All right, fam, I believe we're just about in the live zone.
Yes, here we are. We're live.
All right, the light. Oh, yes.
Ladies and gentlemen, it is an absolute delight to be here with
Kelly Frazier, and we are going to have a very needed, rich, deep, beautiful grounding
session that I think everyone is going to get immense value out of.
So Kelly, why don't you tell us where you are and how you're doing right now?
Well, I am from South Carolina in the States. And how am I doing? Listen, you guys,
I have never, ever heard as many speakers all collectively talking about new culture,
new economy, new finance, new everything just about that has been so like mind blowing.
I kept saying, wow, wow, if I had a nickel for every time I said, wow,
I'd be pretty wealthy right now. I thought you said nipple.
Nickel.
Oh, my.
You definitely said nickel, but that's not what I heard.
What was he saying about grounding?
Yeah, I know. My apologies. I've got a lot of issues that I'm working through myself.
That's fine.
We don't have we don't have nickels in New Zealand.
Yeah, but I believe in nickels. They're a real thing. So everyone, great to have you guys joining
us. We're going to have such a blast in this session. It's going to be a real recap session.
We're going to be able to ground some stuff. And Kelly's got amazing training on wealth
wealth mindsets and how to transition to wealth mindsets, which we're going to
touch on as well. Seb, how are you doing?
I'm doing great. I'm doing really great. It's charging. This whole summit is charged with
this conversation that God really is having right now. As we deep dive into wealth
mindsets, the way God is thinking and talking about money and this, you can't get around
the reality that that this is a conversation on the heart of God for such a time as this,
that is perpetually moving deeper and deeper into the heart of the church and God's people.
And we we're at the center of it, you know, and this one, I'm so so grateful to be with you,
because you you're also a pioneer in helping God's people think the way we need to think
in order to receive what he's doing. So it's it's good stuff. Excited for the session to
come on, come on. Well, massive love to everyone who's tracking with us with your
live. Will you join us for the replay? So good to be with you. Big shout out to Jimmy Emery.
I see you there, my man. So we're going to line it up. Kelly, why don't you pray for us? I feel
like praying and loosing some fire as well. So you pray, Seb, if you feel like praying,
we can just go all in. Absolutely. Holy Father, all of this has just been so incredible. We just
want to give you honor and glory for every single aspect, every single speaker, every single
listener, every person that has shown up to this event is here for a purpose. And so, Father,
we just want to spread your joy, your love and your glory all over it in this conversation.
Father, I can't even imagine the energy that men have to have today to keep all of this going.
But I just know that it comes from you. We just praise you and honor you for that.
Father, we thank you for these mindset shifts that we're all making today. We thank you for
the burning of your Holy Ghost, that fire that just comes into us and has no concept of anything
that is evil right now, that we just pour all of your glory into this conversation. Father,
we love you. We thank you. We praise you. And we ask that you will bless us as we converse,
as we recap, and as we just pour your love into all of these shifts that we're making today in
Jesus name. Amen. Amen. Papa, I just thank you right now. I thank you for some fresh fire on
our minds right now that is going to allow us. Lord, what we need right now is we need some
supercharged grace. Lord, we need you to help fast track us into the mind of Christ. Lord,
the vastness of the mind.
of Christ is calling out to us to launch into an adventure, into the infinite, an adventure
into the limitless. And Lord, we need some fresh grace, some fresh fire, some fresh anointing
to help us bridge the gap from where we are into the limitlessness of the mind of Christ. So Papa,
I thank you for your presence right now, resting on every person. I thank you for your spirit right
now, resting on every person. Lord, I thank you for your thick, tangible, manifest glory coming
upon every person. I thank you for a fresh baptism in the fire of your love coming on every heart.
Papa, we thank you for Nick's message last night about the radical love of God propelling us into
everything that we're doing. So Papa, I just ask that that fresh fire that flows from the
radical love that you carry for individuals and for nations, may that fresh fire, may it catch up
in our hearts, in our spirits right now. May there be a fresh excitement, a fresh energy released in
us, Lord, to pursue the limitless, to pursue the fullness of what you have for us. So I'm saying,
Papa, give us grace right now to renew our minds. Give us grace right now to agree with you. Give
us grace right now to align with the mind of Christ. And Papa, I declare blueprints being
released right now, strategies being released right now, revelation and wisdom being
released right now. I thank you for angels being mobilized and activated around our lives right
now. I thank you for the realm of heaven being activated around our lives. Lord, every aspect
and facet of heaven, Lord, the cloud of witnesses, the men in white linen, Lord, the living creatures,
Lord, the angels, every aspect and facet and element of heaven, we welcome you, we engage you,
and you say, stand with us, join with us, the spirit of the Lord, the spirit of wisdom
and revelation, the spirit of counsel, the spirit of understanding, the spirit of knowledge,
the spirit of might, and the spirit of the fear of the Lord. But we say, release the seven
spirits moved by your power. Come around us right now and activate us for a whole new dimension that
we have never walked, and take us beyond everything we've known, beyond everything we've
ever experienced. Take us, Lord, into Ephesians 3.20, where we're seeing the exceedingly, abundantly
above and beyond what we've ever did to ask, dream, pray, think, or even imagine. Papa, do a fresh
work in us right now for every person that's a part of this, for every person that's listening
now and in the future. Papa, breathe on us and take us into that dimension where we are discipling
nations with you, in Jesus' name, amen. Amen. I feel so good right now.
