WEBVTT 1 00:00:00.000 --> 00:00:04.920 Eve, we are pretty close to being live. 2 00:00:04.920 --> 00:00:06.040 Let me check that. 3 00:00:07.800 --> 00:00:09.500 Might be a second away now. 4 00:00:11.760 --> 00:00:16.239 There we go, we are live, it is happening. 5 00:00:16.239 --> 00:00:19.640 All right, ladies and gentlemen, 6 00:00:19.640 --> 00:00:20.960 from all over the world, 7 00:00:20.960 --> 00:00:24.000 it is a delight and an honor to introduce, 8 00:00:24.000 --> 00:00:26.040 if you don't know him already, 9 00:00:26.040 --> 00:00:28.920 and to welcome those who do know. 10 00:00:28.920 --> 00:00:33.040 It's a pleasure for us all to welcome Bruce McDonald. 11 00:00:33.040 --> 00:00:35.160 So welcome, Bruce. 12 00:00:35.160 --> 00:00:36.800 Hey, Benji, thank you so much. 13 00:00:36.800 --> 00:00:39.000 I must admit, I've been absolutely looking forward 14 00:00:39.000 --> 00:00:42.640 to spending this time with you and with others, 15 00:00:42.640 --> 00:00:43.960 so thank you. 16 00:00:43.960 --> 00:00:44.800 Yeah, a pleasure. 17 00:00:44.800 --> 00:00:48.400 And Bruce, I'm not sure how well you know Sebastian, 18 00:00:48.400 --> 00:00:50.120 or if you've met Sebastian before, 19 00:00:50.120 --> 00:00:51.360 but this is Sebastian, 20 00:00:52.440 --> 00:00:56.040 partner in all sorts of glorious Kingdom ventures. 21 00:00:56.040 --> 00:00:57.840 It's good to see you, Bruce. 22 00:00:57.840 --> 00:01:01.160 I've followed a little bit of your stuff around the wagon, 23 00:01:01.160 --> 00:01:04.280 so it's good to see you in person. 24 00:01:04.280 --> 00:01:06.720 Yeah, good to meet you too, Sebastian. 25 00:01:06.720 --> 00:01:09.880 You're to be honored for sticking with this wonderful man. 26 00:01:09.880 --> 00:01:12.680 Benji, I'm sure it's an adventure. 27 00:01:12.680 --> 00:01:15.600 Hey, the best things in life are adventures, 28 00:01:15.600 --> 00:01:18.680 so it's been fun. 29 00:01:18.680 --> 00:01:20.040 Yeah, and I mean, it really is, 30 00:01:20.040 --> 00:01:22.240 that really, to me, as well as another element 31 00:01:22.240 --> 00:01:24.960 and facet that's really key to Kingdom business 32 00:01:24.960 --> 00:01:27.920 is just great adventures with great people. 33 00:01:29.200 --> 00:01:31.920 And I mean, that's hard to beat in life. 34 00:01:31.920 --> 00:01:33.000 If you're on great adventures 35 00:01:33.000 --> 00:01:34.680 with great people doing great things, 36 00:01:34.680 --> 00:01:38.480 then you really are living a pretty quality life. 37 00:01:38.480 --> 00:01:41.760 So Bruce, we wanna get right into it today 38 00:01:41.760 --> 00:01:43.880 and really maximize your time, 39 00:01:43.880 --> 00:01:46.800 and just again, so delighted to have you with us. 40 00:01:46.800 --> 00:01:49.320 But would you like to pray for us as we kick off? 41 00:01:49.320 --> 00:01:52.320 And if you guys don't know Bruce, 42 00:01:52.320 --> 00:01:55.760 he is definitely a man who really carries the spirit 43 00:01:55.760 --> 00:01:58.640 and carries fire, and he is really in season now, 44 00:01:58.640 --> 00:01:59.520 and he's ready to go. 45 00:01:59.520 --> 00:02:01.000 So if you wanna light us up, 46 00:02:01.000 --> 00:02:04.160 I'm sure there's some pretty fiery prayers 47 00:02:04.160 --> 00:02:05.000 just waiting there, 48 00:02:05.000 --> 00:02:06.840 ready to light people up all over the world. 49 00:02:06.840 --> 00:02:08.639 So you take it away. 50 00:02:08.639 --> 00:02:09.479 Praise the Lord. 51 00:02:09.479 --> 00:02:13.000 Heavenly Father, we're just so delighted to be together. 52 00:02:13.000 --> 00:02:14.400 Lord, a moment in your presence 53 00:02:14.400 --> 00:02:17.560 is better than any spent anywhere else. 54 00:02:17.560 --> 00:02:20.760 I just thank you, Lord, for great people 55 00:02:21.480 --> 00:02:25.560 who would sacrificially set aside time to be together. 56 00:02:25.560 --> 00:02:28.920 And we know that you have sent your Holy Spirit 57 00:02:28.920 --> 00:02:30.040 to join each one. 58 00:02:30.040 --> 00:02:33.120 You've sent your Holy Spirit just to bless each one. 59 00:02:33.120 --> 00:02:34.800 And Father, we wanna say, 60 00:02:34.800 --> 00:02:37.200 we just love the great Holy Spirit. 61 00:02:37.200 --> 00:02:38.400 We love him. 62 00:02:38.400 --> 00:02:40.680 And so right now we invite his presence 63 00:02:40.680 --> 00:02:43.960 into this next 40 minutes or so together. 64 00:02:43.960 --> 00:02:45.600 We pray, great Holy Spirit, 65 00:02:45.600 --> 00:02:48.680 that you would be pleased to speak to our hearts 66 00:02:49.200 --> 00:02:53.360 and envision our lives and fire our spirits. 67 00:02:53.360 --> 00:02:55.720 So bless each moment we spend together 68 00:02:55.720 --> 00:02:58.840 and each person who joins in Jesus' name. 69 00:02:58.840 --> 00:03:00.480 Amen. 70 00:03:00.480 --> 00:03:01.960 Amen. 71 00:03:01.960 --> 00:03:02.800 Hey, well, 72 00:03:04.680 --> 00:03:07.320 it's really, really good to have you with us, Bruce. 73 00:03:07.320 --> 00:03:09.840 We were just chatting before we went on live 74 00:03:09.840 --> 00:03:11.200 and just talking about how 75 00:03:12.120 --> 00:03:14.560 you were really one of the first people 76 00:03:14.560 --> 00:03:16.240 that I heard speaking in a church 77 00:03:16.240 --> 00:03:18.040 and we hosted you down South. 78 00:03:18.080 --> 00:03:19.720 And we loved you so much when you came 79 00:03:19.720 --> 00:03:22.240 that we were like, man, we're gonna do this every year, 80 00:03:22.240 --> 00:03:26.480 have you come and speak on biblical finances, 81 00:03:26.480 --> 00:03:28.880 kingdom finances in the church, 82 00:03:28.880 --> 00:03:30.880 and then also in the ministry school as well. 83 00:03:30.880 --> 00:03:33.280 We just loved having you come. 84 00:03:33.280 --> 00:03:36.320 And what I really, really appreciated 85 00:03:36.320 --> 00:03:40.080 is that you were such a, especially back then, 86 00:03:40.080 --> 00:03:41.200 such a breath of fresh air 87 00:03:41.200 --> 00:03:44.520 of someone who really brought helpful 88 00:03:44.520 --> 00:03:48.480 and biblical and holistic teaching on finances 89 00:03:48.480 --> 00:03:50.440 that actually made a difference 90 00:03:50.440 --> 00:03:52.240 in people's lives right away. 91 00:03:53.120 --> 00:03:55.320 So I just wanna thank you for that 92 00:03:55.320 --> 00:03:57.960 because when we met 93 00:03:57.960 --> 00:04:01.040 and when you were first teaching us about finances, 94 00:04:01.040 --> 00:04:02.920 I mean, we were just starting to get on that journey. 95 00:04:02.920 --> 00:04:05.080 We were just starting to make some transition for ourselves. 96 00:04:05.080 --> 00:04:06.560 But when we heard you speak, 97 00:04:06.560 --> 00:04:09.400 I mean, Alana and I both left those meetings 98 00:04:09.400 --> 00:04:10.560 and came back home and we're like, 99 00:04:10.560 --> 00:04:12.000 okay, we've got to implement this. 100 00:04:12.000 --> 00:04:13.160 We've got to implement this. 101 00:04:13.160 --> 00:04:14.720 We've got to implement this. 102 00:04:14.720 --> 00:04:15.960 And we were back in the days, 103 00:04:15.960 --> 00:04:18.480 that was for us back in the days of struggle street 104 00:04:18.480 --> 00:04:21.720 where we didn't have income, 105 00:04:21.720 --> 00:04:23.040 really much income at all, 106 00:04:23.040 --> 00:04:24.840 didn't have multiple streams of income. 