02:37.200 we just love the great Holy Spirit. 61 00:02:37.200 --> 00:02:38.400 We love him. 62 00:02:38.400 --> 00:02:40.680 And so right now we invite his presence 63 00:02:40.680 --> 00:02:43.960 into this next 40 minutes or so together. 64 00:02:43.960 --> 00:02:45.600 We pray, great Holy Spirit, 65 00:02:45.600 --> 00:02:48.680 that you would be pleased to speak to our hearts 66 00:02:49.200 --> 00:02:53.360 and envision our lives and fire our spirits. 67 00:02:53.360 --> 00:02:55.720 So bless each moment we spend together 68 00:02:55.720 --> 00:02:58.840 and each person who joins in Jesus' name. 69 00:02:58.840 --> 00:03:00.480 Amen. 70 00:03:00.480 --> 00:03:01.960 Amen. 71 00:03:01.960 --> 00:03:02.800 Hey, well, 72 00:03:04.680 --> 00:03:07.320 it's really, really good to have you with us, Bruce. 73 00:03:07.320 --> 00:03:09.840 We were just chatting before we went on live 74 00:03:09.840 --> 00:03:11.200 and just talking about how 75 00:03:12.120 --> 00:03:14.560 you were really one of the first people 76 00:03:14.560 --> 00:03:16.240 that I heard speaking in a church 77 00:03:16.240 --> 00:03:18.040 and we hosted you down South. 78 00:03:18.080 --> 00:03:19.680 And we loved you so much when you came 79 00:03:19.680 --> 00:03:22.240 that we were like, man, we're gonna do this every year. 80 00:03:22.240 --> 00:03:26.440 Have you come and speak on biblical finances, 81 00:03:26.440 --> 00:03:28.880 kingdom finances in the church 82 00:03:28.880 --> 00:03:30.880 and then also in the ministry school as well. 83 00:03:30.880 --> 00:03:33.240 We just loved having you come. 84 00:03:33.240 --> 00:03:36.320 And what I really, really appreciated 85 00:03:36.320 --> 00:03:40.080 is that you were such a, especially back then, 86 00:03:40.080 --> 00:03:41.200 such a breath of fresh air 87 00:03:41.200 --> 00:03:44.480 of someone who really brought helpful 88 00:03:44.480 --> 00:03:48.440 and biblical and holistic teaching on finances 89 00:03:48.440 --> 00:03:50.400 that actually made a difference 90 00:03:50.400 --> 00:03:52.200 in people's lives right away. 91 00:03:53.080 --> 00:03:55.280 So I just wanna thank you for that 92 00:03:55.280 --> 00:03:57.920 because when we met 93 00:03:57.920 --> 00:04:01.000 and when you were first teaching us about finances, 94 00:04:01.000 --> 00:04:02.880 I mean, we were just starting to get on that journey. 95 00:04:02.880 --> 00:04:05.040 We were just starting to make some transition for ourselves. 96 00:04:05.040 --> 00:04:06.520 But when we heard you speak, 97 00:04:06.520 --> 00:04:09.360 I mean, Alana and I both left those meetings 98 00:04:09.360 --> 00:04:10.520 and came back home and we're like, 99 00:04:10.520 --> 00:04:11.960 okay, we've got to implement this. 100 00:04:11.960 --> 00:04:13.120 We've got to implement this. 101 00:04:13.120 --> 00:04:14.720 We've got to implement this. 102 00:04:14.720 --> 00:04:15.960 And we were back in the days, 103 00:04:15.960 --> 00:04:18.480 that was for us back in the days of struggle street 104 00:04:18.480 --> 00:04:21.720 where we didn't have income, 105 00:04:21.720 --> 00:04:23.040 really much income at all, 106 00:04:23.040 --> 00:04:24.840 didn't have multiple streams of income. 107 00:04:24.840 --> 00:04:27.200 We were struggling with credit card debt. 108 00:04:27.200 --> 00:04:30.880 We were struggling with debt on all fronts really 109 00:04:30.880 --> 00:04:33.440 and just struggling to get any momentum, 110 00:04:33.440 --> 00:04:37.680 but implementing little keys that you gave us back then 111 00:04:37.680 --> 00:04:38.920 and implementing the other things 112 00:04:38.920 --> 00:04:40.160 so we could get our hands on 113 00:04:40.160 --> 00:04:45.160 slowly started changing the whole balance of finances 114 00:04:46.520 --> 00:04:48.320 for us replaced of struggle 115 00:04:48.320 --> 00:04:49.920 to a little bit of breakthrough 116 00:04:49.920 --> 00:04:53.440 to like just a little bit of freedom 117 00:04:53.440 --> 00:04:55.440 and then a little bit more freedom 118 00:04:55.440 --> 00:04:58.320 and then started to kind of shift over to momentum 119 00:04:58.320 --> 00:04:59.480 and then like, wow, 120 00:04:59.480 --> 00:05:00.320 like this. 121 00:05:00.000 --> 00:05:04.400 place of excitement where opportunities are running to us and we're running to opportunities 122 00:05:04.400 --> 00:05:12.280 and doors are opening. So I want to thank you so much for that. And I guess just with 123 00:05:12.280 --> 00:05:18.600 that introduction, I'd like to open up this question to you because you must deal with 124 00:05:18.600 --> 00:05:26.640 it so much. How often do you come across people in church whose mindsets around finances are 125 00:05:26.640 --> 00:05:38.240 toxic or unhealthy? I think that in some ways, I'd almost like it if I ran into it more often. 126 00:05:38.240 --> 00:05:45.140 And I say that simply because I think that a lot of times as Christians, we're so quiet 127 00:05:45.140 --> 00:05:52.480 on this issue. We don't talk to one another. We're so insular. And we're going to talk 128 00:05:52.480 --> 00:05:56.620 about Liberty Trust as part of our conversation, I'm sure. But one of the things that God's 129 00:05:56.620 --> 00:06:01.660 spoke to me when we started Liberty Trust was that the devil uses a simple method to 130 00:06:01.660 --> 00:06:06.980 control God's people financially, divide and conquer. He's got everybody working away in 131 00:06:06.980 --> 00:06:11.820 their little silos. He's got everybody working away in their little world. But we're not 132 00:06:11.820 --> 00:06:16.500 communicating with each other. We're not helping each other. And certainly, we're not talking 133 00:06:16.500 --> 00:06:22.060 about it in healthy ways. And so you create what you just described as a toxic environment 134 00:06:22.060 --> 00:06:28.980 and where it's okay for the church to be in the world. It's just not okay for the world 135 00:06:28.980 --> 00:06:34.740 to be in the church. And yet we've got Christians everywhere that are carrying enormous debt 136 00:06:34.740 --> 00:06:40.180 and have useless financial practices and are reaping the consequence of that. So that was 137 00:06:40.180 --> 00:06:44.660 a long answer. But in some ways, I wish I'd find it, but people would talk to me more 138 00:06:44.660 --> 00:06:49.100 often because that's the starting point. Then we can talk about how to bring change. 139 00:06:49.100 --> 00:06:54.940 I love that, Bruce. It's amazing because you're absolutely right. There's such a hunger. 140 00:06:55.900 --> 00:07:00.420 But when cultures where we're unwilling to have the conversation, then it kind of gets 141 00:07:00.420 --> 00:07:05.300 stuck and pushed under the rug. And, you know, we end up having, you know, small, small, 142 00:07:06.180 --> 00:07:13.300 small conversations about what is possible, rather than kind of an expansive reality. So 143 00:07:13.460 --> 00:07:14.500 I'm curious. 