Okay, so God, the Holy Ghost was just talking to me during this whole time of prayer, and this is
what I think grounding looks like. So if you would all do me a huge favor, and just for just a moment,
just take a slow, deep breath in, and just hold it for a second, and then let it out,
and when you let it out, just release everything that God wants to release in you. Just let it all
go, because this time right now of all of us being together, this is a time where we have
to recognize that God breathed the breath of life into us, so our breath is so vitally important,
and being able to just bring it in and just release it, and it's going to release so much
more. Everything that Benji just prayed, it's going to release so much more in you,
and when your mind becomes clear, all of the creativity comes right back. I just praise God
for that. I praise God for the both of you guys. It's been amazing. I want to share a couple of
things that I've learned through everything we've done. Just as you're doing that, I just want to
say as well, I can just feel the atmosphere right now is pregnant with impartation, and when we
talked about with Todd yesterday, so much of what we actually can learn to do is shift from toil to
actually manifesting in the spirit. I just want to say, what Kelly's saying is as you're breathing
in, I just want you to just hold that thought for a moment of breathing in. As you're breathing in,
when you're breathing in, just consciously place yourself in this place of agreement, saying,
yes, to every wild, crazy thing that God has for you. What I'm seeing around is just this
pregnancy in the spirit with, okay, here's a blueprint, here's a dream, here's an opportunity,
here's an open door, here's a grace, here's a divine appointment, here's a witty invention. I
can just see it exploding all around us and being pregnant with us, and it's along the lines as well
of we're great, we're sin abounds, grace much more abounds, and we're seeing that this week,
chaos all around the world, but we're sin abounds, grace much more.
So in the atmosphere, what you have access to in the spirit right now is greater blueprints,
greater witty inventions, greater solutions.
It's in the spirit right now.
And as you breathe in, like Callie's saying, do it from a perspective and a position of
agreement and alignment saying, yes, God, I breathe it all in.
I receive it where sin abounds, grace much more abounds.
So I receive the unfolding unlimited realms of grace right now.
So good.
Okay, guys, I have to tell you, I have to tell you, I'm so excited to share these things
because I haven't, I don't think I've been on every single one, but I've been on most
of them.
And these were some of my takeaways and they're so powerful.
So Pastor Todd Weatherly, I think his name, he started wisdom, right?
We're supposed to run after wisdom.
We're supposed to have this prophetic scroll in the books.
We know of scripture that the will of God and our identity is so important to our sonship.
He talked about generosity, which is just a trait and a treasure of godliness, which
is so powerful.
Then we had Stephanie Lind who had the knowledge of good and evil in order to unpattern yourself
from sin, that unpatterning, if that's a word, I've just made it up.
I don't know, but the unpatterning of your sin, you have to understand what good and
evil looks like.
And I didn't for the longest time.
A lot of Christians don't.
Benji, you talked about the state of being to lean in and to grow in the overflow of
God's goodness and love.
Really, really powerful.
Nick Boyd, he talked about the radical sacrifices and he and his wife that made on the mission
field.
Guys, if you have not watched that, you have got to go back and watch Nick Boyd's.
It was incredible what he shared about the mission field and what they've been through.
And then Sebastian, you shared about, you don't often hear messages of business on the
same stage as the radical life of surrender and how incredible it is to hear the goals
at the end of the day, being all about that godliness that we can bring into our businesses,
which is incredible.
And then Bruce McDonald, he had those four purposes for money, the two trees that look
differently to God, as well as money looking differently to God, right?
He talked about from Matthew 9, 17 and 18, spending, giving, savings and investing, which
was amazing.
Shortage to sufficiency to overflow and how powerful it is when Christians actually come
out and say, I'm having financial difficulties and I need to know how to sow more before
they begin to reap because so many Christians don't know how to do that.
And so being able to invest, which is what we're talking a lot about today and yesterday
and tomorrow, we have to know how to sow before we can actually learn to invest.
And sometimes it can happen consecutively, but God's growing all of that within us.
And then we had Sean and Greg, random consensus, the banking, the anchoring in the value of
the coin on the last highest price of gold and the exchange and the attempt to dissolve
volatility of the blockchain.
Oh my goodness.
This is where my brain was starting to go, right?
We had Boyd who talks about Christ and recapitalizing on all things on heaven and earth and never
spending your capital.
And then of course, Eric and Eric was talking all about this incredible NFT that he has
and I mean, those were really the ones I heard David and Katie too on the real estate investing
powerful stuff.
You guys, I'm sure I missed somebody cause I didn't.
Yeah.
When we just came off Marina, which what a story.
I don't know if you got to hear that, but the depths of her story is wild.
Whoa.
And now how she's like in that space of actually breaking the cycles of human trafficking and
oh, so much goodness.
Amazing.
Just powerful, powerful stuff.
So that's what I learned.
Those were my takeaways.
And if you guys are listening and if you had some takeaways from anything that we just
talked about, please put those in the comments.
We would love to know what your takeaways are.
That's all.
Kelly, I'm curious, where did this journey begin for you?
Like where did this like whole, like what was the like sparking moment for you of, you
know, God is having a conversation about wealth and I got to be a part of it.
When did that happen for you?
Well, that part didn't happen for quite some time, actually.
I had a traumatic.
brain injury in 2007. Um, and that, that healing side of it took me into, uh, writing books. He
gave me three visions during the healing process. And my little 11 year old daughter was my caregiver
at the time. And when I'm watching her walk out the door one day, I remember these words as I was
flying through the air before I hit the pavement and had the brain injury. I remember hearing these
words that came out of my mouth, but I did not know who said them. And it was Jesus saved me.
They came flying out of my mouth. And that was the last thought that I had who said that,
right? So it was six months after her taking care of me, I was paralyzed on my right side.