107 00:04:24.840 --> 00:04:27.200 We're struggling with credit card debt. 108 00:04:27.200 --> 00:04:30.880 We were struggling with debt on all fronts, really, 109 00:04:30.880 --> 00:04:33.440 and just struggling to get any momentum, 110 00:04:33.440 --> 00:04:37.680 but implementing little keys that you gave us back then 111 00:04:37.680 --> 00:04:38.920 and implementing the other things 112 00:04:38.920 --> 00:04:40.160 so we could get our hands on 113 00:04:40.160 --> 00:04:42.080 slowly started changing 114 00:04:43.120 --> 00:04:47.040 the whole balance of finances for us 115 00:04:47.040 --> 00:04:49.920 replaced of struggle to a little bit of breakthrough 116 00:04:49.920 --> 00:04:53.440 to like just a little bit of freedom 117 00:04:53.440 --> 00:04:55.440 and then a little bit more freedom 118 00:04:55.440 --> 00:04:58.320 and then started to kind of shift over to momentum 119 00:04:58.320 --> 00:04:59.960 and then like, wow, like this. 120 00:05:00.000 --> 00:05:04.400 place of excitement where opportunities are running to us and we're running to opportunities 121 00:05:04.400 --> 00:05:12.280 and doors are opening. So I want to thank you so much for that. And I guess just with 122 00:05:12.280 --> 00:05:18.600 that introduction, I'd like to open up this question to you because you must deal with 123 00:05:18.600 --> 00:05:26.640 it so much. How often do you come across people in church whose mindsets around finances are 124 00:05:26.640 --> 00:05:38.240 toxic or unhealthy? I think that in some ways, I'd almost like it if I ran into it more often. 125 00:05:38.240 --> 00:05:45.140 And I say that simply because I think that a lot of times as Christians, we're so quiet 126 00:05:45.140 --> 00:05:52.480 on this issue. We don't talk to one another. We're so insular. And we're going to talk 127 00:05:52.480 --> 00:05:56.620 about Liberty Trust as part of our conversation, I'm sure. But one of the things that God's 128 00:05:56.620 --> 00:06:01.660 spoke to me when we started Liberty Trust was that the devil uses a simple method to 129 00:06:01.660 --> 00:06:06.980 control God's people financially, divide and conquer. He's got everybody working away in 130 00:06:06.980 --> 00:06:11.820 their little silos. He's got everybody working away in their little world. But we're not 131 00:06:11.820 --> 00:06:16.500 communicating with each other. We're not helping each other. And certainly, we're not talking 132 00:06:16.500 --> 00:06:22.060 about it in healthy ways. And so you create what you just described as a toxic environment 133 00:06:22.060 --> 00:06:28.980 and where it's okay for the church to be in the world. It's just not okay for the world 134 00:06:28.980 --> 00:06:34.740 to be in the church. And yet we've got Christians everywhere that are carrying enormous debt 135 00:06:34.740 --> 00:06:40.180 and have useless financial practices and are reaping the consequence of that. So that was 136 00:06:40.180 --> 00:06:44.660 a long answer. But in some ways, I wish I'd find it, but people would talk to me more 137 00:06:44.660 --> 00:06:49.100 often because that's the starting point. Then we can talk about how to bring change. 138 00:06:49.100 --> 00:06:54.940 I love that, Bruce. It's amazing because you're absolutely right. There's such a hunger. 139 00:06:55.900 --> 00:07:00.420 But when cultures where we're unwilling to have the conversation, then it kind of gets 140 00:07:00.420 --> 00:07:05.300 stuck and pushed under the rug. And, you know, we end up having, you know, small, small, 141 00:07:06.180 --> 00:07:13.300 small conversations about what is possible, rather than kind of an expansive reality. So 142 00:07:13.460 --> 00:07:14.500 I'm curious. 143 00:07:15.380 --> 00:07:19.660 Just before you jump in there, there was one thing I just, I love what you're just talking 144 00:07:19.660 --> 00:07:25.580 about there about, about working together. That is, that is the low hanging fruit right 145 00:07:25.580 --> 00:07:32.460 now. Yeah, that is some of the most low hanging fruit in the world right now. Because I mean, 146 00:07:32.460 --> 00:07:36.420 what we're seeing right now is we're seeing protests break out all around the world. Let 147 00:07:36.420 --> 00:07:41.900 me just paint a picture of how ridiculous we look now. I'm for the protest is 100%. If we 148 00:07:41.900 --> 00:07:49.620 weren't having a baby on Tuesday, holy moly, I'd be flipping down there. But here's what's 149 00:07:49.620 --> 00:07:54.420 happening. We're all protesting, we're praying for freedom, we're praying for God to move. 150 00:07:54.420 --> 00:07:59.060 And we know that financial institutions that there's corruption there, we know that big 151 00:07:59.060 --> 00:08:04.340 business has corruption there, and that they're actually, you know, just outright facilitating 152 00:08:04.340 --> 00:08:09.020 a lot of the chaos in our world. Now here we are protesting and fighting and praying 153 00:08:09.060 --> 00:08:13.300 and loving and serving and doing everything we're doing in church. And then at the same 154 00:08:13.300 --> 00:08:20.460 time, we are banking with the people who are catalysts of chaos. And we're giving them 155 00:08:20.460 --> 00:08:26.420 our insurance money every month. And and we're doing nothing of our own. But here we are 156 00:08:26.420 --> 00:08:31.140 just funding all the chaos doing everything we can to fight against it, but then funding 157 00:08:31.140 --> 00:08:36.020 it like on a daily basis. And I think for those people who run the banks and insurance 158 00:08:36.020 --> 00:08:42.020 companies, they sit back there laughing their heads off with one another. Because like here 159 00:08:42.020 --> 00:08:46.900 we are like, No, stop it. But then it's straight out of our banks that we have funding the 160 00:08:46.900 --> 00:08:54.820 chaos ourselves. And I'm like, to me, that's a straight dysfunction. Totally. And so so 161 00:08:54.820 --> 00:08:59.700 Bruce, um, see, maybe we'll come to your question. I know you were just about to ask a question. 162 00:08:59.700 --> 00:09:03.420 But I think straight off the back of this, Bruce, you've done something. You haven't just 163 00:09:03.420 --> 00:09:08.700 sat back and complained about that you've actually done something in that space of saying, 164 00:09:08.700 --> 00:09:14.340 guys, let's work together. Let's, let's be communal. Let's like, like the Jewish people 165 00:09:14.340 --> 00:09:18.420 are community. I mean, gangsters and immigrants get this, but the church struggles, you know, 166 00:09:18.420 --> 00:09:23.900 like they do like, they work together on finances and things like that. But you've created something 167 00:09:23.900 --> 00:09:28.420 absolutely beautiful. And we'd love you to unpack that for us. And then I know Seb's 168 00:09:28.420 --> 00:09:30.140 got a hot question coming for you. 169 00:09:31.660 --> 00:09:37.780 Yeah, well, what Benji's talking about, for those of you who have joined us today is an 170 00:09:37.780 --> 00:09:44.420 entity which my wife and I started 33 years ago called Liberty Trust. Wow. Liberty Trust. 171 00:09:45.860 --> 00:09:50.500 As I'll go, why don't I start where we are now approximately where we are now we work 172 00:09:50.500 --> 00:09:56.180 our way back just a little bit. So Liberty Trust currently has loaned something like 173 00:09:56.180 --> 00:09:59.940 $75 million interest free to New Zealand. 