144 00:07:15.380 --> 00:07:19.660 Just before you jump in there, there was one thing I just, I love what you're just talking 145 00:07:19.660 --> 00:07:25.580 about there about, about working together. That is, that is the low hanging fruit right 146 00:07:25.580 --> 00:07:32.460 now. Yeah, that is some of the most low hanging fruit in the world right now. Because I mean, 147 00:07:32.460 --> 00:07:36.420 what we're seeing right now is we're seeing protests break out all around the world. Let 148 00:07:36.420 --> 00:07:41.900 me just paint a picture of how ridiculous we look now. I'm for the protest is 100%. If we 149 00:07:41.900 --> 00:07:49.620 weren't having a baby on Tuesday, holy moly, I'd be flipping down there. But here's what's 150 00:07:49.620 --> 00:07:54.420 happening. We're all protesting, we're praying for freedom, we're praying for God to move. 151 00:07:54.420 --> 00:07:59.060 And we know that financial institutions that there's corruption there, we know that big 152 00:07:59.060 --> 00:08:04.340 business has corruption there, and that they're actually, you know, just outright facilitating 153 00:08:04.340 --> 00:08:09.020 a lot of the chaos in our world. Now here we are protesting and fighting and praying 154 00:08:09.060 --> 00:08:13.300 and loving and serving and doing everything we're doing in church. And then at the same 155 00:08:13.300 --> 00:08:20.460 time, we are banking with the people who are catalysts of chaos. And we're giving them 156 00:08:20.460 --> 00:08:26.420 our insurance money every month. And and we're doing nothing of our own. But here we are 157 00:08:26.420 --> 00:08:31.140 just funding all the chaos doing everything we can to fight against it, but then funding 158 00:08:31.140 --> 00:08:36.020 it like on a daily basis. And I think for those people who run the banks and insurance 159 00:08:36.020 --> 00:08:42.020 companies, they sit back there laughing their heads off with one another. Because like here 160 00:08:42.020 --> 00:08:46.900 we are like, No, stop it. But then it's straight out of our banks that we have funding the 161 00:08:46.900 --> 00:08:54.820 chaos ourselves. And I'm like, to me, that's a straight dysfunction. Totally. And so so 162 00:08:54.820 --> 00:08:59.700 Bruce, um, see, maybe we'll come to your question. I know you were just about to ask a question. 163 00:08:59.700 --> 00:09:03.420 But I think straight off the back of this, Bruce, you've done something. You haven't just 164 00:09:03.420 --> 00:09:08.700 sat back and complained about that you've actually done something in that space of saying, 165 00:09:08.700 --> 00:09:14.340 guys, let's work together. Let's, let's be communal. Let's like, like the Jewish people 166 00:09:14.340 --> 00:09:18.420 are community. I mean, gangsters and immigrants get this, but the church struggles, you know, 167 00:09:18.420 --> 00:09:23.900 like they do like, they work together on finances and things like that. But you've created something 168 00:09:23.900 --> 00:09:28.420 absolutely beautiful. And we'd love you to unpack that for us. And then I know Seb's 169 00:09:28.420 --> 00:09:30.140 got a hot question coming for you. 170 00:09:31.660 --> 00:09:37.780 Yeah, well, what Benji's talking about, for those of you who have joined us today is an 171 00:09:37.780 --> 00:09:44.420 entity which my wife and I started 33 years ago called Liberty Trust. Wow. Liberty Trust. 172 00:09:45.860 --> 00:09:50.500 As I'll go, why don't I start where we are now approximately where we are now we work 173 00:09:50.500 --> 00:09:56.180 our way back just a little bit. So Liberty Trust currently has loaned something like 174 00:09:56.180 --> 00:09:59.940 $75 million interest free to New Zealand. 175 00:10:00.000 --> 00:10:05.520 families to New Zealand Christians to help them to purchase a home or to help them to pay off their 176 00:10:05.520 --> 00:10:12.160 home more quickly. It's created a trust fund of something like 23 million dollars and the power 177 00:10:12.160 --> 00:10:18.960 of that trust fund is the fact that it's in perpetuity. The trust fund will never be less 178 00:10:18.960 --> 00:10:26.000 than what it is today because the funds that we have are loaned, they're repaid, 179 00:10:26.000 --> 00:10:32.400 they're loaned, they're repaid and wonderfully Benji and Sebastian it's extraordinarily 180 00:10:33.920 --> 00:10:39.840 exponential so it just gets faster and faster and faster. At the present time we loan a million New 181 00:10:39.840 --> 00:10:51.920 Zealand dollars, that's about 650,000 US dollars every two months and it just gets faster and so 182 00:10:51.920 --> 00:10:57.760 while I just mentioned we've loaned 74 or 75 million dollars as at today, at five years from 183 00:10:57.760 --> 00:11:04.400 now it will be over 100 million. Five years from that it will be around about 150 million. It just 184 00:11:04.400 --> 00:11:10.000 keeps going and it keeps increasing in momentum and how does it happen? It happens for two or 185 00:11:10.000 --> 00:11:16.160 three significant reasons. Number one, it's community. Number one, you create community 186 00:11:16.160 --> 00:11:21.200 and people don't want just to make their own economy do well, they want everybody else's 187 00:11:21.200 --> 00:11:26.560 economy to do well. Knowing then when that happens they will prosper. The second thing is 188 00:11:26.560 --> 00:11:30.560 it uses the principle of a seed, people sow before they reap. 189 00:11:35.920 --> 00:11:40.000 So therefore it's inevitable and so you know Liberty Trust, Benji I'll just 190 00:11:40.000 --> 00:11:45.600 conclude with this thought, Liberty Trust has just embraced the power of perpetuity 191 00:11:46.160 --> 00:11:53.600 to create income that you never plan to spend. You only plan to invest it for kingdom purpose 192 00:11:53.600 --> 00:12:01.440 and let it grow, let it do the work that it's capable of doing. That is so so powerful. Now 193 00:12:02.480 --> 00:12:06.560 this is actually one of the things that we've been talking about. I mean this is a royal mindset, 194 00:12:06.560 --> 00:12:11.040 this is the type of mindset that the elite understand. What you just said there is genius 195 00:12:11.040 --> 00:12:17.200 because you've the whole concept of creating a fund that you never intend to spend. 196 00:12:20.400 --> 00:12:27.280 That I mean so few people do that or think like that or understand the power 197 00:12:28.320 --> 00:12:34.320 of what that produces because when you create this fund that you never intend to spend, 198 00:12:35.280 --> 00:12:40.480 talk to us about the compounding power of that. Like how does compounding returns 199 00:12:41.120 --> 00:12:47.920 factor into that and how does that factor into the process of you being able to exponentially 200 00:12:47.920 --> 00:12:55.040 loan more and more? Just as we go into that let me just start with a thought 201 00:12:55.920 --> 00:13:01.200 because we're talking about the church as well as us as individuals or as Christians as individuals 202 00:13:01.280 --> 00:13:06.880 and one of the thoughts that I challenge churches with all the time is I say that too many churches 203 00:13:06.880 --> 00:13:15.040 are bakeries not storehouses. See a bakery, both storehouse and bakery deal with flour 204 00:13:15.040 --> 00:13:22.000 or deal with produce but in a bakery you consume it. You bake a loaf of bread within days it's gone 205 00:13:22.640 --> 00:13:27.280 and I see that with a lot of Christians with their money, I see that with churches with their 206 00:13:27.280 --> 