Sometimes not all the time. Um, I really had like a toddler brain. Some days next day could be a
teenager. You just never knew who you were going to get. And this little girl, she became an adult
very quickly. Um, and watching her walk out the door one day, I remember those words. And then
the next morning I had told God, if this is what it's going to be like, I don't want to wake up
tomorrow morning. Cause I watched her walk out the door and I'm thinking she's my mommy. I'm not her.
She's mine. That's just not right. And so the very next morning, it was the most incredible thing.
I found myself sitting up right on my bed and my, I was cognitively thinking. And when I sat up,
there was no pain in my body anywhere. And I started touching my knees and my neck and my
chest. And I'm like, am I dreaming? Did I die? Is this heaven in my bedroom? Like I had no idea.
And so I'm looking out my bedroom window and it was pitch black, but there was so much light in
my room. And that was when I started seeing these visions of, I had written tons of books. I was
speaking to people from all around the globe. And then there were these faces that were just
shooting at me of people that I had impacted. And I honestly, if you had known me before the
brain injury, my husband can attest. I am a completely different individual today than what
I was prior to the brain injury. I was mortifyingly introverted, seriously, mortifyingly introverted.
And so who I am today is someone completely different. But when God showed me those visions,
I looked at them and I was like, how is any of that supposed to happen? And all I heard
internally was trust me. And when I heard that, I knew he was giving me a choice. I could make a
decision. The decision was to trust him for me. There was no other choice right in my mind. But
I said, okay, I came into agreement. Just what Benji talks about. So huge. So when I came into
agreement, that was when everything began to like speed up. Like I, like I seriously have written
12 books now, I think. So there's that stack of books that I saw on the table. I've spoken to so
many different people. I actually went to Denver, Colorado and I took my entire team there to do an
event there. I mean, so many things have happened that God showed me. That's where the whole wealth
building process came in. But it wasn't until just recently, like over the last couple of years
that he actually started teaching me in a way from the book of Proverbs about wealth and about
how to increase it. And it gave me strategies behind it. So that's, that's where it came from.
That's awesome. I love that. Thank you for sharing. Absolutely. God is so good to just,
just open up new pathways. It's like he, I'm thinking when you're sharing your story, like
the book, The Shack, I don't know if you've read, heard that book, it kind of like Mackenzie in the
book has a crash and then goes through this encounter journey and then encounters the Father,
the Son, the Holy Spirit in this new way and comes out as a completely different person on
the other side of it. It's kind of like you've had that experience where expansion, the expansion of
the Father, the expansion of the Son, the expansion of the Spirit, all just made a huge impression and
radically changed the trajectory of life through something that could have been very traumatic.
And so it's, it's so cool to see God work like that. It's so powerful. It is powerful. I think
sometimes we, like, I don't know how you guys, how your life went. If you're married, Sebastian,
I don't, I don't know you very well. So I don't know, are you married? Okay. So sometimes we grow
much faster than our spouse does. Right. And if you're not growing together at the same rate,
then you kind of feel like you're leaving someone behind and that's... Yeah, I was put out like that
the last nine months or so.
A lot has just been growing and like... Yes, yes, you're losing, you're losing, you weren't growing.
Yeah, I've been losing, yeah, we've just been like drifting apart.
That's right, we're booked in Tuesday for a Caesarean, so...
Yes. I think we're going to have a balancing out. Yeah.
Guys, I'm interrupting here a little bit, but there is so much glory in my office right
now that I'm even like, have had a couple of moments where I've almost like phased out
a little bit, but I just wanted to like pause here for a moment and just release the presence
over people for a moment just because it is so weighty and so thick and so rich and so
beautiful and the manifest glory of God that's come all around me right now.
And if there's one thing I know is that every good thing, every gift from above come as
every good thing is a gift from the father of life and in this presence, in this glory
realm that you are going to get insane downloads, abundance of everything.
So I declare right now, release fresh waves of the manifest glory of God over you.
And there's a time I didn't even know that there was such a thing as that tangible presence
of God.
So I declare breakthroughs over you into new experiences, new realms of the manifest glory
of God coming around you, your supernatural love of God, baptizing you permanently.
I declare a permanent baptism, whoa, in the supernatural manifestation of the glory of
God that you will live in that perpetual state of being of immersed, baptized, undone,
overwhelmed in his love and his fire and his glory in Jesus name and out of that place
of oneness and union and intimacy, may heaven explode through every part of your body and
soul and spirit and every cell and every pore of your being like you have never known
in Jesus name.
So I declare a deeper immersion, a perpetual immersion in the richness of the glory in
Jesus name.
And as it does, I declare revelation is popping open like never before.
Woody inventions, divine appointments, it's all getting expedited, accelerated.
I prophesy that over your life and not just over your life, but over the body of Christ
right now.
I prophesy freedom is breaking out.
I prophesy people are getting out of control in the name of Jesus.
I prophesy freedom is breaking out.
Massive connection.
I can just see this breaking out all over the earth right now.
Massive connection by the spirit of God of divine appointments.
There's going to be strategic alliances, Woody, just inventions coming, downloads coming.
I just see this huge wave of breaking out over the earth right now in Jesus name.
So even right now is a Kairos moment in the earth where God is releasing a whole wave
and it's, listen, this is attached to the justice of God right now.
The justice of God right now is raising up.
There's like a holy sense of injustice in the heart of God and one of the ways that
he's bringing justice on the earth is the massive release of grace that's coming upon
you right now.
So you've got to understand this is a Kairos moment where your capacity is more within
grasp than ever before.