174 00:10:00.000 --> 00:10:05.520 families to New Zealand Christians to help them to purchase a home or to help them to pay off their 175 00:10:05.520 --> 00:10:12.160 home more quickly. It's created a trust fund of something like 23 million dollars and the power 176 00:10:12.160 --> 00:10:18.960 of that trust fund is the fact that it's in perpetuity. The trust fund will never be less 177 00:10:18.960 --> 00:10:26.000 than what it is today because the funds that we have are loaned, they're repaid, 178 00:10:26.000 --> 00:10:32.400 they're loaned, they're repaid and wonderfully Benji and Sebastian it's extraordinarily 179 00:10:33.920 --> 00:10:39.840 exponential so it just gets faster and faster and faster. At the present time we loan a million New 180 00:10:39.840 --> 00:10:51.920 Zealand dollars, that's about 650,000 US dollars every two months and it just gets faster and so 181 00:10:51.920 --> 00:10:57.760 while I just mentioned we've loaned 74 or 75 million dollars as at today, at five years from 182 00:10:57.760 --> 00:11:04.400 now it will be over 100 million. Five years from that it will be around about 150 million. It just 183 00:11:04.400 --> 00:11:10.000 keeps going and it keeps increasing in momentum and how does it happen? It happens for two or 184 00:11:10.000 --> 00:11:16.160 three significant reasons. Number one, it's community. Number one, you create community 185 00:11:16.160 --> 00:11:21.200 and people don't want just to make their own economy do well, they want everybody else's 186 00:11:21.200 --> 00:11:26.560 economy to do well. Knowing then when that happens they will prosper. The second thing is 187 00:11:26.560 --> 00:11:30.560 it uses the principle of a seed, people sow before they reap. 188 00:11:35.920 --> 00:11:40.000 So therefore it's inevitable and so you know Liberty Trust, Benji I'll just 189 00:11:40.000 --> 00:11:45.600 conclude with this thought, Liberty Trust has just embraced the power of perpetuity 190 00:11:46.160 --> 00:11:53.600 to create income that you never plan to spend. You only plan to invest it for kingdom purpose 191 00:11:53.600 --> 00:12:01.440 and let it grow, let it do the work that it's capable of doing. That is so so powerful. Now 192 00:12:02.480 --> 00:12:06.560 this is actually one of the things that we've been talking about. I mean this is a royal mindset, 193 00:12:06.560 --> 00:12:11.040 this is the type of mindset that the elite understand. What you just said there is genius 194 00:12:11.040 --> 00:12:17.200 because you've the whole concept of creating a fund that you never intend to spend. 195 00:12:20.400 --> 00:12:27.280 That I mean so few people do that or think like that or understand the power 196 00:12:28.320 --> 00:12:34.320 of what that produces because when you create this fund that you never intend to spend, 197 00:12:35.280 --> 00:12:40.480 talk to us about the compounding power of that. Like how does compounding returns 198 00:12:41.120 --> 00:12:47.920 factor into that and how does that factor into the process of you being able to exponentially 199 00:12:47.920 --> 00:12:55.040 loan more and more? Just as we go into that let me just start with a thought 200 00:12:55.920 --> 00:13:01.200 because we're talking about the church as well as us as individuals or as Christians as individuals 201 00:13:01.280 --> 00:13:06.880 and one of the thoughts that I challenge churches with all the time is I say that too many churches 202 00:13:06.880 --> 00:13:15.040 are bakeries not storehouses. See a bakery, both storehouse and bakery deal with flour 203 00:13:15.040 --> 00:13:22.000 or deal with produce but in a bakery you consume it. You bake a loaf of bread within days it's gone 204 00:13:22.640 --> 00:13:27.280 and I see that with a lot of Christians with their money, I see that with churches with their 205 00:13:27.280 --> 00:13:35.680 resources they get income in but they consume it all the time and they've got 206 00:13:42.240 --> 00:13:44.960 breaking up a little bit there with our man Bruce 207 00:13:45.920 --> 00:13:46.420 and 208 00:13:51.760 --> 00:13:57.680 stored for a season yet to come and that's what we've all got to do we've got to it's 209 00:13:57.680 --> 00:14:02.400 sorry mate we just lost you there for a second just cut out for a second you just go back maybe 210 00:14:02.400 --> 00:14:06.640 like 30 seconds we just missed that we were hanging on every word and definitely want to 211 00:14:06.640 --> 00:14:11.200 make sure we catch that you would just talked about how churches that you know that operate 212 00:14:11.200 --> 00:14:16.640 as bakeries not storehouses and they're consuming what's coming in if you just want to unpack that 213 00:14:16.640 --> 00:14:22.160 a little bit more yeah yeah thank you so much so the thought that I have is that when when 214 00:14:22.160 --> 00:14:28.720 you have something like Liberty Trust you're seeing that money that is held in perpetuity 215 00:14:28.720 --> 00:14:34.640 money that is not consumed that's where it really becomes powerful for whatever endeavor that you're 216 00:14:34.640 --> 00:14:39.760 involved in if you can create an environment and people listening to this you can look up the 217 00:14:39.760 --> 00:14:44.400 Liberty Trust website but if you just get the thought in your mind that some of your money is 218 00:14:44.400 --> 00:14:52.400 never to be consumed it's to be generational it's to work long see look you know Benji I'm 68 now 219 00:14:52.400 --> 00:14:58.400 I'll declare it right open it now I'm 68 but when I've died and gone Liberty Trust will just keep 220 00:14:58.400 --> 00:14:59.920 doing this it's not 221 00:15:00.000 --> 00:15:05.760 dependent on my life, it's not dependent on my resource, it's a fund which will never stop 222 00:15:05.760 --> 00:15:11.360 doing wonderful things. And the potential is to do it again and again with all kinds of things. 223 00:15:12.960 --> 00:15:20.000 Powerful. So, yeah, off the back of that, can you explain to us more about this concept of 224 00:15:20.000 --> 00:15:25.120 compounding? How is it compounding? How is it that your fund is going to start? You said, 225 00:15:25.120 --> 00:15:31.120 you know, it's going to loan, what did you say, like another, in the next five years, 226 00:15:31.120 --> 00:15:36.800 in the next five years after that, what is it going to be loaning out? Yeah, so we've loaned 227 00:15:36.800 --> 00:15:46.160 around about $75 million now. Five years from now, that will be over $100 million. Five years 228 00:15:46.720 --> 00:15:54.320 from that, it will be going close to $150 million. And within a decade, it'll be over the $200 229 00:15:54.320 --> 00:16:01.760 million. Now, that is a sizable amount. And it's created because of the principle of sowing and 230 00:16:01.760 --> 00:16:09.440 reaping, and holding funds in perpetuity. Liberty Trust will never be worth less than it is today, 231 00:16:09.440 --> 00:16:14.400 it will always increase because people are contributing. And for every dollar they contribute, 232 00:16:14.400 --> 00:16:20.720 they're eligible to borrow, they're eligible to borrow $6. And so therefore, and then they 233 00:16:20.720 --> 00:16:26.000 repay that. So the money just keeps doing the wonderful thing it does, helping people to own 234 00:16:26.000 --> 00:16:33.520 home, purchase home, sorry, and own debt free. Awesome. Yeah, that's so cool. Seb, let's come 235 00:16:33.520 --> 00:16:40.640 back to you, my man. Yeah, I love it. I'm curious, Bruce, where did this all start for you? What was 236 00:16:40.640 --> 00:16:46.880 the kind of the thing that pushed you over the edge and realizing that that wealth is and money 237 00:16:46.880 --> 00:16:53.760 is for for us as believers to really learn how to steward and go on that journey? Where did that 238 00:16:53.760 --> 00:17:06.319 where did that start for you? There's probably a number of of sources for that's a wonderful 239 00:17:06.319 --> 00:17:18.560 question. One of them is that I have no background in economics. I don't own a business. 240 00:17:18.560 --> 00:17:25.839 I'm not an accountant. And I'm not an economist. But when I and I've been a pastor for many years, 241 00:17:25.839 --> 00:17:31.760 but I never went to Bible school. So when I felt God call me, I just left my teaching profession 242 00:17:31.760 --> 00:17:37.600 and started to serve God. And so, Sebastian, you gotta understand, I was green as grass, 243 00:17:38.480 --> 00:17:42.320 the things that I didn't know, were just, you could write a book on the things I didn't know 244 00:17:42.320 --> 00:17:49.040 about pastoring or working in church life. And so what I decided to do, I'm so grateful for just 245 00:17:49.040 --> 00:17:54.960 the simple thing I decided to do. Because what I decided was as a pastor, if people join my life, 246 00:17:55.520 --> 00:17:58.480 yes, I wanted to believe that their life would be improved. 