00:13:35.680 resources they get income in but they consume it all the time and they've got 207 00:13:42.240 --> 00:13:44.960 breaking up a little bit there with our man Bruce 208 00:13:45.920 --> 00:13:46.420 and 209 00:13:51.760 --> 00:13:57.680 stored for a season yet to come and that's what we've all got to do we've got to it's 210 00:13:57.680 --> 00:14:02.400 sorry mate we just lost you there for a second just cut out for a second you just go back maybe 211 00:14:02.400 --> 00:14:06.640 like 30 seconds we just missed that we were hanging on every word and definitely want to 212 00:14:06.640 --> 00:14:11.200 make sure we catch that you would just talked about how churches that you know that operate 213 00:14:11.200 --> 00:14:16.640 as bakeries not storehouses and they're consuming what's coming in if you just want to unpack that 214 00:14:16.640 --> 00:14:22.160 a little bit more yeah yeah thank you so much so the thought that I have is that when when 215 00:14:22.160 --> 00:14:28.720 you have something like Liberty Trust you're seeing that money that is held in perpetuity 216 00:14:28.720 --> 00:14:34.640 money that is not consumed that's where it really becomes powerful for whatever endeavor that you're 217 00:14:34.640 --> 00:14:39.760 involved in if you can create an environment and people listening to this you can look up the 218 00:14:39.760 --> 00:14:44.400 Liberty Trust website but if you just get the thought in your mind that some of your money is 219 00:14:44.400 --> 00:14:52.400 never to be consumed it's to be generational it's to work long see look you know Benji I'm 68 now 220 00:14:52.400 --> 00:14:58.400 I'll declare it right open it now I'm 68 but when I've died and gone Liberty Trust will just keep 221 00:14:58.400 --> 00:14:59.920 doing this it's not 222 00:15:00.000 --> 00:15:05.760 dependent on my life, it's not dependent on my resource, it's a fund which will never stop 223 00:15:05.760 --> 00:15:11.360 doing wonderful things. And the potential is to do it again and again with all kinds of things. 224 00:15:12.960 --> 00:15:20.000 Powerful. So, yeah, off the back of that, can you explain to us more about this concept of 225 00:15:20.000 --> 00:15:25.120 compounding? How is it compounding? How is it that your fund is going to start? You said, 226 00:15:25.120 --> 00:15:31.120 you know, it's going to loan, what did you say, like another, in the next five years, 227 00:15:31.120 --> 00:15:36.800 in the next five years after that, what is it going to be loaning out? Yeah, so we've loaned 228 00:15:36.800 --> 00:15:46.160 around about $75 million now. Five years from now, that will be over $100 million. Five years 229 00:15:46.720 --> 00:15:54.320 from that, it will be going close to $150 million. And within a decade, it'll be over the $200 230 00:15:54.320 --> 00:16:01.760 million. Now, that is a sizable amount. And it's created because of the principle of sowing and 231 00:16:01.760 --> 00:16:09.440 reaping, and holding funds in perpetuity. Liberty Trust will never be worth less than it is today. 232 00:16:09.440 --> 00:16:13.760 It will always increase because people are contributing. And for every dollar they 233 00:16:13.760 --> 00:16:20.480 contribute, they're eligible to borrow, they're eligible to borrow $6. And so therefore, and then 234 00:16:20.480 --> 00:16:26.000 they repay that. So the money just keeps doing the wonderful thing it does, helping people to own 235 00:16:26.000 --> 00:16:33.520 home, purchase home, sorry, and own debt free. Awesome. Yeah, that's so cool. Seb, let's come 236 00:16:33.520 --> 00:16:40.640 back to you, my man. Yeah, I love it. I'm curious, Bruce, where did this all start for you? What was 237 00:16:40.640 --> 00:16:46.880 the kind of the thing that pushed you over the edge and realizing that that wealth is and money 238 00:16:46.880 --> 00:16:53.760 is for for us as believers to really learn how to steward and go on that journey? Where did that 239 00:16:53.760 --> 00:17:06.319 where did that start for you? There's probably a number of of sources for that's a wonderful 240 00:17:06.319 --> 00:17:18.560 questions. One of them is that I have no background in economics. I don't own a business. 241 00:17:18.560 --> 00:17:25.839 I'm not an accountant. And I'm not an economist. But when I and I've been a pastor for many years, 242 00:17:25.839 --> 00:17:31.760 but I never went to Bible school. So when I felt God call me, I just left my teaching profession 243 00:17:31.760 --> 00:17:37.600 and started to serve God. And so, Sebastian, you gotta understand, I was green as grass, 244 00:17:38.480 --> 00:17:42.320 the things that I didn't know, were just, you could write a book on the things I didn't know 245 00:17:42.320 --> 00:17:49.040 about pastoring or working in church life. And so what I decided to do, I'm so grateful for just 246 00:17:49.040 --> 00:17:54.960 the simple thing I decided to do. Because what I decided was as a pastor, if people join my life, 247 00:17:55.520 --> 00:17:58.480 yes, I wanted to believe that their life would be improved. 248 00:18:01.040 --> 00:18:05.520 What right did I got to ask people to follow me if their life was not improved? 249 00:18:07.520 --> 00:18:18.320 So what I decided to do in my first year of pastoring, I decided to read for those, 250 00:18:19.120 --> 00:18:26.960 it's the chapter of blessings and curses. And there are 15 or 14 verses of blessing. And then 251 00:18:26.960 --> 00:18:34.560 there's 54 nightmare verses, 54 verses, you wouldn't wish on your worst enemy. And so I said 252 00:18:34.560 --> 00:18:40.640 to the Lord, what I need to learn is to teach people how to be blessed, and how to avoid being 253 00:18:40.640 --> 00:18:53.680 cursed. And so that started, because in verse 12, it says this, you shall lend to many nations, 254 00:18:53.680 --> 00:19:03.120 but you shall not borrow. When you talk about the curses, it says you shall be the tail and not the 255 00:19:03.120 --> 00:19:09.120 head. Others shall lend to you, but you will not lend to them. But verse 12 just captured me, 256 00:19:09.120 --> 00:19:15.440 because I said to the Lord, I don't know anybody who lends to others, all the Christians I know 257 00:19:15.440 --> 00:19:24.560 borrow. So I said, you have to teach me Lord, how to do that. Teach me how to lend to many nations 258 00:19:24.560 --> 00:19:33.280 and not borrow. And this is a Liberty Trust adventure, came out of God showing how that could happen. 