So receive downloads, receive blueprints, receive faith explosions, receive baptisms,
receive outpourings, receive just a fresh release of provision like you've never seen.
There's a wave you've never seen coming and it's hitting right now in Jesus name.
Amen.
Wow.
Oh.
Whoa.
All right.
Well, that felt good.
I could feel that building up.
Whoa.
You carry on, Kelly, because you're on fire right now.
Well, you know something, just the love of the Lord.
When you feel that powerful love of the Lord, you cannot help but impart it into someone
else.
And isn't that what he tells us to be?
The light?
Aren't we supposed to be the light on the hill?
And when you do sit there and have this conversation with God and you're filled with so much love
and so much of his glory and knowing his heart, you can't help but have these experiences.
Maybe you're not used to hearing Benji pray the way Benji prays.
Maybe nobody else in your life prays the way Benji prays or prays the way I pray or prays
the way Seth prays.
But the truth of the matter is every single one of us are uniquely created to glorify
God and to praise him the way he wants to be praised by us.
And so I love the fact that I'm doing this children's show and so many times I will hear
people say, okay, okay, fold your hands and close your eyes and now you pray.
Jesus prayed like this to the Father in heaven and aren't we supposed to be like Jesus?
Scripture gives us six or seven, I think it's six ways of how to pray differently.
So, I love it, Benji, when you break into this and you just announce God's glory.
I love it because you are unafraid, totally, it's just totally open and being in agreement
with the Holy Ghost.
And I love it.
Come on.
Oh, wow.
Charge ahead, Kelly.
I'm so, I'm so, I'm like, I'm intrigued.
I'm on the edge of my seat for what you're about to bring.
All right.
Well, listen, I'm, I'm so excited about what we've been hearing on this whole entire summit
that there is a palpable and powerful ways of being.
And as you show up, you get to decide who you want to be.
Either you're going to be who you were yesterday, or you're going to be who you are going to
be with the Lord and coming into agreement with him.
There are four ways of giving that I want to share with you.
And a lot of times people get pushed back when it comes to giving, but we've heard over
and over and over on these, on these episodes here that Benji's been giving with Seb, that
generosity is something from God.
And so I really want to unpack what generosity looks like to God, and we've touched on some
of it.
Some of your guests have really touched like first fruits, like we heard about the first
fruits.
So what, from a practical standpoint, what does a first fruit actually look like, right?
Let's just say that you got this incredible bonus.
My husband's actually getting ready to have this incredible bonus come in and he's anticipating
it.
But what if you took the first fruits from that bonus that you may have gotten or received
this first part of this year, right?
It's February.
We're on, we're still on that, on that pace of having this fiscal year, right?
May have just started for some of you.
So take that bonus and divide whatever God's asking you, that percentage that God is asking
you and give him that first fruit.
And why is that important to God?
Do you know when, um, back in, with the children of Israel, every time a lamb was born, if
that lamb was pure, it was brought as a sacrifice, right?
This is kind of the same thing with your first fruit.
It's like a sacrifice that you're giving to God, but it comes from your heart.
And sometimes we may have that resistance, but if you literally will just do it, you
are going to see incredible power come from that.
I've seen it over and over in my own life from the first fruits.
And there's a second way of giving, which is called alms.
Now maybe you've not heard of alms before, and maybe you might think of it as, oh, I
don't know.
But alms comes from like palm branches, right?
The alms, and the alms that we give to the poor is a way to discreetly do it so that
they are uplifted, that they are still feeling like they have dignity.
And you do it in private.
You don't go and announce it to somebody.
Those are giving alms to people.
This kind of generosity, oh, I got chills all over me.
This kind of generosity is what it creates incredible momentum for the kingdom of God.
And you may not even know.
So let me just share one example of an alms, and you may not have thought about it like
this because you might still be thinking it's just money, okay?
So I get my bags of fruit.
It's just my husband and I.
So where I shop at, it comes in bulk.
And I buy the bulk because what I do is I divide up all of these fruits and put it in
one basket or one bag, and I decide with God who to give that bag to.
Over and over, just this past week alone, I have had three people come to me and say,
you know, that bag of fruit that you brought that day, I decided I wanted to be just like
you.
I mean, I'm just saying this because that was not me.
That was God telling me that this is what I was to go and do.
So alms can look like a bag of fruit for somebody.
You just don't know unless you come into agreement with God that, yeah, this is what you're going
to do, okay?
So the next one is tithe.
Now we've talked about tithe.
We know what tithing is.
Most of us do.
But that 10%, think about this.
If everything, like everything you see behind me, if all of this belongs to God, then it
all belongs to God.
I'm excited to steward this, right?
And the same thing with your money.
If your money, if every bit of your money belongs to God, he's giving you 90% to do
whatever you want to with it, and just that 10% is all he's asking you to do.
And to give that 10% to wherever it is that he calls you to give to.
Now we have been conditioned to believe you got to put it in that little basket at church,
right?
Not necessarily.
And I really know that there's going to be some pushback on this, but I am telling you
that tithing...
Whatever God tells you to tithe is giving to God.
It's giving back to him.
It's stewarding your tithe, OK?
Then the last one is seed.
This is another generous giving type that you can do to God.
Because when you plant that seed,
God is going to return to you.
He talks about this, doesn't he?
How many fold?
10, 30, 60, 100?
I mean, we know that God is going
to give us that ROI, return on investment.
But that's not why we do the seed money.
We do the seed money from our heart
because that's what God requires of us, to have the seed money.
And when he gives it back to us in those 30, 60, 100 fold,
that is just an incredible blessing of wealth
from the Father because you come into agreement with him.
So again, those four different types of giving.