247 00:18:01.040 --> 00:18:05.520 What right did I got to ask people to follow me if their life was not improved? 248 00:18:07.520 --> 00:18:19.600 So what I decided to do in my first year of pastoring, I decided to read for those it's the 249 00:18:19.600 --> 00:18:28.320 chapter of blessings and curses. And there are 15 or 14 verses of blessing. And then there's 54 250 00:18:28.320 --> 00:18:35.600 nightmare verses, 54 verses you wouldn't wish on your worst enemy. And so I said to the Lord, 251 00:18:35.600 --> 00:18:41.120 what I need to learn is to teach people how to be blessed and how to avoid being cursed. 252 00:18:41.840 --> 00:18:53.680 And so that started, because in verse 12, it says this, you shall lend to many nations, 253 00:18:53.680 --> 00:19:02.160 but you shall not borrow. In verse 7, when you talk about the curses, it says you shall be the 254 00:19:02.160 --> 00:19:08.400 tail and not the head. Others shall lend to you, but you will not lend to them. But verse 12 just 255 00:19:08.400 --> 00:19:14.640 captured me because I said to the Lord, I don't know anybody who lends to others. All the Christians 256 00:19:14.640 --> 00:19:23.120 I know borrow. So I said, you have to teach me Lord, how to do that. Teach me how to lend to 257 00:19:23.120 --> 00:19:32.400 many nations and not borrow. And this is a liberty trust adventure came out of God showing how that 258 00:19:32.400 --> 00:19:38.800 could happen. And so here we are now, I've loaned and those that walk with me, we've loaned around 259 00:19:38.800 --> 00:19:48.720 $75 million. That's worth giving yourself a pinch. That's awesome. Come on. Come on. So good. 260 00:19:50.400 --> 00:19:59.760 It's amazing. I love that. And I know there's so much to unpack there. The slavery of being the 261 00:20:00.000 --> 00:20:04.160 or instead of the lender that, you know, the, but if you could 262 00:20:04.160 --> 00:20:07.200 just get deeper for me a little bit, you know, what that what 263 00:20:07.200 --> 00:20:11.400 that means for how we, you know, view the purpose of money. You 264 00:20:11.400 --> 00:20:14.800 know, we we've talked, we talked about wealth a lot, we talk as 265 00:20:14.800 --> 00:20:18.080 like a legacy thing, we talk about, you know, money kind of 266 00:20:18.080 --> 00:20:22.280 gets thrown in there as, as a, this tool sometimes, and 267 00:20:22.280 --> 00:20:25.440 different things like that. But how, how do you relate to the 268 00:20:25.440 --> 00:20:27.960 purpose of money? And what does it what does that really look 269 00:20:27.960 --> 00:20:29.680 like? As as you walk that out? 270 00:20:34.120 --> 00:20:37.400 Yeah, that's really what people have got to start with, isn't 271 00:20:37.400 --> 00:20:42.280 it? And what I believe, Sebastian, what I teach, and 272 00:20:42.760 --> 00:20:45.880 Benji has heard me share it is that I believe that while there 273 00:20:45.880 --> 00:20:50.760 are multiple reasons for using money, or multiple ways in which 274 00:20:50.760 --> 00:20:54.360 you can use money, there are only four purposes for money, 275 00:20:54.800 --> 00:20:57.760 only four purposes. And, and if people can get their head 276 00:20:57.760 --> 00:21:02.600 around that, and realize that, while all the money that comes 277 00:21:02.600 --> 00:21:07.360 into our, our economy may look the same to us, it doesn't look 278 00:21:07.360 --> 00:21:11.840 the same to God. In the Garden of Eden, Adam and Eve, all the 279 00:21:11.840 --> 00:21:16.520 trees look the same to them. But to God, two trees look 280 00:21:16.520 --> 00:21:20.000 different. He treated them differently. And what we've got 281 00:21:20.000 --> 00:21:24.120 to understand is that when, when God sees money, it may look the 282 00:21:24.120 --> 00:21:29.120 same to us, but it doesn't look the same to him. He knows that 283 00:21:29.120 --> 00:21:31.960 money has different purposes. So let me just review them. If we 284 00:21:31.960 --> 00:21:35.760 open up the first purpose for money, easy. It's spending. It 285 00:21:35.760 --> 00:21:42.800 doesn't take a spiritual effort. But Hindus can do it, atheists 286 00:21:42.800 --> 00:21:46.760 can do it. All of us are pretty good at spending money. And we 287 00:21:46.760 --> 00:21:49.240 have to, unless we're going to live on a desert island. The 288 00:21:49.240 --> 00:21:53.200 second purpose for money is that money is made to give. And I 289 00:21:53.240 --> 00:21:55.760 want to tell you about, I'm going to say this, I hope I 290 00:21:55.760 --> 00:22:00.360 don't sound like I'm proud. I love to give. Most days, I pray 291 00:22:00.360 --> 00:22:05.280 and ask God for more money to give. I love you. It's not so 292 00:22:05.280 --> 00:22:09.040 much what can come to us, that's important. But it's much more 293 00:22:09.040 --> 00:22:13.960 important what can go to us. We don't want to be a well, we want 294 00:22:13.960 --> 00:22:18.440 to be a conduit, we want to be a tube. And so money giving is 295 00:22:18.440 --> 00:22:21.880 very important. The third purpose for money is that money 296 00:22:21.880 --> 00:22:28.240 was made to save. We call it grandma's rainy day fund. But 297 00:22:28.240 --> 00:22:32.720 effectively, saving money is realizing that in our future, we 298 00:22:32.720 --> 00:22:36.240 will need items and we need to prepare to be able to purchase 299 00:22:36.240 --> 00:22:42.760 them, a car, a new phone. But things that are going to do 300 00:22:42.760 --> 00:22:46.640 value, but we need them. And if you don't save, you're going to 301 00:22:46.640 --> 00:22:50.840 have to buy those things. And so many people find that out all 302 00:22:50.840 --> 00:22:53.760 the time. And then fourth purpose for money, and that's 303 00:22:53.760 --> 00:22:58.440 the game breaker, is investment. And investing money, as Benji 304 00:22:58.440 --> 00:23:02.960 just touched on a few moments ago, it's money that we never 305 00:23:03.120 --> 00:23:08.320 plan to spend. It's money that we don't work for. It's money 306 00:23:08.320 --> 00:23:11.880 that works for us. And I just hope that every single person 307 00:23:11.880 --> 00:23:15.640 that listen, I feel emotional as I share this with you, you have 308 00:23:15.640 --> 00:23:22.520 to understand and get a strategy today. We're part of 309 00:23:22.520 --> 00:23:25.800 your income, you know, your increase, you know, you will 310 00:23:25.800 --> 00:23:31.320 never spend it, it will always be invested for yourself, and 311 00:23:31.320 --> 00:23:34.680 then in time to come for your children, and for your children's 312 00:23:34.680 --> 00:23:39.480 children, so that the proverb is made true, which says, a good 313 00:23:39.480 --> 00:23:42.800 man leaves inheritance to his children's children. It only 314 00:23:42.800 --> 00:23:46.640 happens for invested funds, money that's working for you. 315 00:23:47.040 --> 00:23:50.560 And Benji, isn't it so much fun when you do that, because you 316 00:23:50.560 --> 00:23:54.160 can go to sleep, and your money is still working for you. You 317 00:23:54.160 --> 00:23:57.280 can go on a holiday and your money is still working for you. 318 00:23:57.400 --> 00:23:58.160 You know, you can... 319 00:23:58.160 --> 00:24:01.920 Let me show you something that you'll really like. Just let me 320 00:24:01.920 --> 00:24:04.280 just quickly interrupt you on that. This is something that 321 00:24:04.280 --> 00:24:07.520 we're working on right now. I think we've started probably 322 00:24:07.520 --> 00:24:10.840 nine new income streams in the last four months, and this is 323 00:24:10.840 --> 00:24:14.240 one of them. You'll really like this, and you'll probably want 324 00:24:14.240 --> 00:24:17.240 to know more about it later on. But just on that concept of your 325 00:24:17.240 --> 00:24:22.520 money, making money for you. This is trading bots. And so 326 00:24:22.520 --> 00:24:25.960 we've got some cryptocurrency, but there's these things called 327 00:24:25.960 --> 00:24:29.200 bots that we've really spent a lot of time understanding. And 328 00:24:29.200 --> 00:24:31.680 basically, you put a bot on it, and it trades the fluctuation 329 00:24:31.680 --> 00:24:34.640 in price. So the price is always going to go up and down. But a 330 00:24:34.640 --> 00:24:39.160 bot basically is like having a renter on your cryptocurrency. 