259 00:19:33.280 --> 00:19:40.080 And so here we are now, I've loaned, and those that walk with me, we've loaned around 75 million 260 00:19:40.080 --> 00:19:48.720 dollars. That's worth giving yourself a pinch. That's awesome. Come on. Come on. So good. 261 00:19:50.400 --> 00:19:56.560 It's amazing. I love that. And I know, you know, there's so much to unpack there, 262 00:19:56.560 --> 00:19:59.920 that, you know, the slavery of being the bar. 263 00:20:00.000 --> 00:20:04.160 or instead of the lender that, you know, the, but if you could 264 00:20:04.160 --> 00:20:07.200 just get deeper for me a little bit, you know, what that what 265 00:20:07.200 --> 00:20:11.400 that means for how we, you know, view the purpose of money. You 266 00:20:11.400 --> 00:20:14.800 know, we we've talked, we talked about wealth a lot, we talk as 267 00:20:14.800 --> 00:20:18.080 like a legacy thing, we talk about, you know, money kind of 268 00:20:18.080 --> 00:20:22.280 gets thrown in there as, as a, this tool sometimes, and 269 00:20:22.280 --> 00:20:25.440 different things like that. But how, how do you relate to the 270 00:20:25.440 --> 00:20:27.960 purpose of money? And what does it what does that really look 271 00:20:27.960 --> 00:20:29.680 like? As as you walk that out? 272 00:20:34.120 --> 00:20:37.400 Yeah, that's really what people have got to start with, isn't 273 00:20:37.400 --> 00:20:42.280 it? And what I believe, Sebastian, what I teach, and 274 00:20:42.760 --> 00:20:45.880 Benji has heard me share it is that I believe that while there 275 00:20:45.880 --> 00:20:50.760 are multiple reasons for using money, or multiple ways in which 276 00:20:50.760 --> 00:20:54.360 you can use money, there are only four purposes for money, 277 00:20:54.800 --> 00:20:57.760 only four purposes. And, and if people can get their head 278 00:20:57.760 --> 00:21:02.600 around that, and realize that, while all the money that comes 279 00:21:02.600 --> 00:21:07.360 into our, our economy may look the same to us, it doesn't look 280 00:21:07.360 --> 00:21:11.840 the same to God. In the Garden of Eden, Adam and Eve, all the 281 00:21:11.840 --> 00:21:16.520 trees look the same to them. But to God, two trees look 282 00:21:16.520 --> 00:21:20.000 different. He treated them differently. And what we've got 283 00:21:20.000 --> 00:21:24.120 to understand is that when, when God sees money, it may look the 284 00:21:24.120 --> 00:21:29.120 same to us, but it doesn't look the same to him. He knows that 285 00:21:29.120 --> 00:21:31.960 money has different purposes. So let me just review them. If we 286 00:21:31.960 --> 00:21:35.760 open up the first purpose for money, easy. It's spending. It 287 00:21:35.760 --> 00:21:43.000 doesn't take the spiritual. But Hindus can do it, atheists can 288 00:21:43.000 --> 00:21:47.000 do it. All of us are pretty good at spending money. And we have 289 00:21:47.000 --> 00:21:49.720 to unless we're going to live on a desert island. The second 290 00:21:49.720 --> 00:21:53.480 purpose for money is that money is made to give. And I want to 291 00:21:53.480 --> 00:21:56.320 tell you about, I want to say this, I hope I don't sound like 292 00:21:56.320 --> 00:22:01.400 I'm proud. I love to give. Most days, I pray and ask God for 293 00:22:01.400 --> 00:22:06.360 more money to give. I love you. It's not so much what can come 294 00:22:06.360 --> 00:22:10.040 to us, that's important. But it's much more important what 295 00:22:10.040 --> 00:22:14.680 can go to us. We don't want to be a well, we want to be a 296 00:22:14.680 --> 00:22:18.640 conduit, we want to be a tube. And so money giving is very 297 00:22:18.640 --> 00:22:22.600 important. The third purpose for money is that money was made to 298 00:22:22.600 --> 00:22:29.120 save. We call it grandma's rainy day fund. But effectively 299 00:22:29.120 --> 00:22:33.320 saving money is realizing that in our future, we will need 300 00:22:33.360 --> 00:22:37.320 items and we need to prepare to be able to purchase them, a car, 301 00:22:37.360 --> 00:22:44.000 a new phone. But things that are going to do value, but we need 302 00:22:44.000 --> 00:22:47.480 that. And if you don't save, you're going to have to buy 303 00:22:47.480 --> 00:22:51.840 those things. And so many people find that out all the time. And 304 00:22:51.840 --> 00:22:55.200 then fourth purpose for money, and that's the game breaker, is 305 00:22:55.200 --> 00:22:59.960 investment. And investing money, as Benji just touched on a few 306 00:22:59.960 --> 00:23:05.440 moments ago, it's money that we never plan to spend. It's money 307 00:23:05.440 --> 00:23:10.360 that we don't work for. It's money that works for us. And I 308 00:23:10.360 --> 00:23:13.000 just hope that every single person that listen, I feel 309 00:23:13.040 --> 00:23:17.080 emotional as I share this with you, you have to understand and 310 00:23:17.560 --> 00:23:24.200 get a strategy today. We're part of your income, you know, your 311 00:23:24.200 --> 00:23:28.640 increase, you know, you will never spend it, it will always 312 00:23:28.800 --> 00:23:32.720 be invested for yourself, and then in time to come for your 313 00:23:32.720 --> 00:23:36.160 children, and for your children's children, so that the 314 00:23:36.200 --> 00:23:40.720 proverb is made true, which says a good man leaves an inheritance 315 00:23:40.720 --> 00:23:44.480 to his children's children, it only happens through invested 316 00:23:44.480 --> 00:23:48.840 funds, money that's working for you. And Benji, isn't it so much 317 00:23:48.840 --> 00:23:52.200 fun when you do that, because you can go to sleep, and your 318 00:23:52.200 --> 00:23:55.440 money is still working for you, you can go on a holiday and your 319 00:23:55.440 --> 00:23:57.280 money is still working for you. 320 00:23:58.880 --> 00:24:01.920 Let me show you something that you'll really like just let me 321 00:24:01.920 --> 00:24:04.280 just quickly interrupt you on that. This is something that 322 00:24:04.280 --> 00:24:07.520 we're working on right now. I think we've started probably 323 00:24:07.520 --> 00:24:10.840 nine new income streams in the last four months, and this is 324 00:24:10.840 --> 00:24:14.280 one of them. You'll really like this, and you probably want to 325 00:24:14.280 --> 00:24:17.200 know more about it later on. But just on that concept of your 326 00:24:17.200 --> 00:24:22.520 money, making money for you. This is trading bots. And so 327 00:24:22.520 --> 00:24:25.960 we've got some crypto currency, but there's these things called 328 00:24:25.960 --> 00:24:29.200 bots that we've really spent a lot of time understanding. And 329 00:24:29.200 --> 00:24:31.760 basically put a bot on it, and it trades the fluctuation in 330 00:24:31.760 --> 00:24:34.640 price. So the price is always going to go up and down. But a 331 00:24:34.640 --> 00:24:39.120 bot basically is like having a renter on your cryptocurrency. 332 00:24:39.120 --> 00:24:42.440 You know, like if you think of cryptocurrency, like a, like a 333 00:24:42.440 --> 00:24:46.200 rental house, and a bot is basically like a tenant. So 334 00:24:46.200 --> 00:24:51.360 this, this money here, bots just print me money. Every, every 335 00:24:51.360 --> 00:24:55.360 minute of the day, they're just printing money. And it's based 336 00:24:55.400 --> 00:24:58.880 exactly on it. And that's, you know, like, I guess, in a sense, 337 00:24:58.880 --> 00:24:59.920 this is what you were talking to me 338 00:25:00.000 --> 00:25:04.000 about years ago, and now we get to do it like every day, and 339 00:25:04.000 --> 00:25:06.080 every minute, you know, like these are just, it's just 340 00:25:06.080 --> 00:25:09.600 printing money for us all the time. So yeah, just wanted to 341 00:25:09.600 --> 00:25:14.000 just, like, say yes, it's awesome. This is fruit of what 342 00:25:14.000 --> 00:25:16.440 you've been talking about, you know, talking to us about for 343 00:25:16.440 --> 00:25:19.320 years. It's like, man, this is opening so many doors right