It's first fruits, it's alms, seed, and tithe.
Those are just the ways that you can show generosity
to God himself and to the people around you.
What love, what love it shows the people around you
when you're doing these things.
And don't misunderstand.
Don't hear what I'm not saying because I'm not saying
that it's all about the money.
I'm not saying that.
It can be your time.
It can be your love.
It can be just a devotion of some kind, right?
You sit with God.
You determine what that looks like.
So I just wanted to share that piece of it at least
because I kept hearing, you know, first fruits and tithing
and all these things.
And I just wanted people to understand
the different types of giving.
That's cool.
And I love it.
Yeah, in the Jewish culture,
the concept of righteousness and generosity are interwoven.
Like you can't separate righteousness
and generosity as a concept.
That's a, yeah, that's pretty, pretty cool.
Like your righteousness was viewed by others
based on like, oh, how generous are they?
And it's like, oh yeah, they're a righteous person
because they live in generosity.
Yeah.
I mean, what a great compliment to hear, you know,
that you, I just know whenever someone compliments me
about this, I know who they're saying and it's not me.
And I'm constantly giving the glory to God
because I just know, I know who Kelly Frazier is
or who she was.
And it's not the same person when they see Christ in me
and through me.
And so I love the fact that we can just be generous
because of who Christ says that we are
and stepping into that.
Oh.
Yeah.
Love it.
So good.
Oh.
Yeah.
I mean, this is glorious.
I mean, you know, I think you were right.
You hit on something important that, you know,
people do often can get a little triggered
when it comes to money and generosity in the church.
But there's a saying that there's a guy
who he lives in Newport Beach.
He has a podcast called I Like Giving
and I don't get to listen to it much,
but I just, that thought has just carried with me
a little bit.
It's really the, you know,
the declaration that you're coming to, right?
Is like, if we were to have a culture where in the church,
where we have this real like energy of abundance
attached to giving,
that cheerful giving that is really spoken about
in the scriptures.
If we can actually, not out of begrudging,
try to be happy when we give,
but like actually like partner with joy
as we give the expansion on that is so, so immense.
So, you know, we, it's,
you can't have a conversation about wealth
without having a conversation about generosity.
It doesn't exist.
You know, it's so powerful, Kelly.
Imagine if God wasn't generous, right?
Right?
And how many times we've heard him say,
I mean, we've heard so many people say,
at least I have, you can never out give God, right?
We know that.
We could, we can't.
I mean-
And I mean, that's another,
just a beautiful dynamic of the renewed mind
as it brings you into unprecedented levels of generosity.
And yeah, so that's so good.
Generosity is where it's at.
Let's nail that and be strategic and wise
and bubbling over in our generosity.
So good, Kelly.
Amen.
Okay, so here's another thing that God had taught me.
And this really came shortly after the brain injury,
but it didn't really set in stone
until I started reading Proverbs.
And guys, if you have not read Proverbs in chapter two
and in chapter 22,
that's really where God taught me
about how to steward the money that we have.
And it was just a profound shift in my life and this little envelope system, a lot of you have probably heard of the jar system or the envelope system.
And I was able to go to a conference one day that someone literally taught us this whole system.
And I said to my husband one day, I said, babe, because remember, when your brain injured, this is kind of weird, you guys.
But money and numbers, I'll just say numbers, not money, but numbers were out here.
And it was like in order for me to to get a number in my head, I literally felt like I had to grab it and put it in my brain.
I know that sounds so bizarre, but that's literally how it felt when I was in that situation.
So my husband had to take over all the finances, which at that point in time I was doing all the finances.
So when he took it over, I really did not want anything to do with it because I was afraid that if I got it, I would totally mess it up.
Right. So for years he was doing the finances.
And one day after going through the seminar, I came back and I said, babe, I'm just curious about something.
Like, do we have debt? Now, that sounds like such a naive question because it is because like I said, I was brain injured.
I did not want to do the finances. Now, all of a sudden he's telling me how in debt we literally were hundreds of thousands of dollars in debt.
And I was devastated and I did not know how to overcome the feelings of being overcome with debt.
OK, so I went internal, came into my office, laid flat on my floor.
And I'm like, Lord Jesus, you've got to help us. I had no idea that this is what was happening.
And so this is the concept that he brought me to learning how to divide up in percentages.
And again, this is what we learned earlier. Right. Spending, giving savings and investing.
I decided that there were going to be certain pockets of money that we needed to have based on those four things.
OK, but then there were a few more things that wasn't in there that I understood, like education, because I our daughter was growing up.
I knew she was going to have to go to college at some point if she wanted to. And that, of course, came into play.
So education was part of that as well. But let me just show you what I ended up doing.
OK, this is where the practical side of what we were talking about earlier today in one of those sessions.
This is the practicality that you can put into place right now today.
Just divide up the different percentages that you have. And if you can see this long term spending and savings.
OK, see the percentage that I have there. So every part of our income that gets 12 percent.
OK, this was always the first one that I love to do. The give, of course, is the 10 percent.
And yes, I would cheat a lot in that one to my husband's dismay.
I would you know, I would I would rob our play account and put more into the give account and then necessities.
Right. This is what he was talking about. You have to have money to spend. That was that was a large part of it.
50 percent would go in there. What comes out of their gas, food, electric, doctor bills, all of these things that we know we have to have 50 percent of our income.
That's where it went to. OK, but then there was an account that when I heard this, I said, no, really, this was an important account.
You see that play and entertainment. Now, who would think of that?
Right. Play and entertainment. Not a lot of people would do that, but let me ask you a question.