331 00:24:39.520 --> 00:24:44.520 If you think of cryptocurrency like a rental house, and a bot 332 00:24:44.520 --> 00:24:48.960 is basically like a tenant. So this money here, bots just print 333 00:24:48.960 --> 00:24:53.880 me money every minute of the day. They're just printing money, 334 00:24:54.240 --> 00:24:58.840 and it's based exactly on it. And that's, I guess, in a sense, 335 00:24:58.840 --> 00:25:00.040 this is what you were talking to me about. 336 00:25:00.000 --> 00:25:04.000 about years ago, and now we get to do it like every day, and 337 00:25:04.000 --> 00:25:06.080 every minute, you know, like these are just, it's just 338 00:25:06.080 --> 00:25:09.600 printing money for us all the time. So yeah, just wanted to 339 00:25:09.600 --> 00:25:14.000 just, like, say yes, it's awesome. This is fruit of what 340 00:25:14.000 --> 00:25:16.440 you've been talking about, you know, talking to us about for 341 00:25:16.440 --> 00:25:19.320 years. It's like, man, this is opening so many doors right now. 342 00:25:21.280 --> 00:25:25.360 And the cool thing is, we have to believe that God wants it to 343 00:25:25.360 --> 00:25:29.280 be like that God expects that, you know, Benji, you've heard me 344 00:25:29.600 --> 00:25:34.720 talk in my seminars about Ecclesiastes chapter nine, this 345 00:25:34.720 --> 00:25:38.880 incredible little story that Solomon tells us, where he says, 346 00:25:38.880 --> 00:25:44.280 you know, that there was a poor man living in a small city that 347 00:25:44.280 --> 00:25:47.680 came under siege from a great army. This is what Solomon tells 348 00:25:47.680 --> 00:25:53.440 us. And he says that poor man, by his wisdom, delivered the 349 00:25:53.440 --> 00:25:57.880 city. But then it tells us no one remembered that poor wise 350 00:25:57.880 --> 00:26:01.840 man. And so my challenge to every listener is that people 351 00:26:01.840 --> 00:26:06.200 don't remember poor wise me, they don't remember them. And so 352 00:26:06.200 --> 00:26:09.120 therefore, if we want to be influential, if we want to be 353 00:26:09.120 --> 00:26:23.440 people who make an impact, we have the income stream, 354 00:26:23.440 --> 00:26:29.240 Abraham was a super wealthy man. Sorry, mate, we just lost 355 00:26:29.240 --> 00:26:31.880 that last sentence. So if you just go back just a just a tad. 356 00:26:32.120 --> 00:26:33.000 But that was beautiful. 357 00:26:36.960 --> 00:26:40.040 Yeah, let's be honest, the men of the Bible were extraordinarily 358 00:26:40.040 --> 00:26:44.360 wealthy. Abraham was probably if one of the wealthiest, if not 359 00:26:44.360 --> 00:26:46.920 the wealthiest man in his generation, he may only have 360 00:26:46.920 --> 00:26:52.720 been put into place to by Job, who was probably a contemporary, 361 00:26:53.000 --> 00:26:56.800 you know, I've been studying Joseph a lot lately, Joseph went 362 00:26:56.800 --> 00:27:00.360 through incredible difficult times, how do you prosper as a 363 00:27:00.360 --> 00:27:05.440 slave, Israeli slave in Egypt. And yet the Bible tells us that 364 00:27:05.440 --> 00:27:10.160 the end of that man was that he was extraordinarily wealthy. He 365 00:27:10.160 --> 00:27:15.560 prospered, he saved two nations, he prospered his boss to the 366 00:27:15.560 --> 00:27:18.440 point that the boss probably became the wealthiest man on the 367 00:27:18.560 --> 00:27:22.960 planet of his time. And it's David, once again, started as a 368 00:27:22.960 --> 00:27:26.200 poor shepherd boy, a relatively poor shepherd boy. And he 369 00:27:26.200 --> 00:27:31.160 concludes by being able to contribute billions of dollars 370 00:27:31.200 --> 00:27:35.840 of value into the temple that Solomon wants to build. So we 371 00:27:35.840 --> 00:27:39.760 need to see that that journey, Benjamin, that journey is your 372 00:27:39.760 --> 00:27:46.120 journey. So that journey is your journey. God hasn't changed. 373 00:27:46.120 --> 00:27:53.520 He's the same. Yesterday, today, and forever. If he does that with 374 00:27:53.520 --> 00:27:56.640 his servants in the Bible time, he does that with his servants 375 00:27:56.640 --> 00:28:00.040 today, we just have to learn how he wants us to do it. 376 00:28:00.680 --> 00:28:04.240 Guys, I want you to pause and I want you to say that's my story. 377 00:28:04.280 --> 00:28:06.680 All right. That was such a good word, Bruce. I just want 378 00:28:06.680 --> 00:28:10.720 everyone just to say that's my story. Wherever you are, God has 379 00:28:10.720 --> 00:28:14.160 a journey just like Joseph, you know, from the prison to the 380 00:28:14.160 --> 00:28:16.480 palace, and it could be overnight, or it could be a 381 00:28:16.480 --> 00:28:19.760 process, but he wants to take us and I just want to really 382 00:28:19.760 --> 00:28:22.360 affirm that word. I just want you to say, hey, that's my 383 00:28:22.360 --> 00:28:26.120 story. And the reason I want you to say that is because whatever 384 00:28:26.120 --> 00:28:30.760 story you believe you'll live from, you know, whatever story 385 00:28:30.760 --> 00:28:34.360 you're telling yourself about wealth, about your potential, 386 00:28:34.360 --> 00:28:37.360 about what God's plan for you is, whatever story you're 387 00:28:37.360 --> 00:28:40.000 believing you're going to live from. So if you can change your 388 00:28:40.000 --> 00:28:43.320 story, you're going to start to completely, you know, shift how 389 00:28:43.320 --> 00:28:47.880 you're living. So Bruce, what a beautiful word that that is our 390 00:28:47.920 --> 00:28:51.200 story. So even in the comments for those who are watching, I 391 00:28:51.200 --> 00:28:54.480 just want to encourage you like rewrite your own story right 392 00:28:54.480 --> 00:28:56.800 now. And that's part of what we've been saying with, you 393 00:28:56.800 --> 00:29:01.840 know, in the summit, get yourself a create a new vision 394 00:29:01.840 --> 00:29:05.120 for your personal finances. I love that Bruce, you just 395 00:29:05.120 --> 00:29:08.920 highlighted how Joseph one man came up with an economic 396 00:29:08.920 --> 00:29:13.160 strategy, a blueprint from heaven that came from a vision 397 00:29:13.360 --> 00:29:16.240 and that economic strategy that he got in a blueprint from 398 00:29:16.240 --> 00:29:21.240 heaven saved nations. And I want you guys to say that's my 399 00:29:21.240 --> 00:29:24.560 story, you know, like get a blueprint from heaven that gives 400 00:29:24.560 --> 00:29:29.000 you economic structures that save nations. There's no reason 401 00:29:29.000 --> 00:29:31.120 why that can't be your story. So I want you to come into that 402 00:29:31.120 --> 00:29:34.440 place like Todd was talking about in the last session of 403 00:29:34.480 --> 00:29:40.080 massive agreement, you know? Yes. So anyway, I got excited 404 00:29:40.120 --> 00:29:42.120 there. Why don't you carry on Bruce? 