now. 344 00:25:21.280 --> 00:25:25.360 And the cool thing is, we have to believe that God wants it to 345 00:25:25.360 --> 00:25:29.280 be like that God expects that, you know, Benji, you've heard me 346 00:25:29.600 --> 00:25:34.720 talk in my seminars about Ecclesiastes chapter nine, this 347 00:25:34.720 --> 00:25:38.880 incredible little story that Solomon tells us, where he says, 348 00:25:38.880 --> 00:25:44.280 you know, that there was a poor man living in a small city that 349 00:25:44.280 --> 00:25:47.680 came under siege from a great army. This is what Solomon tells 350 00:25:47.680 --> 00:25:53.440 us. And he says that poor man, by his wisdom, delivered the 351 00:25:53.440 --> 00:25:57.880 city. But then it tells us no one remembered that poor wise 352 00:25:57.880 --> 00:26:01.840 man. And so my challenge to every listener is that people 353 00:26:01.840 --> 00:26:06.200 don't remember poor wise me, they don't remember them. And so 354 00:26:06.200 --> 00:26:09.120 therefore, if we want to be influential, if we want to be 355 00:26:09.120 --> 00:26:23.440 people who make an impact, we have the income stream, 356 00:26:23.440 --> 00:26:29.240 Abraham was a super wealthy man. Sorry, mate, we just lost 357 00:26:29.240 --> 00:26:31.880 that last sentence. So if you just go back just a just a tad. 358 00:26:32.120 --> 00:26:33.000 But that was beautiful. 359 00:26:36.960 --> 00:26:40.040 Yeah, let's be honest, the men of the Bible were extraordinarily 360 00:26:40.040 --> 00:26:44.360 wealthy. Abraham was probably if one of the wealthiest, if not 361 00:26:44.360 --> 00:26:46.920 the wealthiest man in his generation, he may only have 362 00:26:46.920 --> 00:26:52.720 been put into place to by Job, who was probably a contemporary, 363 00:26:53.000 --> 00:26:56.800 you know, I've been studying Joseph a lot lately, Joseph went 364 00:26:56.800 --> 00:27:00.360 through incredible difficult times, how do you prosper as a 365 00:27:00.360 --> 00:27:05.440 slave, Israeli slave in Egypt. And yet the Bible tells us that 366 00:27:05.440 --> 00:27:10.160 the end of that man was that he was extraordinarily wealthy. He 367 00:27:10.160 --> 00:27:15.560 prospered, he saved two nations, he prospered his boss to the 368 00:27:15.560 --> 00:27:18.440 point that the boss probably became the wealthiest man on the 369 00:27:18.560 --> 00:27:22.960 planet of his time. And it's David, once again, started as a 370 00:27:22.960 --> 00:27:26.200 poor shepherd boy, a relatively poor shepherd boy. And he 371 00:27:26.200 --> 00:27:31.160 concludes by being able to contribute billions of dollars 372 00:27:31.200 --> 00:27:35.840 of value into the temple that Solomon wants to build. So we 373 00:27:35.840 --> 00:27:39.760 need to see that that journey, Benjamin, that journey is your 374 00:27:39.760 --> 00:27:46.120 journey. So that journey is your journey. God hasn't changed. 375 00:27:46.120 --> 00:27:53.520 He's the same. Yesterday, today, and forever. If he does that with 376 00:27:53.520 --> 00:27:56.640 his servants in the Bible time, he does that with his servants 377 00:27:56.640 --> 00:28:00.040 today, we just have to learn how he wants us to do it. 378 00:28:00.680 --> 00:28:04.240 Guys, I want you to pause and I want you to say that's my story. 379 00:28:04.280 --> 00:28:06.680 All right. That was such a good word, Bruce. I just want 380 00:28:06.680 --> 00:28:10.720 everyone just to say that's my story. Wherever you are, God has 381 00:28:10.720 --> 00:28:14.160 a journey just like Joseph, you know, from the prison to the 382 00:28:14.160 --> 00:28:16.480 palace, and it could be overnight, or it could be a 383 00:28:16.480 --> 00:28:19.760 process, but he wants to take us and I just want to really 384 00:28:19.760 --> 00:28:22.360 affirm that word. I just want you to say, hey, that's my 385 00:28:22.360 --> 00:28:26.120 story. And the reason I want you to say that is because whatever 386 00:28:26.120 --> 00:28:30.760 story you believe you'll live from, you know, whatever story 387 00:28:30.760 --> 00:28:34.360 you're telling yourself about wealth, about your potential, 388 00:28:34.360 --> 00:28:37.360 about what God's plan for you is, whatever story you're 389 00:28:37.360 --> 00:28:40.000 believing you're going to live from. So if you can change your 390 00:28:40.000 --> 00:28:43.320 story, you're going to start to completely, you know, shift how 391 00:28:43.320 --> 00:28:47.880 you're living. So Bruce, what a beautiful word that that is our 392 00:28:47.920 --> 00:28:51.200 story. So even in the comments for those who are watching, I 393 00:28:51.200 --> 00:28:54.480 just want to encourage you like rewrite your own story right 394 00:28:54.480 --> 00:28:56.800 now. And that's part of what we've been saying with, you 395 00:28:56.800 --> 00:29:01.840 know, in the summit, get yourself a create a new vision 396 00:29:01.840 --> 00:29:05.120 for your personal finances. I love that Bruce, you just 397 00:29:05.120 --> 00:29:08.920 highlighted how Joseph one man came up with an economic 398 00:29:08.920 --> 00:29:13.160 strategy, a blueprint from heaven that came from a vision 399 00:29:13.360 --> 00:29:16.240 and that economic strategy that he got in a blueprint from 400 00:29:16.240 --> 00:29:21.240 heaven saved nations. And I want you guys to say that's my 401 00:29:21.240 --> 00:29:24.560 story, you know, like get a blueprint from heaven that gives 402 00:29:24.560 --> 00:29:29.000 you economic structures that save nations. There's no reason 403 00:29:29.000 --> 00:29:31.120 why that can't be your story. So I want you to come into that 404 00:29:31.120 --> 00:29:34.440 place like Todd was talking about in the last session of 405 00:29:34.480 --> 00:29:40.080 massive agreement, you know? Yes. So anyway, I got excited 406 00:29:40.120 --> 00:29:42.120 there. Why don't you carry on Bruce? 407 00:29:43.440 --> 00:29:47.960 Look, let's just just hover, hover, just hover for a moment 408 00:29:47.960 --> 00:29:51.480 about the life of Joseph. When you when you think about it, 409 00:29:51.760 --> 00:29:56.840 Joseph never became the number one man in his business. He 410 00:29:56.840 --> 00:29:59.760 never was a number one man. He was number two to his dad. 411 00:30:00.000 --> 00:30:02.880 Number two to Potiphar, number two to the jailer, 412 00:30:02.880 --> 00:30:04.000 and number two to Pharaoh. 413 00:30:04.000 --> 00:30:05.880 He was always the number two man. 414 00:30:05.880 --> 00:30:07.680 So it's not as if everybody who's listening 415 00:30:07.680 --> 00:30:09.320 has to become a number one man. 416 00:30:09.320 --> 00:30:12.000 The second thing I'd say, Joseph, 417 00:30:12.000 --> 00:30:14.880 he never owned his own business. 418 00:30:14.880 --> 00:30:17.560 He always worked in the business of another. 419 00:30:17.560 --> 00:30:20.240 Now, I'm hoping there's lots of people who are in business 420 00:30:20.240 --> 00:30:21.640 and that is listening. 421 00:30:21.640 --> 00:30:24.080 I hope there's lots of entrepreneurs that are doing that, 422 00:30:24.080 --> 00:30:27.000 but you need to understand it's not the only strategy 423 00:30:27.000 --> 00:30:28.880 to make you influential. 424 00:30:28.920 --> 00:30:32.920 Number three, Joseph never compromised his integrity. 