How many times have you said to your husband, hey, should we go to dinner tonight or could we go see a movie or maybe you could go dancing or something?
I mean, I don't know what you do for entertainment, but I know. Pardon?
I just be silly. Yeah, I love it. I love it. I actually yeah, I mean, I do that all the time, especially.
Oh, my gosh. Last Saturday, it was one of those days where two things are happening.
One, I just had the serious munchies. I just I've been working out real hard and I just had this huge like hunger for meat.
And also Lana's kind of like had a pretty crash day and kind of had the flu and was like, oh, I was like, no, let's do it.
So I just got this massive feast for all of us and we just feasted so much.
We ate like five different types of meat and it was amazing. Wow.
That was great. Yes, I know about that play and entertain. I'm going to put some money in that account.
Exactly. OK, so here's what happens. You the guilt that you sometimes feel.
You kind of go, oh, we never should have spent that much money on dinner, especially if it was like, you know, 150 or whatever for two people.
You're like, oh, I never should have spent that money. I never feel that way anymore.
If we have that in that play account.
because we've literally set that aside, then that's something that you get to enjoy. And that's not
something that most people would think about. But listen, you guys, God sent me to Israel to learn
how to have fun. He literally told me he was sending me to Israel to teach me how to have fun.
I was way too serious about my life and he wanted to teach me how to have fun. And of course,
to which I said, can I just go to Frankie's Fun Park to learn? Yeah. So anyways, that's another
whole story. Okay. Then there was the financial freedom account. Okay. And notice how much is
there. So you see the percentage there. Okay. Financial freedom account. If you don't have
this account, how will you ever expect to find freedom from the debts and the bills that you
have? Right? The financial freedom is there to invest. This is where your seed money comes in,
or this is where that compounding money comes in. So if you want to hold on to it forever,
hold on to it forever. If that's what God's telling you to do. But if not, if that is where
your seed money comes from, then do that. Right. And then the final one that I had, I had education.
Okay. So guess how long after doing this system, guess how long it took us to get out of debt?
You wouldn't believe it. If I told you, you wouldn't believe it. Okay. Well tell us.
So excited. It just took a few months to get out of debt. And when I say months, I mean months,
because here's what we did. Many of you have gone to different, you know, seminars that talks about
the snowball effect. Okay. We did the snowball effect. So when we paid off the highest credit
card first, we took that money that we saved from not having to spend that money anymore on that
card. And we put that money into the next highest interest bearing card. And so we just doing that
over and over and over. And it literally only took a few months. I had no idea that we had so many
bills. Some of them were small, some of them were large, and it literally only took a few months to
bring us down to just one. And that was our mortgage. It was the most exciting thing that I
think my husband and I had ever done together at that point in time. And listen, if you haven't
done that yet, if you haven't sat down to say, okay, let me see my interest card, my interest
on my credit cards to see how much interest I'm actually paying. It will blow your mind to see how
much interest you're actually paying. If you haven't done that and start with the highest one
and get that one paid off first, and then take those, that same amount of money that you're now
doing that and then move it to the next bill and pour it all in there. Okay. So just keep snowballing
it all before you know it, just like what happened to us, you're going to be debt-free. It'll be
amazing. And this is where wealth started to build for us. And this is why God strategically
taught me through the book of Proverbs, how to create the kingdom wealth strategies that I now
teach my clients. Come on. That's so good. I love it. I love it. What is, what is, if you had to,
if you had to boil it down to just one, one thought that has just kind of like rocked your world,
that like you would want to say to the people who are out there listening right now,
you cannot leave the summit without understanding this one nugget of truth. What would that be for
you? Learn how to love people the way Jesus loves people. And that doesn't have anything to do with
wealth, but yet it does. If you don't recognize that our giving and our generosity is truly
loving people the way Jesus would love people. It's kind of one of those deals where if I'm
asking God to bless me and yet I'm not loving him myself or others, then why should I ask him to
bless me? Right? If I'm complaining about what I don't have, and I'm not being grateful for what I
do have, it all comes back to love. It all comes back to not knowing who my identity is in Christ.
And so that's the biggest piece for me is when I show up as love, then I know that God's going to
bless me and show favor all over my life. Wow. So good. Love that. Yeah, that is absolutely beautiful.
And I mean, so on point with what Nick was sharing last night about radical love being the burning,
a blaze engine room that motivates everything. Because you might say, oh,
loving people the way that Jesus loves people isn't like a financial...