405 00:29:43.440 --> 00:29:47.960 Look, let's just just hover, hover, just hover for a moment 406 00:29:47.960 --> 00:29:51.480 about the life of Joseph. When you when you think about it, 407 00:29:51.760 --> 00:29:56.840 Joseph never became the number one man in his business. He 408 00:29:56.840 --> 00:29:59.760 never was a number one man. He was number two to his dad. 409 00:30:00.000 --> 00:30:02.880 Number two to Potiphar, number two to the jailer, 410 00:30:02.880 --> 00:30:04.000 and number two to Pharaoh. 411 00:30:04.000 --> 00:30:05.880 He was always the number two man. 412 00:30:05.880 --> 00:30:07.680 So it's not as if everybody who's listening 413 00:30:07.680 --> 00:30:09.320 has to become a number one man. 414 00:30:09.320 --> 00:30:12.000 The second thing I'd say, Joseph, 415 00:30:12.000 --> 00:30:14.880 he never owned his own business. 416 00:30:14.880 --> 00:30:17.560 He always worked in the business of another. 417 00:30:17.560 --> 00:30:20.240 Now, I'm hoping there's lots of people who are in business 418 00:30:20.240 --> 00:30:21.640 and that is listening. 419 00:30:21.640 --> 00:30:24.080 I hope there's lots of entrepreneurs that are doing that, 420 00:30:24.080 --> 00:30:27.000 but you need to understand it's not the only strategy 421 00:30:27.000 --> 00:30:28.880 to make you influential. 422 00:30:28.920 --> 00:30:32.920 Number three, Joseph never compromised his integrity. 423 00:30:32.920 --> 00:30:35.280 He never felt he need to bend the rules 424 00:30:35.280 --> 00:30:36.880 to get where he wanted to go. 425 00:30:36.880 --> 00:30:40.920 He just kept being the great man he was. 426 00:30:40.920 --> 00:30:44.760 And number four, he finished fabulously wealthy. 427 00:30:44.760 --> 00:30:46.400 And so it's a journey. 428 00:30:46.400 --> 00:30:48.400 Benji, I think there's a secret here 429 00:30:48.400 --> 00:30:50.000 for a lot of our younger listeners. 430 00:30:50.000 --> 00:30:51.960 I think there's a real secret, which I love. 431 00:30:51.960 --> 00:30:52.960 I hope they can grab it. 432 00:30:52.960 --> 00:30:56.040 This has been my number one thought for 2022. 433 00:30:56.040 --> 00:30:57.840 You're hearing it hot off the press. 434 00:30:57.840 --> 00:30:59.320 This is my thought. 435 00:30:59.320 --> 00:31:02.600 We need to think like an owner. 436 00:31:02.600 --> 00:31:04.920 Always think like an owner. 437 00:31:04.920 --> 00:31:08.120 Remember, Joseph never owned his own business, 438 00:31:08.120 --> 00:31:11.000 but he always thought like an owner. 439 00:31:11.000 --> 00:31:13.600 And so therefore, everything he did 440 00:31:13.600 --> 00:31:17.280 was to prosper the entity he was working for. 441 00:31:17.280 --> 00:31:19.360 And so in a circumstance, 442 00:31:19.360 --> 00:31:21.920 he could easily have got bitter and angry 443 00:31:21.920 --> 00:31:24.000 and felt that life had passed him by. 444 00:31:24.000 --> 00:31:25.760 He just couldn't believe it. 445 00:31:25.760 --> 00:31:28.520 And you know, Benji, the reason I believe 446 00:31:28.520 --> 00:31:30.840 is that because he believed the word of God. 447 00:31:30.840 --> 00:31:34.400 Now we call the word of God, the scriptures. 448 00:31:34.400 --> 00:31:36.600 We call the word of God, the scriptures. 449 00:31:36.600 --> 00:31:38.400 What we often don't think 450 00:31:38.400 --> 00:31:40.840 is what's the root of the word scripture. 451 00:31:40.840 --> 00:31:42.840 It's the word script. 452 00:31:42.840 --> 00:31:46.840 And today people need to write a new script. 453 00:31:46.840 --> 00:31:50.560 They need to believe that when they read the scriptures, 454 00:31:50.560 --> 00:31:52.720 the scriptures read them, 455 00:31:52.720 --> 00:31:54.800 and then they write the script 456 00:31:54.800 --> 00:31:57.000 for their lives that will change everything. 457 00:31:57.000 --> 00:31:58.920 So thank you for talking to the listeners 458 00:31:58.920 --> 00:32:01.520 and saying, guys, say something different. 459 00:32:01.520 --> 00:32:03.440 Start a new story. 460 00:32:03.440 --> 00:32:07.040 Write a new script for your life. 461 00:32:07.040 --> 00:32:08.840 Come on, that is excellent. 462 00:32:08.840 --> 00:32:12.520 Yeah, you guys get to be the authors. 463 00:32:12.520 --> 00:32:13.440 That's so good. 464 00:32:15.160 --> 00:32:16.000 Love it. 465 00:32:16.800 --> 00:32:19.960 Well, hey, we're gonna be bringing in 466 00:32:19.960 --> 00:32:21.880 for a landing pretty shortly. 467 00:32:21.880 --> 00:32:24.640 That's so powerful, what you've already talked about. 468 00:32:25.880 --> 00:32:29.240 I've got one, I think one more key question. 469 00:32:29.240 --> 00:32:32.920 How does, is there an element of compounding returns 470 00:32:32.920 --> 00:32:35.840 that's connected to your Liberty Trust strategy 471 00:32:35.840 --> 00:32:39.480 that is gonna enable what you're doing to be exponential? 472 00:32:40.440 --> 00:32:43.960 Yeah, the only exponential factor 473 00:32:43.960 --> 00:32:47.960 is the continuing contributions of the givers. 474 00:32:48.000 --> 00:32:50.320 We don't invest any funds 475 00:32:50.320 --> 00:32:54.880 except in helping people to purchase their own home. 476 00:32:54.880 --> 00:32:58.080 So we don't have an investment strategy 477 00:32:58.080 --> 00:33:00.240 whereby we've got a portion of our income 478 00:33:00.240 --> 00:33:04.120 set aside for shares or crypto or anything like that. 479 00:33:04.120 --> 00:33:07.960 I felt God just said, I'm not to do those things. 480 00:33:07.960 --> 00:33:09.440 And Benji, you'd laugh. 481 00:33:09.440 --> 00:33:10.960 Are there so many people over the years 482 00:33:10.960 --> 00:33:13.160 that have come to me and said, hey, I've got this idea. 483 00:33:13.160 --> 00:33:14.840 Hey, why don't you do this with your money? 484 00:33:14.840 --> 00:33:15.680 Or if you did this, 485 00:33:15.680 --> 00:33:18.160 you could be this much further down the track. 486 00:33:18.160 --> 00:33:22.360 I've just got God saying, keep it simple. 487 00:33:22.360 --> 00:33:25.640 Just sowing, reaping, sowing and reaping. 488 00:33:25.640 --> 00:33:26.680 So that's our- 489 00:33:30.120 --> 00:33:31.200 Oh, you've frozen. 490 00:33:32.880 --> 00:33:33.960 And that's- 491 00:33:33.960 --> 00:33:35.760 I'm not saying that others are not. 492 00:33:37.120 --> 00:33:39.720 Oh, you've frozen there for a second, Bruce. 493 00:33:39.720 --> 00:33:42.200 But I think you're back with us now. 494 00:33:43.200 --> 00:33:48.200 And that's the thing with wealth attracts opportunities. 495 00:33:48.720 --> 00:33:51.680 So if you're sitting there with a pile of money, 496 00:33:51.680 --> 00:33:53.480 of course, people are gonna come 497 00:33:53.480 --> 00:33:55.960 because wealth will always attract money. 498 00:33:55.960 --> 00:33:57.480 Well, it'll attract money. 499 00:33:57.480 --> 00:33:59.640 It'll attract opportunity, it'll attract open doors 500 00:33:59.640 --> 00:34:03.920 and it'll attract people who have opportunities there 501 00:34:03.920 --> 00:34:04.760 as well. 502 00:34:04.760 --> 00:34:07.040 So no surprises there that you've had a lot of offers. 503 00:34:08.040 --> 00:34:11.440 So, yeah, that's just so good. 504 00:34:11.440 --> 00:34:14.159 Seb, I know, I think you've got another question there 505 00:34:14.159 --> 00:34:15.239 burning that, Bruce. 506 00:34:15.239 --> 00:34:18.320 I think you're gonna love what Seb's saying. 507 00:34:18.320 --> 00:34:20.560 Yeah, I'm just curious, Bruce, 508 00:34:20.560 --> 00:34:23.679 for you to give us a bit of an update on Terima 509 00:34:23.679 --> 00:34:25.800 and what's been happening there for you. 510 00:34:25.800 --> 00:34:27.600 Terima, sorry. 