425 00:30:32.920 --> 00:30:35.280 He never felt he need to bend the rules 426 00:30:35.280 --> 00:30:36.880 to get where he wanted to go. 427 00:30:36.880 --> 00:30:40.920 He just kept being the great man he was. 428 00:30:40.920 --> 00:30:44.760 And number four, he finished fabulously wealthy. 429 00:30:44.760 --> 00:30:46.400 And so it's a journey. 430 00:30:46.400 --> 00:30:48.400 Benji, I think there's a secret here 431 00:30:48.400 --> 00:30:50.000 for a lot of our younger listeners. 432 00:30:50.000 --> 00:30:51.960 I think there's a real secret, which I love. 433 00:30:51.960 --> 00:30:52.960 I hope they can grab it. 434 00:30:52.960 --> 00:30:56.040 This has been my number one thought for 2022. 435 00:30:56.040 --> 00:30:57.840 You're hearing it hot off the press. 436 00:30:57.840 --> 00:30:59.320 This is my thought. 437 00:30:59.320 --> 00:31:02.600 We need to think like an owner. 438 00:31:02.600 --> 00:31:04.920 Always think like an owner. 439 00:31:04.920 --> 00:31:08.120 Remember, Joseph never owned his own business, 440 00:31:08.120 --> 00:31:11.000 but he always thought like an owner. 441 00:31:11.000 --> 00:31:13.600 And so therefore, everything he did 442 00:31:13.600 --> 00:31:17.280 was to prosper the entity he was working for. 443 00:31:17.280 --> 00:31:19.360 And so in a circumstance, 444 00:31:19.360 --> 00:31:21.920 he could easily have got bitter and angry 445 00:31:21.920 --> 00:31:24.000 and felt that life had passed him by. 446 00:31:24.000 --> 00:31:25.760 He just couldn't believe it. 447 00:31:25.760 --> 00:31:28.520 And you know, Benji, the reason I believe 448 00:31:28.520 --> 00:31:30.840 is that because he believed the word of God. 449 00:31:30.840 --> 00:31:34.400 Now we call the word of God, the scriptures. 450 00:31:34.400 --> 00:31:36.600 We call the word of God, the scriptures. 451 00:31:36.600 --> 00:31:38.400 What we often don't think 452 00:31:38.400 --> 00:31:40.840 is what's the root of the word scripture. 453 00:31:40.840 --> 00:31:42.840 It's the word script. 454 00:31:42.840 --> 00:31:46.840 And today people need to write a new script. 455 00:31:46.840 --> 00:31:50.560 They need to believe that when they read the scriptures, 456 00:31:50.560 --> 00:31:52.720 the scriptures read them, 457 00:31:52.720 --> 00:31:54.800 and then they write the script 458 00:31:54.800 --> 00:31:57.000 for their lives that will change everything. 459 00:31:57.000 --> 00:31:58.920 So thank you for talking to the listeners 460 00:31:58.920 --> 00:32:01.520 and saying, guys, say something different. 461 00:32:01.520 --> 00:32:03.440 Start a new story. 462 00:32:03.440 --> 00:32:07.040 Write a new script for your life. 463 00:32:07.040 --> 00:32:08.840 Come on, that is excellent. 464 00:32:08.840 --> 00:32:12.520 Yeah, you guys get to be the authors. 465 00:32:12.520 --> 00:32:13.440 That's so good. 466 00:32:15.160 --> 00:32:16.000 Love it. 467 00:32:16.800 --> 00:32:19.960 Well, hey, we're gonna be bringing in 468 00:32:19.960 --> 00:32:21.880 for a landing pretty shortly. 469 00:32:21.880 --> 00:32:24.640 That's so powerful, what you've already talked about. 470 00:32:25.880 --> 00:32:29.240 I've got one, I think one more key question. 471 00:32:29.240 --> 00:32:32.920 How does, is there an element of compounding returns 472 00:32:32.920 --> 00:32:35.840 that's connected to your Liberty Trust strategy 473 00:32:35.840 --> 00:32:39.480 that is gonna enable what you're doing to be exponential? 474 00:32:40.440 --> 00:32:43.960 Yeah, the only exponential factor 475 00:32:43.960 --> 00:32:47.960 is the continuing contributions of the givers. 476 00:32:48.000 --> 00:32:50.320 We don't invest any funds 477 00:32:50.320 --> 00:32:54.880 except in helping people to purchase their own home. 478 00:32:54.880 --> 00:32:58.080 So we don't have an investment strategy 479 00:32:58.080 --> 00:33:00.240 whereby we've got a portion of our income 480 00:33:00.240 --> 00:33:04.120 set aside for shares or crypto or anything like that. 481 00:33:04.120 --> 00:33:07.960 I felt God just said, I'm not to do those things. 482 00:33:07.960 --> 00:33:09.440 And Benji, you'd laugh. 483 00:33:09.440 --> 00:33:10.960 Are there so many people over the years 484 00:33:10.960 --> 00:33:13.160 that have come to me and said, hey, I've got this idea. 485 00:33:13.160 --> 00:33:14.840 Hey, why don't you do this with your money? 486 00:33:14.840 --> 00:33:15.680 Or if you did this, 487 00:33:15.680 --> 00:33:18.160 you could be this much further down the track. 488 00:33:18.160 --> 00:33:22.360 I've just got God saying, keep it simple. 489 00:33:22.360 --> 00:33:25.640 Just sowing, reaping, sowing and reaping. 490 00:33:25.640 --> 00:33:26.680 So that's our- 491 00:33:30.120 --> 00:33:31.200 Oh, you've frozen. 492 00:33:32.880 --> 00:33:33.960 And that's- 493 00:33:33.960 --> 00:33:35.760 I'm not saying that others are not. 494 00:33:37.120 --> 00:33:39.720 Oh, you've frozen there for a second, Bruce. 495 00:33:39.720 --> 00:33:42.200 But I think you're back with us now. 496 00:33:43.200 --> 00:33:48.200 And that's the thing with wealth attracts opportunities. 497 00:33:48.720 --> 00:33:51.680 So if you're sitting there with a pile of money, 498 00:33:51.680 --> 00:33:53.480 of course, people are gonna come 499 00:33:53.480 --> 00:33:55.960 because wealth will always attract money. 500 00:33:55.960 --> 00:33:57.480 Well, it'll attract money. 501 00:33:57.480 --> 00:33:59.640 It'll attract opportunity, it'll attract open doors 502 00:33:59.640 --> 00:34:03.920 and it'll attract people who have opportunities there 503 00:34:03.920 --> 00:34:04.760 as well. 504 00:34:04.760 --> 00:34:07.040 So no surprises there that you've had a lot of offers. 505 00:34:08.040 --> 00:34:11.440 So, yeah, that's just so good. 506 00:34:11.440 --> 00:34:14.159 Seb, I know, I think you've got another question there 507 00:34:14.159 --> 00:34:15.239 burning that, Bruce. 508 00:34:15.239 --> 00:34:18.320 I think you're gonna love what Seb's saying. 509 00:34:18.320 --> 00:34:20.560 Yeah, I'm just curious, Bruce, 510 00:34:20.560 --> 00:34:23.679 for you to give us a bit of an update on Terima 511 00:34:23.679 --> 00:34:25.800 and what's been happening there for you. 512 00:34:25.800 --> 00:34:27.600 Terima, sorry. 513 00:34:27.600 --> 00:34:30.360 Yeah, my accent's getting in the way there a little bit, 514 00:34:30.360 --> 00:34:31.360 but give us an update. 515 00:34:31.360 --> 00:34:33.600 What's been happening for you there 516 00:34:33.600 --> 00:34:36.520 and help bring us into the fold a little bit 517 00:34:36.880 --> 00:34:37.719 Yeah, thank you. 518 00:34:37.719 --> 00:34:40.840 I was hoping we'd get a few moments to talk about that. 519 00:34:40.840 --> 00:34:42.480 So thank you for the invitation. 520 00:34:43.400 --> 00:34:46.880 Probably the update that I wanna share most 521 00:34:46.880 --> 00:34:50.480 is that somewhere between India and New Zealand, 522 00:34:50.480 --> 00:34:53.679 my latest book is on a ship. 523 00:34:53.679 --> 00:34:54.520 It's called, 524 00:34:54.520 --> 00:34:56.239 Living as a Circle Inside a Square, 525 00:34:56.239 --> 00:34:59.600 which embraces the Terima concept. 