statement but it is the it is the genesis it's the heartbeat it's the
motivation it's the core of the mandate which is to disciple nations and what's
really good about that is that money is not the end goal you know it really
highlights that even in a kingdom business summit money is not the end
goal like money is not the motivator money is not the beginning money is not
the end money is just a tool and we want to weaponize it but you know the
beginning you know this story begins in love and it ends in love but you know it
begins with Jesus coming hey lovely little baby Jesus coming motivated by
love for God's they love the world but it ends where in that verse that I
shared earlier in that session with Dave David and Katie which is Daniel 727 let
me just read this out for you because this is where love goes you know like
love does love does win love takes us somewhere love looks like something let
me say that love is an unstoppable force love is a runaway train and we're
riding it so anyone keen to know where this runaway train is going you're like
oh no what about the future I tell you what here's a great place to anchor your
hope and your expectation around where the future is going we are on a runaway
train ladies and gentlemen but it's a beautiful train it's going somewhere and
this is where it's going somewhere this is where it's going and and you can't
stop it I will I'll say this as well you know like there's some things that are
prophesied that I like the sovereign will of God that you can't touch it you
can't remove it out of the timeline that's a non-negotiable there's a
runaway train and it's gonna hit that event that moment well that was the
cross right that's a sovereign the sovereign will of God you couldn't have
shifted that you know all the prophetic words about the cross you couldn't have
shifted it if you tried right you couldn't have missed it humanity could
never have missed the cross it was a runaway train now well here's another
runaway train that it's gonna it's impossible for us to miss and in the
midst of everything that's happening right now it's so critical that we lock
our eyes and attention on this runaway train where it actually lands all right
so Daniel 727 then the sovereignty power and greatness of all the kingdoms that's
the same as Matthew 28 19 make disciples of all nations then the sovereignty power
and greatness of all the kingdoms under heaven will be given to the holy people
of the Most High to who oh my gosh get ready because God listen if you're going
through tribulation trial challenge I think you know that's a good thing
because it's preparing us for leadership roles now if there's one thing that's
being really clearly highlighted in the world right now it's that if you're
gonna give people power you want to make sure that they are good stewards of
power you know like you don't want crazy people that don't and that aren't
motivated and carried and led by love you don't want crazy people that that
aren't motivated and fueled by love getting power like right I mean that if
ever there's a time where that's obvious it's right now it's like don't give
crazy makers power because they'll do crazy stuff and you'll get what we've
got right now so if you're going through chaos tribulation trials challenges God's
testing you for something phenomenal let me ask you do you sometimes wish that
the people in power right now maybe had been through some more challenges and
trials by God and like actually being tested and approved as worthy I think
we'd be like yeah I don't think there's anyone that would be bummed out if
someone who was leading nations or leading their nation had been tested and
approved by God you don't think you'd be bummed out if you were being led by
people who'd been who'd walked through fire and flood and come out radiating
and ablaze and fully approved by God so whatever you're going through right now
I want you to just to be like hey this is good because I'm being prepared not
for something small but you're being prepared for something great in the
kingdom and it's this then the sovereignty power and greatness of all
the kingdoms under heaven will be given to the holy people of the Most High and
that's what he's prepping you for his kingdom will be an everlasting kingdom
and all rulers will worship and obey him oh my gosh so like this journey that
we're on of discipling nations it starts in love but it ends with the earth
mirroring heaven so what you just said there Kelly is so powerful because even
though we're talking so
much about money. No one's goal here is money. Money is only a
tool. Money is an infrastructure. Money is a
resource that we use in the process. But no one's goal is
money, which is, you know, Seb, you're great at breaking down
that scripture, the love of money. Do you want to just hit
that one again?
Yeah, yeah, the love of the love of money is the root of all
scripture. But really, what it means is that love of money
translates as as better in the Greek as one word, which is
essentially a virus. A virus is kind of a more formal version
of greed, right? So it specifically means the desire to
create money, in order to withhold it from other people,
or in order to withhold it itself. And so I, so if you
were to retranslate that whole scripture, it would be the
desire to create money and withhold it from other people
for yourself is the is the root of all evil. So that that
willingness to like, to meaning that if wealth is flowing, if
money is flowing, if it's becoming generous, it's, if
it got a job with every dollar, if you're ruling over it, if
you're reigning over it, rather than it ruling over you, then
you're free from the the love of root of all evil. So it's a
it's a good, good, juicy place to like ruminate on is it and
question to ask yourself with all your money is is is the
wealth that I have moving? Is it is it moving in a direction
that's reproducing that's multiplying that's creating
value everywhere it goes? Where I'm being generous with it,
where it's going? Is it doing that? Or is it? Am I withholding
it for myself? So it's a good, good, like piercing question
sometimes, you know, just to ask that question.
So God had told me two things. He said, do not love money and
do not trust money. Because if we love money or trust money,
then we are putting money before God that becomes our idol,
right? Just like anything can become our idol, our phone, our
children, our husbands, anything can become an idol. And so when
he told me those two things, I realized at that point that it
was stewarding. Stewarding is one of the most important things
that you can do for your life. And recognizing when you are
stewarding it, well, God is going to show favor on you. He's
going to so it's just to me, it's just a matter of trusting
him for that and believing him for that.
Yeah, awesome. I love it. So good.
Wow, guys, what a great what a great session I am. And I think
that that whole session, that whole message around generosity
is there's just come back around so beautifully about money is
designed to flow, you know, like if your money's not flowing, if
your wealth's not flowing, then when you're trapping it, you're
holding it, that is the root of all evil. And what's the
antivirus for that is generosity, you know, like
generosity will ensure that your money is not becoming an idol
and that it's in its place. So oh, thank you so much for a
beautiful session, Kelly, and your wisdom around there around
money. We have a similar concept that we teach, which is the five
jars that you mentioned. And in that one, you know, it's 20% to
us 10% to give away and giving us 20% to giving actually has 10%
tithes 10% offerings, which is your just your generosity. This
is based on the Jewish principle. So I'll say that
slowly for you guys. So in the five jars concept, it doesn't
really matter which one you implement, in a sense, what
what's really powerful is that you make small, sustainable,
incremental change. And that's what changed our entire
financial storyline as well from, you know, flooded with
debt and next to no income streams to multiple income
streams is, is small, incremental change, which starts
with, you know, like, can you can you maybe you're in a place
where at the moment you give nothing, but maybe you could
increase the giving 1%? Or maybe you just feel like I can give a
dollar? Well, if you can do that, do that and make it a
small, incremental, sustainable change, because you don't want
to just rush out, you know, watch an event like this and go,
Yeah, I'm going to do something that's not sustainable. And
then just start, you know, stepping up or trying to invest
20%. And then all of a sudden, you can't actually sustain it.