511 00:34:27.600 --> 00:34:30.360 Yeah, my accent's getting in the way there a little bit, 512 00:34:30.360 --> 00:34:31.360 but give us an update. 513 00:34:31.360 --> 00:34:33.600 What's been happening for you there 514 00:34:33.600 --> 00:34:36.520 and help bring us into the fold a little bit 515 00:34:36.880 --> 00:34:37.719 Yeah, thank you. 516 00:34:37.719 --> 00:34:40.840 I was hoping we'd get a few moments to talk about that. 517 00:34:40.840 --> 00:34:42.480 So thank you for the invitation. 518 00:34:43.400 --> 00:34:46.880 Probably the update that I wanna share most 519 00:34:46.880 --> 00:34:50.480 is that somewhere between India and New Zealand, 520 00:34:50.480 --> 00:34:53.679 my latest book is on a ship. 521 00:34:53.679 --> 00:34:54.520 It's called, 522 00:34:54.520 --> 00:34:56.239 Living as a Circle Inside a Square, 523 00:34:56.239 --> 00:34:59.600 which embraces the Terima concept. 524 00:34:59.600 --> 00:35:02.400 So I'm gonna give you a little bit of an update 525 00:35:00.000 --> 00:35:05.200 a principle, but for those who may not know it, you know, I talked about a few moments ago about 526 00:35:05.200 --> 00:35:10.720 the four purposes for money. And you say, okay, Bruce, I didn't know that, but I've written them 527 00:35:10.720 --> 00:35:16.720 down. And now I'm making a commitment today that I will use the four purposes for money with all 528 00:35:16.720 --> 00:35:22.000 the money I receive with all the increased I receive. But once we've made that strategy, 529 00:35:22.480 --> 00:35:29.680 let's just recap those for everyone. It's spending, saving, investing, and giving. So 530 00:35:29.680 --> 00:35:32.960 in whatever order you like, that's not a priority, but just the four of them, 531 00:35:32.960 --> 00:35:38.640 you can drop them down in the comments, write them down somewhere. Spending, saving, investing, 532 00:35:38.640 --> 00:35:45.200 giving. And please today, activate it today. Just make a decision. You'll never get increased 533 00:35:45.200 --> 00:35:50.000 without doing all four purposes with all the money you get. Now, once you've done that, 534 00:35:50.000 --> 00:35:56.640 the question comes up, what's the formula? How do I know what goes where? How do I know 535 00:35:56.640 --> 00:36:03.360 how to outwork those four purposes? And that's the really underlying to Sebastian's question. 536 00:36:03.360 --> 00:36:10.800 And I believe that the word of God has a clear strategy. It has a clear plan on how to do that, 537 00:36:10.800 --> 00:36:17.280 which is operated by Jewish people and has been through the years. So that today, 538 00:36:17.280 --> 00:36:23.760 while Jewish people only make up about 4% of the population of the US, Sebastian, about 4% 539 00:36:23.760 --> 00:36:30.400 of your population are Jewish, they hold about 40% of the wealth. They are phenomenally wealthy. 540 00:36:30.400 --> 00:36:36.080 And it's because they apply not only to Teruma principle, that's the first step of a strategy 541 00:36:36.800 --> 00:36:44.640 that's really found and undergird in Leviticus 19, verses 9 and 10, where it says, when you 542 00:36:44.640 --> 00:36:51.440 harvest your field, you shall not eat all the harvest. You shall save the corners. You'll leave 543 00:36:51.440 --> 00:36:58.720 the corners of your field for the poor, for the stranger, for the widow, and for the foreigner. 544 00:36:59.280 --> 00:37:04.240 And so here you've got where the Lord says, I want you to keep the corners of your field. Now, 545 00:37:04.240 --> 00:37:09.760 as a farmer, that's easy. For us that are urbanites, a bit more challenging, but let me 546 00:37:09.760 --> 00:37:14.960 just do it for you. If your field is a square and you leave the corners, what you are creating 547 00:37:15.520 --> 00:37:23.920 is a circle inside a square. That's the secret to using money. And I can see Benji smiling 548 00:37:23.920 --> 00:37:29.600 because he's heard me say this so many times. It must have been indelibly written in his brain. 549 00:37:29.600 --> 00:37:36.880 But you need to know that every single bit of increase I get, I use the circle inside a square 550 00:37:36.880 --> 00:37:43.520 every single time. So Teruma is the first step, the first fruits of that. And it begins a journey 551 00:37:43.520 --> 00:37:49.760 with your money where you know, I tell people, I say it in my book, I'm the boring guy. 552 00:37:49.760 --> 00:37:55.280 I do money the same way every single time I receive increase. But the cool thing is it works. 553 00:37:55.840 --> 00:38:01.280 And so Teruma, I believe, is incredibly valuable. I think I've got a teaching session on 554 00:38:02.080 --> 00:38:06.640 those that don't know, Bruce, what is Teruma? What does that even mean? 555 00:38:08.400 --> 00:38:18.000 Yeah, Teruma is a Hebrew word, which basically appears, I'm trying to remember, 556 00:38:18.000 --> 00:38:23.520 87 times. It's got the right to 87 times in the Old Testament, three times more than the word 557 00:38:23.520 --> 00:38:31.760 tithe. And it was a special offering. And Teruma, the middle of the word Teruma is the word 558 00:38:31.760 --> 00:38:37.040 room. And room means to lift. And so in our English Bibles, the word is translated as the heave 559 00:38:37.040 --> 00:38:43.120 offering, or the lifted offering. And it was actually the first fruits. And so they bring 560 00:38:43.120 --> 00:38:48.400 their first fruits from their harvest, from whatever the increase that, and they would lift 561 00:38:48.400 --> 00:38:54.320 it up and replace it in the hands of the priest who was in their life. And when they did that, 562 00:38:54.320 --> 00:38:59.680 and they lifted it up and put it in the hands of the priest, it became Teruma. It became the 563 00:38:59.680 --> 00:39:07.120 Teruma offering. And Sebastian, it was the smallest of the Hebrew giving offerings. But for them, it 564 00:39:07.120 --> 00:39:14.160 was the holiest of the thing. And so it was just the way in which they did the first fruits offering 565 00:39:14.160 --> 00:39:19.520 that empowered all the rest of their giving. So that's a very abridged version, but I hope that's 566 00:39:19.520 --> 00:39:24.560 helpful. Yeah, it's good. I mean, it was like a 2.5% type of thing. You know, it was just a little 567 00:39:25.120 --> 00:39:32.640 a little portion. Yeah, it's one, it was a man who lived at the same time as Jesus. In fact, 568 00:39:32.640 --> 00:39:40.480 he died when Jesus was about 12. His name was Hillel. He was a Hebrew rabbi. And some people, 569 00:39:40.560 --> 00:39:46.560 you know, Benji, some people consider him the most important Jewish teacher after Moses himself. 570 00:39:46.560 --> 00:39:52.080 So this man is highly respected. And he realized that lots of people were by the time he, 571 00:39:52.080 --> 00:39:56.560 you know, by the time of Jesus, lots of Jews were no longer farmers. 572 00:39:56.560 --> 00:39:59.840 So they were uncertain what their first fruits was to be. 573 00:40:00.000 --> 00:40:05.000 They were uncertain what Turuma was to be in terms of value. 574 00:40:05.000 --> 00:40:08.260 And so he said, if you're a generous giver, 575 00:40:08.260 --> 00:40:10.760 your Turuma, your firstfruits offering 576 00:40:10.760 --> 00:40:15.760 will be 140th of your harvest, as you said, 2.5%. 577 00:40:16.680 --> 00:40:18.860 He said, if you're an average giver, 578 00:40:18.860 --> 00:40:22.800 your Turuma offering will be 2% or 150th of your harvest. 579 00:40:22.800 --> 00:40:26.000 And if you are stingy, that's my word, not his word, 580 00:40:26.000 --> 00:40:28.440 all right, the Hillel did not say stingy. 581 00:40:28.440 --> 00:40:32.120 But if you're a miserable giver, then it will be 160th. 582 00:40:32.120 --> 00:40:36.760 And then he said this, if you are a generous giver, 583 00:40:36.760 --> 00:40:40.400 your whole body will be full of light. 