526 00:34:59.600 --> 00:35:02.400 So I'm gonna give you a little bit of an update 527 00:35:00.000 --> 00:35:05.200 a principle, but for those who may not know it, you know, I talked about a few moments ago about 528 00:35:05.200 --> 00:35:10.720 the four purposes for money. And you say, okay, Bruce, I didn't know that, but I've written them 529 00:35:10.720 --> 00:35:16.720 down. And now I'm making a commitment today that I will use the four purposes for money with all 530 00:35:16.720 --> 00:35:22.000 the money I receive with all the increased I receive. But once we've made that strategy, 531 00:35:22.480 --> 00:35:29.680 let's just recap those for everyone. It's spending, saving, investing, and giving. So 532 00:35:29.680 --> 00:35:32.960 in whatever order you like, that's not a priority, but just the four of them, 533 00:35:32.960 --> 00:35:38.640 you can drop them down in the comments, write them down somewhere. Spending, saving, investing, 534 00:35:38.640 --> 00:35:45.200 giving. And please today, activate it today. Just make a decision. You'll never get increased 535 00:35:45.200 --> 00:35:50.000 without doing all four purposes with all the money you get. Now, once you've done that, 536 00:35:50.000 --> 00:35:56.640 the question comes up, what's the formula? How do I know what goes where? How do I know 537 00:35:56.640 --> 00:36:03.360 how to outwork those four purposes? And that's the really underlying to Sebastian's question. 538 00:36:03.360 --> 00:36:10.800 And I believe that the word of God has a clear strategy. It has a clear plan on how to do that, 539 00:36:10.800 --> 00:36:17.280 which is operated by Jewish people and has been through the years. So that today, 540 00:36:17.280 --> 00:36:23.760 while Jewish people only make up about 4% of the population of the US, Sebastian, about 4% 541 00:36:23.760 --> 00:36:30.400 of your population are Jewish, they hold about 40% of the wealth. They are phenomenally wealthy. 542 00:36:30.400 --> 00:36:36.080 And it's because they apply not only to Teruma principle, that's the first step of a strategy 543 00:36:36.800 --> 00:36:44.640 that's really found and undergird in Leviticus 19, verses 9 and 10, where it says, when you 544 00:36:44.640 --> 00:36:51.440 harvest your field, you shall not eat all the harvest. You shall save the corners. You'll leave 545 00:36:51.440 --> 00:36:58.720 the corners of your field for the poor, for the stranger, for the widow, and for the foreigner. 546 00:36:59.280 --> 00:37:04.240 And so here you've got where the Lord says, I want you to keep the corners of your field. Now, 547 00:37:04.240 --> 00:37:09.760 as a farmer, that's easy. For us that are urbanites, a bit more challenging, but let me 548 00:37:09.760 --> 00:37:14.960 just do it for you. If your field is a square and you leave the corners, what you are creating 549 00:37:15.520 --> 00:37:23.920 is a circle inside a square. That's the secret to using money. And I can see Benji smiling 550 00:37:23.920 --> 00:37:29.600 because he's heard me say this so many times. It must have been indelibly written in his brain. 551 00:37:29.600 --> 00:37:36.880 But you need to know that every single bit of increase I get, I use the circle inside a square 552 00:37:36.880 --> 00:37:43.520 every single time. So Teruma is the first step, the first fruits of that. And it begins a journey 553 00:37:43.520 --> 00:37:49.200 with your money where you know, it's, you know, I tell people, I'm saying in my book, I'm the boring 554 00:37:49.200 --> 00:37:54.720 guy. I do money the same way every single time I receive increase. But you know, the cool thing is 555 00:37:54.720 --> 00:38:00.720 it works. And so, you know, Teruma, I believe is incredibly valuable. I think I've got a teaching 556 00:38:00.720 --> 00:38:06.640 session on Benji's website. For those that don't know, Bruce, what is Teruma? What does that even mean? 557 00:38:08.400 --> 00:38:18.000 Yeah, Teruma is a Hebrew word, which basically appears, I'm trying to remember, 558 00:38:18.000 --> 00:38:23.520 87 times. It's got the right to 87 times in the Old Testament, three times more than the word 559 00:38:23.520 --> 00:38:31.760 tithe. And it was a special offering. And Teruma, in the middle of the word, Teruma is the word 560 00:38:31.760 --> 00:38:37.040 room and room means to lift. And so in our English Bibles, the word is translated as the heave 561 00:38:37.040 --> 00:38:43.120 offering, or the lifted offering. And it was actually the first fruits. And so they bring 562 00:38:43.120 --> 00:38:48.400 their first fruits and from their harvest from whatever the increase that and they would lift 563 00:38:48.400 --> 00:38:54.320 it up and replace it in the hands of the priest who was in their life. And when they did that, 564 00:38:54.320 --> 00:38:59.680 and they lifted it up and put it in the hands of the priest, it became Teruma. It became the 565 00:38:59.680 --> 00:39:07.120 Teruma offering. And Sebastian, it was the smallest of the Hebrew giving offerings. But for them, it 566 00:39:07.120 --> 00:39:14.160 was the holiest of the thing. And so it was just the way in which they did the first fruits offering 567 00:39:14.160 --> 00:39:19.520 that empowered all the rest of their giving. So that's a very abridged version, but I hope that's 568 00:39:19.520 --> 00:39:24.560 helpful. Yeah, it's good. I mean, it was like a 2.5% type of thing. You know, it was just a little 569 00:39:25.120 --> 00:39:32.640 a little portion. Yeah, it's one. It was a man who lived at the same time as Jesus. In fact, 570 00:39:32.640 --> 00:39:39.440 he died when when Jesus was about 12. His name was Hillel. He was a Hebrew rabbi. 571 00:39:39.440 --> 00:39:44.960 And some people, you know, Benji, some people consider him the most important Jewish teacher 572 00:39:44.960 --> 00:39:50.640 after Moses himself. So this man is highly respected. And he realized that lots of people 573 00:39:50.640 --> 00:39:56.560 were by the time he, you know, by the time of Jesus, lots of Jews were no longer farmers. 574 00:39:56.560 --> 00:39:59.840 So they were uncertain what their first fruits was to be. 575 00:40:00.000 --> 00:40:05.000 They were uncertain what Teruma was to be in terms of value. 576 00:40:05.000 --> 00:40:08.260 And so he said, if you're a generous giver, 577 00:40:08.260 --> 00:40:10.760 your Teruma, your firstfruits offering 578 00:40:10.760 --> 00:40:15.760 will be 140th of your harvest, as you said, 2.5%. 579 00:40:16.680 --> 00:40:18.840 He said, if you're an average giver, 580 00:40:18.840 --> 00:40:22.800 your Teruma offering will be 2% or 150th of your harvest. 581 00:40:22.800 --> 00:40:26.000 And if you are stingy, that's my word, not his word, 582 00:40:26.000 --> 00:40:28.440 all right, the Hillel did not say stingy. 583 00:40:28.440 --> 00:40:32.120 But if you're a miserable giver, then it will be 160th. 584 00:40:32.120 --> 00:40:36.760 And then he said this, if you are a generous giver, 585 00:40:36.760 --> 00:40:40.400 your whole body will be full of light. 586 00:40:40.400 --> 00:40:43.320 What an incredible promise. 587 00:40:43.320 --> 00:40:45.160 Your whole body will be full of light. 588 00:40:45.160 --> 00:40:50.040 Amazingly, in Matthew chapter six and verse 22, 589 00:40:50.040 --> 00:40:51.600 Jesus quotes him. 590 00:40:51.600 --> 00:40:54.120 I don't believe it's accidental. 