So here's quickly the five jars, which is in is give 20% 10%
retired 10% for offering, save 10% invest 20%. Oh, sorry, the
two jars sorry. So tithe is one jar 10% offerings is one jar
10%
percent, save is one jar, 10 percent, invest is one jar, 20
percent, and then live off 50 percent. And interestingly about
that, I mean, there's 20 percent there that's dedicated to
giving, but only 10 percent is dedicated to tithing. And so if
you're a Jewish mindset, which is biblically based, is to give
10 percent and invest, you know, to tithe 10 percent, invest 20
percent. Why don't churches teach investing twice as much as
they teach tithing? Because as long as churches fail to teach
investing twice as much as they teach tithing, as long as they
fail to do that, they'll always be poor. And one of the reasons
I think that that doesn't happen is because they want the
bandwidth, they use the bandwidth of the pulpit to go
for the big building offering as opposed to the investment.
That's really short-sighted, because it means that instead of
having a community that's all investing, you know, you've got
a community that's doing big offerings and trusting on that
our God will bless us. And listen, God will bless you, but
he won't bless you if you are contradicting wisdom. Right? So
if you're contradicting wisdom and expecting a blessing, God
will actually not bless you. He will wait for the consequences
to play out until you come back to square one and ask for
wisdom. And so that's something that churches need to really
sort out because they think I mean, churches think I gave this
a big offering and yeah, I got blessed, but you didn't get
blessed anywhere near you could have if you were as if you were
investing. You know, so this is a big mindset in the church that
really needs to be understood and Christians needs to be
understood. So I think we're going to kind of come to a close
there. But it's exciting. I think that my my kind of close
on this session for everyone would be whatever change you
make, whether it's big or small, make it sustainable, you know,
make it an incremental change and and see the power of it. If
you've got the ability to make a big change, then make a big
change and you experience what Kelly did, which is completely
wiped out there. That's why Kelly closing thoughts from
yourself.
Actually, yes, thank you for asking. Because the Holy Ghost
is just telling me this one last thing. A lot of the poor
mentality you guys comes from us thinking that Jesus was poor.
But do you realize that God provided everything they needed?
And how did he do that? Gold, frankincense and myrrh. It was
brought right to Mary and Joseph right there. He was provided for
the entire time. And think about when was it Peter that had the
the taxes that he had to pay for fishing and got and Jesus told
him to go to the river to look at the fish and there was a coin
in the fish's mouth. He could have done that at any point in
time, right? Jesus was never poor. He has the abundance of
the kingdom. We too, if we are imitators of Christ, are never
poor. We have the abundance of the kingdom. It's the mentality
shifts that we need to make. So just want to leave you with
that.
Awesome. Oh, good. Good comment here. Someone, Sharon saying he
had a treasurer. You don't need a treasurer if you're poor. Yeah,
that's good. And listen, if you have a treasurer, it also means
you have a treasury. And I think that's something that we can all
be building as well. Sam, you want to wrap it up for us? Any
final thoughts?
No, I love it. Kelly, it's been so great to be with you. It's
you know, we were on a journey of of expansion and limitless
expansion. And the people are just so glorious. So it's so
great to be on the journey with you. Thanks for joining us. And
I'm looking forward to seeing where this expansion journey
goes. Just cool. So why don't we pray and then and close it out.
So Jesus, we're so grateful. We're so grateful. We just want
to honor you. Thank you and, and bless you exalt your name,
exalt your glory, exalt your power over every situation and
circumstance. And we say, come Yeshua Hamashiach. We thank you
Lord for your power rushing in. Thank you that you are a
generous giver. You're the generous King, you're the
faithful King. And we do we just bless we bless Kelly on her
journey. We thank you for all the goodness, all the mercy, all
the grace, all the revelation that you're just pouring out on
her in the season. We say more revelation, more grace, more
empowerment. We say yes to the calling of God on our life
right now for this season to come Holy Spirit have your way
in Jesus name. Jesus name. Amen.
Well, Kelly, thank you so much for that. Thank you for sharing
your envelope.
I know that we love that. Everyone's saying they love the session. So you say a big thank you
to Kelly. There's lots of thanks coming in. So lots of gratitude and appreciation there for
your session. We really loved it. Looking forward to collaboration. And I think that we are, here's
what I feel prophetically is happening. Because when you have a conference like this, or a summit
like this, something happens. Psalm 133 says there's a blessed... How does it go? Where
God's people dwell together in unity, God commands a blessing. I think one of those
blessings that comes when we hang out together in a summit like this is he opens up new dreams.
Just from the fact that we're talking together. And what I can feel that's happening is that
God's opening up whole new connections, connecting entire networks of people that are going to start
having all these Christian networks coming together to leverage the power of community
and finance. And I think we're going to see the power of community and finance that's available
to us unlocked like never before. So thank you for everything. And I look forward to journeying
together and just seeing what we can create as we dream together, as we run together and build
together going forward. So bless you, and we'll catch you real soon.
Yeah, and so just so you're aware, we've got a break now for like two hours, we're
going to go and have some lunch and do some crazy cool stuff. And then after that, we have
Michael Seifert. Steve, do you want to jump in there and talk about your main man?
Yeah, my man, Michael Seifert, one of my best friends on the planet. And he and I started an
application called Public Square, which we're going to let you know a little bit on that just
is so in alignment with everything that we've been talking about so far. So it's going to be
a fire session. Looking forward to it. It's going to be amazing. That'll be five o'clock Pacific
time. Two o'clock New Zealand time. Yep. Sweetness, guys. Couple of hours.
All right. Awesome. We'll catch you real soon. Thank you, guys. Love you. Bye-bye.