584 00:40:40.400 --> 00:40:43.320 What an incredible promise. 585 00:40:43.320 --> 00:40:45.160 Your whole body will be full of light. 586 00:40:45.160 --> 00:40:50.040 Amazingly, in Matthew chapter six and verse 22, 587 00:40:50.040 --> 00:40:51.600 Jesus quotes him. 588 00:40:51.600 --> 00:40:54.120 I don't believe it's accidental. 589 00:40:54.120 --> 00:40:57.160 Jesus uses exactly the same term. 590 00:40:57.160 --> 00:41:00.080 He says, your body will be full of light. 591 00:41:00.080 --> 00:41:03.080 I think he took the term from Hillel 592 00:41:03.080 --> 00:41:06.680 because the people he was speaking to at that time 593 00:41:06.680 --> 00:41:11.160 knew that saying, and so it made perfect sense to them. 594 00:41:11.160 --> 00:41:13.360 It's an economic saying. 595 00:41:13.360 --> 00:41:14.200 Wow. 596 00:41:14.200 --> 00:41:15.020 Yeah, wow. 597 00:41:15.020 --> 00:41:16.560 That's powerful. 598 00:41:16.560 --> 00:41:19.240 Hey, that's so good. 599 00:41:19.240 --> 00:41:21.640 Bruce have loved absolutely everything. 600 00:41:22.640 --> 00:41:26.160 And I think we'll probably just bring in for a landing here 601 00:41:26.160 --> 00:41:28.160 and we've got our next session coming up 602 00:41:29.520 --> 00:41:30.640 straight off the back of this, 603 00:41:30.640 --> 00:41:32.600 which is going to be Stephanie Lind, 604 00:41:32.600 --> 00:41:37.600 which is going to be amazing at the 3 p.m. New Zealand time, 605 00:41:38.680 --> 00:41:39.680 6 p.m. Pacific. 606 00:41:39.680 --> 00:41:41.120 So it's in like 15 minutes. 607 00:41:41.120 --> 00:41:42.800 We've got Stephanie coming in. 608 00:41:43.920 --> 00:41:48.200 Bruce, just one final thought for us on implementing 609 00:41:48.200 --> 00:41:51.880 what would be one key in terms of how you would implement 610 00:41:51.880 --> 00:41:54.120 if someone's wanting to take a step from here. 611 00:41:55.120 --> 00:41:55.960 Yes. 612 00:41:55.960 --> 00:41:58.800 One final key, absolutely critical. 613 00:41:59.880 --> 00:42:04.000 When it comes to money, do everything with percentages. 614 00:42:04.000 --> 00:42:05.400 Percentages are the power, 615 00:42:05.400 --> 00:42:08.080 because then it doesn't matter whether your income 616 00:42:08.080 --> 00:42:12.880 is 1,000, 10,000, 100,000, or 10 million. 617 00:42:12.880 --> 00:42:17.040 Just follow the concept of the circle inside a square 618 00:42:17.040 --> 00:42:19.120 or the four purposes of money, 619 00:42:19.120 --> 00:42:21.920 but understand that God thinks 620 00:42:21.960 --> 00:42:24.800 and God operates in percentages. 621 00:42:24.800 --> 00:42:27.120 The tithe, for example, is a percentage. 622 00:42:27.120 --> 00:42:28.560 When a thief was killed, 623 00:42:28.560 --> 00:42:31.360 he had to give back the money plus 20%. 624 00:42:31.360 --> 00:42:33.800 Everything, you'll notice everything God does 625 00:42:33.800 --> 00:42:34.720 is about percentages. 626 00:42:34.720 --> 00:42:38.320 So people, see the power of percentages, 627 00:42:38.320 --> 00:42:40.560 use them, never forget. 628 00:42:40.560 --> 00:42:41.880 That's beautiful, appreciate it. 629 00:42:41.880 --> 00:42:44.200 One thing I'll give to you guys as well, 630 00:42:44.200 --> 00:42:47.360 and we'll probably talk about the five jars coming up 631 00:42:47.360 --> 00:42:48.880 at some point in the journey as well, 632 00:42:48.880 --> 00:42:52.200 but for us, when we really started 633 00:42:52.200 --> 00:42:53.440 to try and implement this, 634 00:42:53.440 --> 00:42:58.280 we realized that we couldn't save 10% 635 00:42:58.280 --> 00:43:02.760 because we just didn't have jack or money. 636 00:43:03.960 --> 00:43:05.560 We were in survival mode. 637 00:43:05.560 --> 00:43:08.960 And so, but we could save a tiny little bit, 638 00:43:08.960 --> 00:43:12.640 and every time you take an action and implement, 639 00:43:12.640 --> 00:43:16.400 even if you can't do what the full percentage is, 640 00:43:16.400 --> 00:43:17.560 that's a great guide, 641 00:43:17.600 --> 00:43:20.960 but just do like a tiny stepping stone towards that 642 00:43:20.960 --> 00:43:22.720 because you'll find that every time you make 643 00:43:22.720 --> 00:43:26.280 an incremental but sustainable change, 644 00:43:26.280 --> 00:43:28.560 it starts shifting the whole balance. 645 00:43:28.560 --> 00:43:29.840 And over a period of time, 646 00:43:29.840 --> 00:43:33.080 the whole balance will shift for you 647 00:43:33.080 --> 00:43:38.080 from lack-based living to an abundance-based world. 648 00:43:39.320 --> 00:43:41.440 So Bruce, thank you so much. 649 00:43:41.440 --> 00:43:43.880 Do you wanna pray for all of our team as we wrap up here 650 00:43:43.880 --> 00:43:46.800 and just pray a blessing on them as we close? 651 00:43:46.840 --> 00:43:49.160 Absolutely, I'd love to pray for that little baby 652 00:43:49.160 --> 00:43:50.000 you've got coming too. 653 00:43:50.000 --> 00:43:53.080 Oh, yes, here we go, Tuesday. 654 00:43:53.080 --> 00:43:56.760 Hey guys, thoughts just start to go through your mind, 655 00:43:56.760 --> 00:43:58.280 but let me just say this. 656 00:43:58.280 --> 00:44:03.280 God's plan is to take us from shortage to sufficiency, 657 00:44:03.680 --> 00:44:06.280 from sufficiency to abundance, 658 00:44:06.280 --> 00:44:09.160 from abundance to overflow. 659 00:44:09.160 --> 00:44:10.400 That's the journey you're on. 660 00:44:10.400 --> 00:44:12.560 You say, what does my journey look like? 661 00:44:12.560 --> 00:44:15.640 That's what it looks like, from shortage to sufficiency, 662 00:44:15.640 --> 00:44:19.640 from sufficiency to abundance, from abundance to overflow. 663 00:44:19.640 --> 00:44:21.760 Plan for that to happen in your world. 664 00:44:21.760 --> 00:44:22.600 And- 665 00:44:22.600 --> 00:44:25.160 Yeah, turn it into a script. 666 00:44:25.160 --> 00:44:26.400 I'm gonna pray for you. 667 00:44:26.400 --> 00:44:27.320 Yeah, I love it. 668 00:44:27.320 --> 00:44:30.240 Thank you, thank you, thank you for this time together. 669 00:44:30.240 --> 00:44:34.320 I feel so alive right now. 670 00:44:34.320 --> 00:44:36.520 And so I just thank you for the privilege 671 00:44:36.520 --> 00:44:39.640 to just talk together about your wonderful word 672 00:44:39.640 --> 00:44:41.120 and your wonderful plan. 673 00:44:41.120 --> 00:44:43.840 I just bless every single listener. 674 00:44:43.840 --> 00:44:46.560 I bless those in New Zealand who are listening, 675 00:44:46.560 --> 00:44:51.000 those in the U.S., those in the UK, those in Europe, 676 00:44:51.000 --> 00:44:53.840 wherever people have tuned in, South America, 677 00:44:53.840 --> 00:44:55.680 wherever people are listening, 678 00:44:55.680 --> 00:44:59.840 may they know such a feeling of empowerment 679 00:44:59.840 --> 00:45:00.680 that- 680 00:45:00.000 --> 00:45:02.400 they can make a difference in their world. 681 00:45:02.400 --> 00:45:04.960 Bless each one, I pray in Jesus' name. 682 00:45:04.960 --> 00:45:06.400 Amen. 683 00:45:06.400 --> 00:45:07.840 Amen. 684 00:45:07.840 --> 00:45:09.000 Thank you, sir. 685 00:45:09.000 --> 00:45:11.400 We'll bless you and we'll catch you real soon. 686 00:45:11.400 --> 00:45:12.960 And everyone else, we're gonna be live again 687 00:45:12.960 --> 00:45:14.880 in 15 minutes with Stephanie Lynn, 688 00:45:14.880 --> 00:45:16.440 which is gonna be an absolute delight. 689 00:45:16.440 --> 00:45:17.760 So bless you, Bruce. 690 00:45:17.760 --> 00:45:19.040 Everyone else, take a quick break 691 00:45:19.040 --> 00:45:20.360 and we'll be right back. 692 00:45:20.360 --> 00:45:21.200 See ya. 693 00:45:21.200 --> 00:45:22.040 Take care, God bless. 694 00:45:22.040 --> 00:45:22.880 Bye-bye.