591 00:40:54.120 --> 00:40:57.160 Jesus uses exactly the same term. 592 00:40:57.160 --> 00:41:00.080 He says, your body will be full of light. 593 00:41:00.080 --> 00:41:03.080 I think he took the term from Hillel 594 00:41:03.080 --> 00:41:06.680 because the people he was speaking to at that time 595 00:41:06.680 --> 00:41:11.160 knew that saying, and so it made perfect sense to them. 596 00:41:11.160 --> 00:41:13.360 It's an economic saying. 597 00:41:13.360 --> 00:41:14.200 Wow. 598 00:41:14.200 --> 00:41:15.040 Yeah, wow. 599 00:41:15.040 --> 00:41:16.560 That's powerful. 600 00:41:16.560 --> 00:41:19.240 Hey, that's so good. 601 00:41:19.240 --> 00:41:21.640 Bruce have loved absolutely everything. 602 00:41:22.640 --> 00:41:25.120 And then I think we'll probably just bring in 603 00:41:25.120 --> 00:41:27.360 for a landing here and we've got our next session 604 00:41:27.360 --> 00:41:30.680 coming up straight off the back of this, 605 00:41:30.680 --> 00:41:32.600 which is gonna be Stephanie Lind, 606 00:41:32.600 --> 00:41:37.600 which is gonna be amazing at the 3 p.m. New Zealand time, 607 00:41:38.680 --> 00:41:41.160 6 p.m. Pacific, so it's in like 15 minutes. 608 00:41:41.160 --> 00:41:42.840 We've got Stephanie coming in. 609 00:41:43.960 --> 00:41:48.240 Bruce, just one final thought for us on implementing 610 00:41:48.240 --> 00:41:51.920 what would be one key in terms of how you would implement 611 00:41:51.920 --> 00:41:54.200 if someone's wanting to take a step from here. 612 00:41:55.240 --> 00:41:58.880 Yes, one final key, absolutely critical. 613 00:42:00.040 --> 00:42:04.120 When it comes to money, do everything with percentages. 614 00:42:04.120 --> 00:42:07.280 Percentages are the power because then it doesn't matter 615 00:42:07.280 --> 00:42:12.280 whether your income is 1,000, 10,000, 100,000 or 10 million. 616 00:42:13.000 --> 00:42:17.160 Just follow the concept of the circle inside a square 617 00:42:17.160 --> 00:42:19.240 or the four purposes of money, 618 00:42:19.240 --> 00:42:22.040 but understand that God thinks 619 00:42:22.040 --> 00:42:24.840 and God operates in percentages. 620 00:42:25.520 --> 00:42:27.800 The tithe, for example, is a percentage. 621 00:42:27.800 --> 00:42:29.240 When a thief was killed, 622 00:42:29.240 --> 00:42:32.120 he had to give back the money plus 20%. 623 00:42:32.120 --> 00:42:34.520 Everything, you'll notice everything God does 624 00:42:34.520 --> 00:42:35.480 is about percentages. 625 00:42:35.480 --> 00:42:39.080 So people, see the power of percentages, 626 00:42:39.080 --> 00:42:41.280 use them, never forget. 627 00:42:41.280 --> 00:42:42.600 That's beautiful, appreciate it. 628 00:42:42.600 --> 00:42:44.960 One thing I'll give to you guys as well, 629 00:42:44.960 --> 00:42:48.120 and we'll probably talk about the five jars coming up 630 00:42:48.120 --> 00:42:49.600 at some point in the journey as well, 631 00:42:49.600 --> 00:42:54.200 but for us, when we really started to try and implement this 632 00:42:54.320 --> 00:42:58.360 that we couldn't save 10% 633 00:42:58.360 --> 00:43:02.840 because we just didn't have jack or money. 634 00:43:04.040 --> 00:43:05.640 We were in survival mode. 635 00:43:05.640 --> 00:43:09.040 And so, but we could save a tiny little bit. 636 00:43:09.040 --> 00:43:12.760 And every time you make, take an action and implement, 637 00:43:12.760 --> 00:43:16.480 even if you can't do what the full percentage is, 638 00:43:16.480 --> 00:43:17.640 that's a great guide, 639 00:43:17.640 --> 00:43:21.000 but just do like a tiny stepping stone towards that 640 00:43:21.000 --> 00:43:22.760 because you'll find that every time you make 641 00:43:22.760 --> 00:43:26.280 an incremental but sustainable change, 642 00:43:26.280 --> 00:43:28.600 it starts shifting the whole balance. 643 00:43:28.600 --> 00:43:29.880 And over a period of time, 644 00:43:29.880 --> 00:43:33.120 the whole balance will shift for you 645 00:43:33.120 --> 00:43:38.120 from lack-based living to an abundance-based world. 646 00:43:39.360 --> 00:43:41.480 So Bruce, thank you so much. 647 00:43:41.480 --> 00:43:43.920 Do you wanna pray for all of our team as we wrap up here 648 00:43:43.920 --> 00:43:46.840 and just pray a blessing on them as we close? 649 00:43:46.840 --> 00:43:49.160 Absolutely, I love to pray for that little baby 650 00:43:49.160 --> 00:43:50.000 you've got coming too. 651 00:43:50.000 --> 00:43:53.080 Oh, yes, here we go, Tuesday. 652 00:43:53.080 --> 00:43:56.760 Hey guys, thoughts just start to go through your mind, 653 00:43:56.760 --> 00:43:58.280 but let me just say this. 654 00:43:58.280 --> 00:44:03.280 God's plan is to take us from shortage to sufficiency, 655 00:44:03.680 --> 00:44:06.280 from sufficiency to abundance, 656 00:44:06.280 --> 00:44:09.160 from abundance to overflow. 657 00:44:09.160 --> 00:44:10.360 That's the journey you're on. 658 00:44:10.360 --> 00:44:12.560 You say, what does my journey look like? 659 00:44:12.560 --> 00:44:15.640 That's what it looks like, from shortage to sufficiency, 660 00:44:15.640 --> 00:44:17.560 from sufficiency to abundance, 661 00:44:17.560 --> 00:44:19.640 from abundance to overflow. 662 00:44:20.280 --> 00:44:22.680 God's plan for that to happen in your world. 663 00:44:22.680 --> 00:44:24.520 Yeah, turn it into a script. 664 00:44:25.960 --> 00:44:27.160 I'm gonna pray for you. 665 00:44:27.160 --> 00:44:28.000 Yeah, I love it. 666 00:44:28.000 --> 00:44:31.040 Thank you, thank you, thank you for this time together. 667 00:44:31.040 --> 00:44:35.160 I feel so alive right now. 668 00:44:35.160 --> 00:44:37.360 And so I just thank you for the privilege 669 00:44:37.360 --> 00:44:40.480 to just talk together about your wonderful word 670 00:44:40.480 --> 00:44:41.920 and your wonderful plan. 671 00:44:41.920 --> 00:44:44.640 I just bless every single listener. 672 00:44:44.640 --> 00:44:47.400 I bless those in New Zealand who are listening, 673 00:44:48.000 --> 00:44:51.000 those in the UK, those in Europe, 674 00:44:51.000 --> 00:44:53.840 wherever people have tuned in, South America, 675 00:44:53.840 --> 00:44:55.680 wherever people are listening, 676 00:44:55.680 --> 00:44:59.840 may they know such a feeling of empowerment 677 00:44:59.840 --> 00:45:01.040 that they are blessed. 678 00:45:00.000 --> 00:45:02.400 they can make a difference in their world. 679 00:45:02.400 --> 00:45:04.960 Bless each one, I pray in Jesus' name. 680 00:45:04.960 --> 00:45:06.400 Amen. 681 00:45:06.400 --> 00:45:07.840 Amen. 682 00:45:07.840 --> 00:45:09.000 Thank you, sir. 683 00:45:09.000 --> 00:45:11.400 We'll bless you, and we'll catch you real soon. 684 00:45:11.400 --> 00:45:12.960 And everyone else, we're going to be live again 685 00:45:12.960 --> 00:45:14.880 in 15 minutes with Stephanie Lynn, 686 00:45:14.880 --> 00:45:16.440 which is going to be an absolute delight. 687 00:45:16.440 --> 00:45:17.760 So bless you, Bruce. 688 00:45:17.760 --> 00:45:19.040 Everyone else, take a quick break, 689 00:45:19.040 --> 00:45:20.360 and we'll be right back. 690 00:45:20.360 --> 00:45:21.200 See ya. 691 00:45:21.200 --> 00:45:22.040 Take care. 692 00:45:22.040 --> 00:45:22.880 Bye-bye.